- Any credit accepted
- Rates from 6.99%
- Doesn't affect your credit
- Loans up to $50,000
- Re-establish your credit
- Apply once, get multiple options
Provider | Loan Amount | Rate | Term (Months) | Rating | |||
---|---|---|---|---|---|---|---|
0 | 0 | ![]() | Up to $50,000 | Prime – 46.96% | 3 - 120 | ||
8 | 1683676800 | ![]() | $15,000 | 5.95% | Up to 60 months | ||
100 | 1666051200 | ![]() | $20 - $100 | 0% | - | ||
100 | 1643932800 | ![]() | $500 - $15,000 | +18.9% APR | 6 - 60 | ||
11 | 1639094400 | ![]() | $1,000 - $15,000 | 29.9% - 46.9% APR | 12 - 60 | ||
7 | 1637280000 | ![]() | $5,000 - $50,000 | 5.75% - 22.99% | Up to 84 | ||
100 | 1623369600 | ![]() | Varies | 0% | 6 or 8 weeks | ||
7 | 1620777600 | ![]() | Up to $35,000 | 9.99% - 46.96% | 6 - 60 | ||
17 | 1607558400 | ![]() | $500 - $50,000 | 6.99% - 46.99% | 12 - 36 | ||
100 | 1600646400 | ![]() | $1,000-$7,500 | 12.99% - 29.99% | 24 - 60 | ||
100 | 1598918400 | ![]() | $1,000 - $15,000 | - | - | ||
100 | 1598832000 | ![]() | $500 – $15,000 | + 25.99% | 9 - 60 | ||
100 | 1595980800 | ![]() | $200 - $1,200 | 25% - 32% | - | ||
100 | 1593561600 | ![]() | - | 0+ | 2 - 60 | ||
100 | 1582243200 | ![]() | - | - | Up to 60 | ||
100 | 1580947200 | ![]() | - | - | - | ||
9 | 1580860800 | ![]() | $500 - $5,000 | - | 12 - 24 | ||
100 | 1580860800 | ![]() | $350 - $1,000 | - | 2 - 12 weeks | ||
2 | 1580860800 | ![]() | $1,600 - $25,000 | 19.99% APR | 36 - 60 | ||
10 | 1580774400 | ![]() | $1,000 - $25,000 | 7.5% - 31.5% APR | 36 - 60 | ||
100 | 1579478400 | ![]() | $100 - $1,500 | - | - | ||
100 | 1579478400 | ![]() | Up to $3,200 | - | - | ||
100 | 1579219200 | ![]() | $100 - $25,000 | +4.9% | - | ||
100 | 1576713600 | ![]() | - | Up to 35% | - | ||
18 | 1576713600 | ![]() | $500 - $100,000 | 6.99% - 14.99% | 12 - 240 | ||
100 | 1575590400 | ![]() | 1800- 2900 | 15.99% | 23 - 36 | ||
100 | 1560124800 | ![]() | Up to $15,000 | 29.99% - 46.96% | 9 - 60 | ||
9 | 1545955200 | ![]() | Up to $20,000 | 18.99% - 24.99% | 36 - 84 | ||
8 | 1552262400 | ![]() | $1,000 - $15,000 | 19.90% - 46.90% | 12 - 60 | ||
100 | 1551830400 | ![]() | $100 - $1,000 | 546% APR | 14 days | ||
100 | 1569974400 | ![]() | $500 - $50,000 | 15 - 30% | - | ||
100 | 1551830400 | ![]() | $1,000 - $15,000 | 19% - 46.95% | 6 - 60 | ||
100 | 1551398400 | ![]() | $500 - $1,000 | 28% - 32% | - | ||
100 | 1551139200 | ![]() | $5,000 - $35,000 | 9.9%+ | 6 - 60 | ||
100 | 1550534400 | ![]() | $300 - $25,000 | 7.95%+ | 36 - 60 | ||
100 | 1550534400 | ![]() | $100 - $1,500 | - | 14 days | ||
100 | 1569974400 | ![]() | Up to $1,500 | 15% - 23% | - | ||
100 | 1550534400 | ![]() | Up to $1,500 | Up to 59% APR | 14 days | ||
100 | 1550534400 | ![]() | $500 - $1,000 | 28% - 32% | 3 -5 | ||
100 | 1550534400 | ![]() | $300 - $1,000 | 38% APR | 3 - 4 | ||
100 | 1549411200 | ![]() | $100 - $1,000 | 546% APR | 14 days | ||
100 | 1549238400 | ![]() | $500 - $1,000 | 28% - 32% | 4 - 5 | ||
100 | 1549238400 | ![]() | $250 - $1,000 | 29% APR | 3 - 4 | ||
20 | 1548720000 | ![]() | $500 - $1,000,000 | 7.9% | 12 | ||
100 | 1548720000 | ![]() | $1,000 - $50,000 | 4.6% – 49.96% | 3 - 60 | ||
