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If you’re a frequent traveller who prefers to stick to Air Canada when flying, then you may already be familiar with the Aeroplan program. It’s a great way to accumulate points that can be redeemed for travel, as well as other eligible purchases. And if you combine your Aeroplan membership with the TD Aeroplan Visa Infinite Privilege Card, you can rack up points even faster and take advantage of several other perks along the way. 

Let’s get into more detail about the TD Aeroplan Visa Infinite Privilege Card to help you determine whether or not it’s the right card for you.

Earning Points With TD Aeroplan Visa Infinite Privilege Card

With the TD Aeroplan Visa Infinite Privilege Card, you can earn Aeroplan points with everyday purchases, including gas, groceries, and your typical bills. Earn Aeroplan points in the following ways: 

  • Earn 2 points for each dollar you spend on eligible purchases with Air Canada.
  • Earn 1.5 points for each dollar you spend on eligible travel, gas, groceries, and restaurant purchases.
  • Earn 1.25 points for each dollar you spend on all other purchases.

You can also double your Aeroplan points earnings when you use your TD Aeroplan Visa Infinite Privilege Card and provide your Aeroplan number at more than 150 participating Aeroplan partner brands and at over 170 online retailers when shopping through the Aeroplan eStore.

For a limited time, you can earn 2.25 bonus points for every dollar spent on eligible purchases at select Starbucks locations. This offer expires November 7, 2021.

Redeeming Points With TD Aeroplan Visa Infinite Privilege Card

The points accumulated through the use of your TD Aeroplan Visa Infinite Privilege Card can be redeemed to purchase airline tickets. There are no blackout dates or restrictions. Instead, you can book any seat on any flight using your Aeroplan points. 

You can also use your points for purchase aside from airfare, including car rentals and hotel accommodations. Plus, you can redeem your points for purchases that have nothing to do with travel, including merchandise, gift certificates, and entertainment.

To redeem your points for travel, visit AirCanada.com. For non-travel expenditures and points redemption, visit the Aeroplan eStore on the Air Canada website.

TD Aeroplan Visa Infinite Privilege Card Perks 

There are plenty of reasons to opt for TD’s higher-end Aeroplan Visa card, including the following:

Travel Perks

Considering the fact that the TD Aeroplan Visa Infinite Privilege Card is designed to help you rack up Aeroplan points to be used primarily for travel purposes, it should come as no surprise that there are other travel-associated perks to take advantage of with this credit card, including the following:

  • Priority boarding and check-in for all Air Canada flights
  • First checked bag is free
  • Preferred pricing for Aeroplan points redemption for Air Canada flights
  • Priority airport standby to get better access to seats 
  • Priority baggage handling to help your luggage be among the first on the baggage carousel 
  • Earn a Worldwide Companion Pass after spending $25,000 on the credit card each year
  • Earn a Priority Pass membership with 6 annual visits a year
  • Priority perks — including valet parking and faster security checkpoints — at certain Canadian airports, including in Toronto, Ottawa, Montreal, and Vancouver
  • $100 NEXUS rebate to be applied to the cost of obtaining a NEXUS card for faster border crossing

Find out how many credit cards you should have.

Comprehensive Travel Insurance

The TD Aeroplan Visa Infinite Privilege Card offers a comprehensive insurance package that could easily take the place of any private insurance policy you would have to take out when travelling. You can expect the following types of coverage with this credit card:

Emergency Medical Insurance 

Get up to $5 million in coverage over the first 31 days of your trip. 

Delayed And Lost Baggage Coverage

Get up to $1,000 of coverage for delayed baggage if delayed longer than 4 hours, and get up to $2,500 in coverage for lost baggage.

Flight Delay Insurance

If your flight is delayed more than 4 hours, you’ll be covered up to $1,000.

When you use your Aeroplan points on flights abroad, make sure you’re insured with travel insurance.

Trip Cancellation/Interruption Insurance

Trips that are cancelled are covered up to $2,500 per insured individual, while trips that are interrupted are covered up to $5,000 per insured person.

Car Rental Insurance

When you rent a car, there’s little need to purchase additional insurance through the car rental company. Instead, the TD Aeroplan Visa Infinite Privilege Card has you covered for damages to the vehicle you rent. You’ll get coverage for up to 48 straight days with this credit card’s insurance offering.

Purchase Security And Extended Warranty Protection

While not associated with travel, this type of insurance will cover you on most eligible items you buy with your TD Aeroplan Visa Infinite Privilege credit card if they’re damaged or stolen within 120 days after purchasing them. Plus, you’ll get 2 extra years in addition to the manufacturer’s warranty.

Mobile Device Insurance

Get up to $1,500 in coverage if your mobile device is ever lost, stolen, or accidentally damaged. 

Cost Of Having A TD Aeroplan Visa Infinite Privilege Card

Given all the amazing perks that come with having the TD Aeroplan Visa Infinite Privilege Card in your wallet, it should come as no surprise that there are certain costs that come with this card, including the following:

  • Annual fee: $500
  • Supplementary card: $199
  • Purchase interest rate: 19.99%
  • Cash advance rate: 22.99%

Find out if your credit card rewards can be taxed.

TD Aeroplan Visa Infinite Privilege Card Overview

Annual Fee$500
APR19.99%
Cash Advances22.99%
Points-Earn 2 points per $1 spent on Air Canada and Air Canada Vacations
-Earn 1.5 points per $1 spent on eligible gas, groceries, dining, & travel
-Earn 1.25 Aeroplan points per $1 spent on all other purchases
Welcome BonusEarn 50,000 Aeroplan points and a Bonus Buddy Pass after the first purchase and $1,000 spent within the first 3 months

Eligibility Requirements For The TD Aeroplan Visa Infinite Privilege Card

In order to be eligible to secure the TD Aeroplan Visa Infinite Privilege Card, you’ll need to meet the following requirements:

  • Be a Canadian resident
  • Earn at a minimum $200,000 annual household income
  • Have a good to excellent credit score

Learn what you can do if you maxed out your credit cards.

Final Thoughts

The TD Aeroplan Visa Infinite Privilege Card certainly comes with some hefty annual fees, but the rewards in return are well worth the cost. Not only can you accumulate points that can be redeemed for travel and other everyday purchases, but the additional perks that you’ll receive are even more valuable than what you’ll pay in annual fees. If you’re looking for a credit card that offers rewards points, comprehensive travel insurance, and VIP treatment at airports, the TD Aeroplan Visa Infinite Privilege Card is definitely worth looking at.

Lisa Rennie avatar on Loans Canada
Lisa Rennie

Lisa has been working as a personal finance writer for more than a decade, creating unique content that helps to educate Canadian consumers in the realms of real estate, mortgages, investing and financial health. For years, she held her real estate license in Toronto, Ontario before giving it up to pursue writing within this realm and related niches. Lisa is very serious about smart money management and helping others do the same.

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