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Hunting for the best deal when shopping can be cumbersome due to the sheer number of offers and deals you have to comb through. But it doesn’t have to be. With the help of technology, there are a number of services, websites, and apps available that can not only help you find great deals but offer perks such as cash back rewards. If you’re looking for a platform like that, check out Ampli; a cash back app that was recently launched in the Canadian market. 

What Is Ampli?

Ampli is a cash back app that was launched from a partnership between RBC Ventures and WestJet. Ampli was created in an effort to bring more value to customers by presenting offers that are tailored to each individual’s tastes and preferences. Along with that, Ampli provides its consumers with the opportunity to earn cash back on their everyday purchases. 

Who Is RBC Ventures?

RBC Ventures Inc. is a subsidiary of RBC and they strive to innovate products that go beyond solving your banking needs. Their goal is to create products and services that change and improve the way you live your life, which is why Ampli was created. Ampli is operated by RBC Ampli Inc which is a wholly-owned subsidiary of RBC.

How Does Ampli Work?

Ampli is a powerful but simple app that can have you earning cash back and saving on purchases in just four short steps. 

  1. Create an account
  2. Link your bank account
  3. Start shopping to earn cash back
  4. Redeem your cash
Ampli

Create An Account 

You can download Ampli on your phone through the Google Play Store or the App Store. Once downloaded, simply follow the instructions to create an account.  You’ll have to provide basic personal information such as your name, number, and postal code. You’ll also have to agree to the terms and conditions and activate your account by confirming your email through a link they send you. 

A quick guide on signing up

  • Enter your first and last name
  • Add a promo code (optional)
  • Enter your email address
  • Create a password for your account
  • Enter your Postal code (optional)
  • Add your number (optional)
  • Choose if you’d like to receive promotional emails (optional)
  • Read the terms and conditions, then click agree to sign up
  • Lastly, you’ll have to activate your account by confirming your email. 

Once you create an account, you can link up any debit or credit card to it. Simply follow the instructions and enter your information. 

Quick guide on linking your account

  • First, select your financial institution
  • When prompted, enter your login credentials. This is required so that Ampli can match your bank purchases with active Ampli offers, so you can get cash back. Don’t worry, it’s all encrypted and powered by RBC, so it is completely safe. 

Once you’ve entered your credentials, your bank may require you to enter a security code or answer a security question to verify your identity. After that, you’ll be ready to shop.  

Shop and Earn 

Now that your account is complete, you can earn cash back and save money by making purchases at participating stores. Start browsing deals now through Ampli’s app. Offers are divided into 4 sections:

  • Special Offers – Browse specially selected offers by Ampli. 
  • Featured brands – Choose which offers you’d like to browse by brand.
  • Offers for you – Ampli differentiates itself from other cash back services by customizing its offers according to your tastes. 
  • All offers – You can filter through all offers available by brand, product category (food or retail), cash back, latest offers and more.

Redeem

Once you accumulate $15 dollars or more in cash back, you can start redeeming it via Interac e-Transfer

Need cash now? Check out how you can transfer money from your credit card to your bank account.

How Do You Earn Cash Back? 

Depending on the offer you choose, you can earn between 1% to 10% in cash back using Ampli. Other than cash back offers, Ampli also offers deals that will enter you into Ampli’s Dreamstakes contest. If you prefer to browse through the cash back offers only, you can click on the “earn” tab at the bottom of the app.

On top of your cash back earnings, you can also earn the points that you usually get when you make purchases with your credit card. Certain offers on Ampli also give an additional 1% cash back to those who make purchases with RBC’s debit or credit cards

If you’d like to check your cash back balance, you can do so through your account. However, it can take up to 5 business days after your purchase has been posted in your bank account for it to show up in your Ampli account. 

Perks

In celebration of Ampli’s first year in business, they’ve created a contest called Dreamstakes. When you participate in Ampli’s Dreamstakes contest you can win 1 of 25 prizes worth $500 each. 

To participate, simply complete the in-app challenges to enter. The more challenges you complete, the more entries you’ll have, the greater your chance of winning. 

Some challenges include:

  • Refer Ampli to a friend
  • Share your thoughts on how Ampli can improve its services
  • Make 4 separate purchases at Baskin Robbins
  • Spend $140 or more at the Hudsons Bay
  • Spend $175 or more at The Source

Which Stores Can You Earn Cash Back?

Ampli is connected with a wide variety of participating brands where you can earn cash back and discover offers. Some of the most well-known brands are:

  • Roots
  • Indigo.ca
  • Petro-Canada
  • Westjet
  • Hudsons Bay
  • Best Buy
  • Micheals
  • David’s Tea
  • Babies R us
  • Bentley

Can I Still Earn My Loyalty Points? 

One of the many benefits of Ampli is the ability to “double dip”. While you earn cash back with Ampli, you can also earn points associated with your credit card on the same purchase. 

How Do You Redeem Your Cash Back? 

Redeeming cash is easy, simply click the cash out button on the bottom right of your app to begin. However, you must have a minimum of $15 before cashing out. Moreover, when you cash out, you have to take out the entire amount. So if you have $100 in cash back you can’t redeem $80 or $50, you have to take the entire $100. When cashing out, you can also choose which bank account you want to send your money to via Interac e-transfer, which can take approximately 3 business days to process.

How Much Does Ampli Cost?

Ampli is a free platform that you can download on your phone via the Play Store or App Store. There is no subscription fee or service fee of any kind. 

Check out how you can make purchases using Samsung Pay, Apple Pay or Google Pay.

Refer-A-Friend Advantage

Earn extra cash back by using Ampli’s “Refer a Friend” program. When you refer a friend, both you and your friend will receive $5. To refer a friend, simply click “invite friends” under your account to share your code. Once your friend uses the code to register with Ampli and links their bank account, you’ll get your $5 dollar reward. 

Bottom Line

If you love to shop and enjoy taking advantage of great offers, check out Ampli. Amplify your rewards through Ampli by getting cash back and points on your credit card. It is an effortless way for you to earn back the money you spend. Moreover, it is a free service that allows you to reap rewards that would cost you $99 annually with a credit card. 

Priyanka Correia, BComm avatar on Loans Canada
Priyanka Correia, BComm

Priyanka Correia is a Marketing Coordinator and personal finance expert at Loans Canada. Priyanka completed her Bachelor's degree in Marketing at Concordia University and has published work that has been mentioned in various news media. She is passionate about money management and educating Canadian consumers about how to take control of their financial lives.

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