100 | 1548633600 | ![]() | $300 - $7,500 | 29.9% - 39.9% | 6 - 60 | ||
100 | 1548633600 | ![]() | $50 - $1,500 | - | 14 days | ||
100 | 1545955200 | ![]() | Up to $20,000 | 19% - 49% | 36 - 48 | ||
16 | 1545264000 | ![]() | $2,000 - $10,000 | 18.9% - 54.9% | 12 - 60 | ||
100 | 1545264000 | ![]() | $500 - $10,000 | 12.99% – 39.99% | 9 – 36 | ||
1 | 1543622400 | ![]() | Up to $50,000 | 19.99% - 39.99% | 6 - 120 | ||
100 | 1545264000 | ![]() | $500 - $12,500 | 19.99%+ | 12 - 60 | ||
100 | 1545350400 | ![]() | Up to $1000 | 30% | 3 - 5 | ||
100 | 1545350400 | ![]() | Up to $5,000 | 60% | 6 - 60 | ||
100 | 1545350400 | ![]() | Up to $7,000 | - | 6 – 60 | ||
100 | 1545350400 | ![]() | $500 - $2,500 | 29% - 46.95% | 6 - 36 | ||
100 | 1545350400 | ![]() | $500 - $1000+ | 28%-32% | 3 | ||
100 | 1545350400 | ![]() | $500 – $750 | 28% – 34.4% | 3 | ||
100 | 1545350400 | ![]() | $500 – $750 | 23% - 34.4% | 3 – 12 | ||
100 | 1545350400 | ![]() | $300 - $1500 | 27% - 35% | 3 - 4 | ||
6 | 1545264000 | ![]() | $500 - $100,000 | Starting at 29.99% | 9 - 84 | ||
4 | 1545264000 | ![]() | $300 – $35,000 | 9.9% - 47.72% | 24 - 60 | ||
5 | 1545177600 | ![]() | $1,000 - $35,000 | 5.99% - 29.19% | 36 - 60 | ||
14 | 1545177600 | ![]() | Up to $20,000 | 19.99% - 46.8% | 12 - 60 |
Provider | Loan Amount | Rate | Term (Months) | Rating | |||
---|---|---|---|---|---|---|---|
0 | 0 | ![]() | Up to $50,000 | Prime – 46.96% | 3 - 120 | ||
8 | 1669852800 | ![]() | $500 - $300,000 | - | 2 - 24 months | ||
100 | 1648512000 | ![]() | $10,000 - $250,000 | Varies | 6-12 | ||
100 | 1620345600 | ![]() | - | - | 12 - 60 | ||
100 | 1611878400 | ![]() | $5,000 - $30,000,000 | - | Up to 18 | ||
17 | 1607558400 | ![]() | $500 - $50,000 | 6.99% - 46.99% | 6 - 36 | ||
100 | 1598918400 | ![]() | - | - | - | ||
100 | 1585612800 | ![]() | - | 0.9% - 12% | 6 months - 5 years | ||
100 | 1581984000 | ![]() | $10,000 - $10,000,000 | 6% - 12.5% | - | ||
100 | 1581033600 | ![]() | - | - | - | ||
100 | 1581033600 | ![]() | - | - | - | ||
100 | 1581033600 | ![]() | - | - | - | ||
100 | 1580947200 | ![]() | - | - | - | ||
100 | 1580947200 | ![]() | $10,000 - $1,000,000 | - | - | ||
100 | 1580860800 | ![]() | - | - | - | ||
100 | 1580860800 | ![]() | - | - | - | ||
100 | 1580860800 | ![]() | - | - | - | ||
100 | 1580860800 | ![]() | - | - | - | ||
100 | 1580860800 | ![]() | $5,000 - $1,000,000 | - | - | ||
100 | 1580860800 | ![]() | - | - | - | ||
100 | 1580860800 | ![]() | - | - | - | ||
100 | 1580860800 | ![]() | up to $250,000 | - | - | ||
100 | 1580860800 | ![]() | - | - | - | ||
100 | 1580688000 | ![]() | Up to $10,000 | - | - | ||
100 | 1580256000 | ![]() | $5,000 - $500,000 | - | 6 - 18 months | ||
100 | 1579478400 | ![]() | - | - | - | ||
100 | 1579478400 | ![]() | $10,000- $30,000,000 | Min 4.95% | - | ||
100 | 1579478400 | ![]() | - | - | 12 - 120 | ||
100 | 1579478400 | ![]() | - | - | 24 to 60 | ||
100 | 1579478400 | ![]() | - | - | - | ||
100 | 1579478400 | ![]() | - | - | - | ||
100 | 1579046400 | ![]() | - | - | - | ||
100 | 1577059200 | ![]() | - | - | - | ||
100 | 1577059200 | ![]() | - | - | - | ||
100 | 1577059200 | ![]() | - | - | - | ||
100 | 1575849600 | ![]() | $5,000 - $150,000 | 15% + | 6 - 24 | ||
100 | 1575849600 | ![]() | Up to $250,000 | - | - | ||
100 | 1575590400 | ![]() | - | - | - | ||
100 | 1575590400 | ![]() | - | - | - | ||
1 | 1545955200 | ![]() | $5,000 - $150,000 | Fee-Based: Starting at 9% | 12 - 60 | ||
100 | 1552262400 | ![]() | Up to $250,000 | - | Up to 10 years | ||
100 | 1552262400 | ![]() | - | - | - | ||
100 | 1552262400 | ![]() | Up to $1,000,000 | - | - | ||
100 | 1551830400 | ![]() | $10,000+ | - | Up to 15 years | ||
100 | 1551830400 | ![]() | Up to $1,000,000 | - | Up to 15 years | ||
100 | 1551830400 | ![]() | Up to $500,000 | - | Up to 10 years | ||
100 | 1551830400 | ![]() | $5,000 - $10,000 | - | Up to 7 years | ||
100 | 1551398400 | ![]() | $3,500+ | - | - | ||
100 | 1551398400 | ![]() | $10,000 - $1,000,000 | 4% - 14% | 12 - 84 | ||
100 | 1551139200 | ![]() | Up to $75,000 | - | Up to 18 | ||
100 | 1550534400 | ![]() | $500-$50,000 | 0.5% weekly | 12 week cycles | ||
100 | 1550534400 | ![]() | $1,000 - $1,000,000 | 6% - 20% | - | ||
100 | 1550534400 | ![]() | Up to $5,000,000 | 4.5% | 24 - 72 | ||
100 | 1550534400 | ![]() | $5,000 - $200,000 | - | - | ||
100 | 1549411200 | ![]() | $50,000 - $12,000,000 | - | 24 - 96 | ||
100 | 1549411200 | ![]() | $5,000 - $1,000,000+ | - | 1 - 60 | ||
100 | 1549238400 | ![]() | $5,000 - $1,000,000 | - | 3 - 24 | ||
100 | 1548720000 | ![]() | $5,000 - $5,000,000 | - | 4 - 18 | ||
100 | 1548720000 | ![]() | Up to $100,000 | 6.05% + | 60 | ||
100 | 1548720000 | ![]() | $10,000+ | 18% - 22% | - | ||
100 | 1548720000 | ![]() | $10,000 - $300,000 | 4.70% - 5.45% | - | ||
5 | 1545177600 | ![]() | $1,000 - $35,000 | 5.6% – 25.5% | 36 – 60 | ||
100 | 1545264000 | ![]() | $5,000 - $250,000 | - | 3-18 | ||
100 | 1545264000 | ![]() | $5,000 - $150,000 | - | 3 - 24 | ||
100 | 1545350400 | ![]() | $5,000 – $100,000 | 15% + | 12 – 18 | ||
100 | 1545264000 | ![]() | $5,000 – $100,000 | Starting at 6.87% | 3 – 18 | ||
100 | 1545177600 | ![]() | $5,000-$250,000 | 8% - 29% APR | 6 - 18 | ||
100 | 1545177600 | ![]() | $5,000 – $500,000 | Starting at 5.9% | 3 – 60 | ||
100 | 1545264000 | ![]() | $500 - $10,000 | 12.99% – 39.99% | 9 – 36 | ||
100 | 1561507200 | ![]() | Up to $300,000 | - | - |
Provider | Loan Amount | Rate | Term (Months) | Rating | |||
---|---|---|---|---|---|---|---|
0 | 0 | ![]() | Up to $50,000 | Prime – 46.96% | 3 - 120 | ||
3 | 1679529600 | ![]() | Varies | 8.49% + | 24 - 96 months | ||
4 | 1632960000 | ![]() | Up to $50,000 | 14.9% + | 12 -72 | ||
6 | 1624233600 | ![]() | Up to $50,000 | 29.99% – 46.96% | 12 - 96 | ||
17 | 1607558400 | ![]() | $500 - $50,000 | - | 24 - 60 | ||
100 | 1600646400 | ![]() | $1,000-$7,500 | 12.99% - 29.99% | 12 - 84 | ||
6 | 1597104000 | ![]() | - | 4.99%+ | - | ||
100 | 1594339200 | ![]() | - | - | - | ||
6 | 1582761600 | ![]() | - | 11.9% - 22.9% | Up to 84 | ||
100 | 1581033600 | ![]() | - | + 4.9% | - | ||
100 | 1581033600 | ![]() | - | - | - | ||
100 | 1580688000 | ![]() | - | - | - | ||
100 | 1579478400 | ![]() | - | - | - | ||
100 | 1579478400 | ![]() | - | - | - | ||
100 | 1579478400 | ![]() | - | - | - | ||
100 | 1578873600 | ![]() | - | +8.99% | - | ||
100 | 1578873600 | ![]() | - | - | - | ||
100 | 1551830400 | ![]() | $5,000 - $10,000 | - | up to 84 | ||
100 | 1552262400 | ![]() | Up to $250,000 | - | 12 - 60 | ||
100 | 1552262400 | ![]() | Up to $1,000,000 | - | up to 96 | ||
100 | 1551830400 | ![]() | Up to $100,000 | - | 6 - 96 | ||
100 | 1551830400 | ![]() | $10,000+ | - | 12 - 96 | ||
100 | 1551830400 | ![]() | Up to $1,000,000 | - | up to 96 | ||
100 | 1577059200 | ![]() | - | - | up to 72 | ||
100 | 1577059200 | ![]() | - | - | - | ||
100 | 1575849600 | ![]() | - | Starting at 4% | Up to 84 | ||
100 | 1575849600 | ![]() | $5000 - $45,000 | 4.90 % - 29.95% APR | 36 - 72 | ||
100 | 1575849600 | ![]() | - | - | - | ||
100 | 1575590400 | ![]() | - | - | - | ||
100 | 1575590400 | ![]() | - | - | - | ||
100 | 1575590400 | ![]() | - | 14.5% to 29.9% | - | ||
100 | 1575504000 | ![]() | - | - | - | ||
2 | 1569974400 | ![]() | $7500 - $59,995 | 3.95% + | 12 - 96 | ||
100 | 1562112000 | ![]() | - | Up to 49.9% | - | ||
100 | 1561507200 | ![]() | - | - | - | ||
100 | 1561507200 | ![]() | - | - | Up to 84 | ||
1 | 1560124800 | ![]() | Up to $100,000 | 3.99% - 19.9% | 24 -96 | ||
100 | 1551830400 | ![]() | Up to $30,000 | - | - | ||
100 | 1548720000 | ![]() | - | - | - | ||
100 | 1548633600 | ![]() | - | 4.2%+ | - | ||
100 | 1545955200 | ![]() | Up to $20,000 | 19% - 49% | 36 - 48 | ||
100 | 1545264000 | ![]() | $500 - $10,000 | 12.99% – 39.99% | 9 – 36 | ||
100 | 1545177600 | ![]() | Up to $50,000 | - | - | ||
100 | 1545177600 | ![]() | $5,000 – $40,000 | - | 12 – 72 | ||
100 | 1545177600 | ![]() | - | - | Maximum 84 |
Provider | Loan Amount | Rate | Term (Months) | Rating | |||
---|---|---|---|---|---|---|---|
0 | 0 | ![]() | Up to $50,000 | Prime – 46.96% | 3 - 120 | ||
100 | 1578873600 | ![]() | $1,000 - $35,000 | - | 24 - 60 | ||
100 | 1545955200 | ![]() | Up to $20,000 | 19% - 49% | 36 - 48 | ||
100 | 1545264000 | ![]() | Up to $25,000 | - | 12 - 60 |
Provider | Loan Amount | Rate | Term (Months) | Rating | |||
---|---|---|---|---|---|---|---|
0 | 0 | ![]() | N/A | N/A | N/A | ||
100 | 1627344000 | ![]() | - | 1.94% - 2.45% | 12 - 60 | ||
4 | 1545264000 | ![]() | $300 – $35,000 | 2.20% - 2.54% | 36 - 60 | ||
100 | 1581033600 | ![]() | - | 2.74% - 6.30% | 12 - 120 | ||
100 | 1580947200 | ![]() | - | - | - | ||
100 | 1580860800 | ![]() | - | - | - | ||
100 | 1580860800 | ![]() | - | 2.64% - 4.45% | 12 - 120 | ||
100 | 1580860800 | ![]() | $50,000+ | 2.74% - 3.49% | 12- 120 | ||
100 | 1580860800 | ![]() | - | - | - | ||
100 | 1580860800 | ![]() | - | - | - | ||
100 | 1580688000 | ![]() | - | 2.79% - 6.00% | 6 - 60 | ||
100 | 1579478400 | ![]() | - | 2.74% - 3.70% | 6 - 120 | ||
100 | 1578873600 | ![]() | - | - | - | ||
100 | 1578873600 | ![]() | - | 2.69% - 3.95% | 6 - 120 | ||
100 | 1577059200 | ![]() | - | - | - | ||
100 | 1577059200 | ![]() | - | 2.84% - 7.30% | - | ||
100 | 1574899200 | ![]() | min 25,000 | 3.89.% - 4.84% | 12 - 60 | ||
100 | 1560124800 | ![]() | - | 2.89% - 3.79% | - | ||
100 | 1548806400 | ![]() | $10,000 - $1,500,000 | Varies | 12 - 24 | ||
100 | 1548720000 | ![]() | - | 2.41% - 3.84% | - | ||
1 | 1517097600 | ![]() | $10,000+ | Based on equity | - |
Provider | Services | Rating | |||
---|---|---|---|---|---|
0 | 0 | ![]() | Debt Consolidation Program, Debt Settlement Program, Consumer Proposal, Bankruptcy Consultation | ||
100 | 1576540800 | ![]() | Credit Counselling, Bankruptcy, Consumer Proposal | ||
100 | 1576540800 | ![]() | Bankruptcy, Consumer Proposal | ||
100 | 1576540800 | ![]() | Credit Counselling, Debt Management Program | ||
100 | 1576368000 | ![]() | Credit Counselling, Debt Management Program |
Yes, payday loans are available in New Brunswick.
Payday loans are short-term loans that are typically made for no more than $1,500. They’re available to borrowers with all types of credit, including those with bad credit who are ineligible for traditional personal loans from banks.
These loans take only a few minutes to apply for and get approved for. Funds are available shortly after, which must be repaid by the time you receive your next paycheque.
Most legitimate payday lenders allow borrowers to apply online. However, it’s important to be extremely cautious. A physical location can help you partially confirm a creditor’s legitimacy. But, applying for a payday loan online comes with the risk of being scammed.
Desperate for financial aid, many borrowers in New Brunswick hand over their personal or banking information. Typically, without checking customer reviews or looking to see if their company shows up in the database at the Better Business Bureau.
No examination of your credit report or credit scores is required for a payday loan. Although if you’re concerned about the health of your credit, it’s important to check it on a regular basis. You can check your credit for free using a company like CompareHub.
All you need to be eligible is the following:
Applying for a payday loan in New Brunswick is quick and easy. Just follow these simple steps:
Complete the lender’s application online. Include information such as your name, contact information, and how much you’d like to apply for.
Submit proof of identity. A driver’s license or passport will help the lender verify your identity, which is required before loan approval.
Submit proof of income. Your lender will want to make sure you earn enough to cover your loan payment and will require proof of income, such as pay stubs or a letter of employment. If you’re not currently working and are collecting government benefits, you will need to provide documents supporting this non-employment income.
Provide bank account details. Some payday lenders will want to verify your bank account. Your account will be used for the lender to deposit your funds and access repayment when it’s due.
Wait for approval. Shortly after applying for your payday loan and submitting your documents, the lender will send you a loan contract if you’re approved. In many cases, approval takes place minutes after application. Be sure to go through the contract carefully before signing it.
Receive your money. The funds will be deposited into your bank account minutes after approval, usually through an Interac e-Transfer. You may also receive your funds in cash (if you apply in person) or on a prepaid debit card.
As mentioned, payday loans are among the most expensive loan types. The interest rate that payday lenders charge is often far greater than what you would pay for a typical personal loan from a bank.
That said, there are limits on what payday lenders can charge for these short-term loans. The rules vary depending on the province or territory.
In New Brunswick, for example, the maximum interest that can be charged on a payday loan is $15 for every $100 borrowed. Further, you’re not allowed to borrow any more than 30% of your net pay from your last pay stub, up to a maximum of $1,500.
To calculate the cost of borrowing, multiply the loan amount by the interest rate charged. For example, if the rate is 15% or $15 on every $100 you borrow, multiply the loan amount by 15%.
Let’s illustrate how much you could pay for a payday loan based on a handful of loan amounts:
Loan Amount | Loan Cost Per $100 | Total Interest Cost | Total Amount Payable |
$500 | $15 | $75 | $575 |
$1,000 | $15 | $150 | $1,150 |
$1,500 | $15 | $225 | $1,725 |
There are a few ways to receive your funds from a payday loan in New Brunswick, including via Interac e-Transfer. In fact, this is the most common way for payday loan borrowers to receive their funds.
Once your loan application is approved, the funds will be sent to you through e-Transfer minutes later. Then, you can deposit the money right into your bank account. This is one of the quickest ways to get your borrowed funds. You can even receive the money after typical business hours.
If you want to access your borrowed funds in cash, then you’ll need to visit a brick-and-mortar payday lender in New Brunswick. This is another great way to get instant access to money immediately after being approved for a payday loan.
A unique way to receive your borrowed funds from a payday loan is to have the money transferred to a prepaid credit card linked to your payday loan account. Some borrowers may choose this method because they don’t have an active bank account or may simply not want to use it.
Prepaid debit cards are usually associated with major credit card companies like Visa and Mastercard. You can use the card anywhere that accepts these brands, both in-store and online. Moreover, you may even be able to use prepaid cards loaded with payday loan funds to pay your bills.
You can access these cards in person from a payday lender or have them mailed to your home.
New Brunswick has specific laws around payday loans to protect consumers from predatory lenders. Here are some of the key rules surrounding payday lending in NB:
Max Loan Amount | $1,500 (No creditor is permitted to grant a loan that equals more than 30% of a New Brunswick borrower’s net pay ) |
Maximum Cost | No creditor is permitted to charge more than $15 per $100 borrowed |
Maximum Term | Up to 62 days |
Loan Rollover | Not permitted in NB |
Loan Cooling-Off Period | New Brunswick borrowers are allowed 48 hours ( not including Sundays & holidays) to cancel their loan agreement without penalty. |
License | Creditors must be licensed by the FCNB (Financial and Consumer Services Commission of New Brunswick) |
Loan Agreement | Every loan agreement must list specific terms, conditions and total costs |
It can be very easy to get stuck in a payday loan cycle due to their ease and convenience. Most payday loan cycles start like this:
If you’re looking for alternative ways to cover an expense, consider the following options:
If you currently own a home in New Brunswick, dipping into your home equity might be a good way of dealing with your expenses or debts. These loans typically have lower rates because of the security your equity provides. Moreover, your payments may be more affordable because they can be stretched over serval years. You can tap into your home equity by applying for a:
If you own a car outright, you can apply for a loan using your car’s title as collateral. You can apply for a car title loan to consolidate your debt or cover your expenses. With it, you can borrow up to a certain percentage of the car’s present market value. The amount you qualify for will depend on your lender and your finances.
An installment loan (a type of personal loan) in New Brunswick allows you to borrow a specific sum of money, then pay it back over time through scheduled payments with interest. While collateral isn’t a necessary offering, it can help you secure more money and a lower interest rate.
If you qualify, a credit card can be a safer and more affordable borrowing option. However, since credit cards can also cause a lot of debt, make sure you are able to pay regular bills on time and in full before you go charging every expense to them.
Payday loans are an expensive way to borrow money and are not a good option for most consumers. Before you apply for a payday loan in New Brunswick, remember that Loans Canada is always here to offer you better plans and prices. We can set you up with the right financial aid tool for all your needs.
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