If you’re an avid traveller and are looking for a credit card that not only offers you the chance to earn and redeem points for travel but also comes with several other travel-related benefits, then the Scotiabank Passport Visa Infinite may be something worth considering. Plus, you’ll get a handsome welcome bonus and can avoid pesky foreign transaction fees when you travel.
Let’s take a closer look at the Scotiabank Passport Visa Infinite credit card to help you determine if this will be the next travel rewards card to fit in your wallet.
With the Scotiabank Passport Visa Infinite credit card, points are earned in the following ways:
Find out if your credit card rewards can be taxed.
The Scotiabank Passport Visa Infinite credit card is designed for travellers, as many of the perks that come with this credit card are geared toward travel-related rewards and exclusive offers. That said, the points can also be redeemed towards other non-travel-related goods and services, including gift cards, tech gadgets, and to pay down your credit card statement.
The Scotiabank Passport Visa Infinite card offers plenty of perks, including the following:
The ability to earn Scotia Rewards points is a big reason to consider this credit card. You’ll earn 2 points for every dollar spent on groceries, dining out, public transit, and entertainment, and 1 point for every dollar spent anywhere else.
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In addition to the everyday points you can earn, you’ll also have the opportunity to earn as many as 40,000 points when you sign on as a Scotiabank Passport Visa Infinite cardholder.
If you find another price for airfare that’s at least $10 cheaper than the flight you just booked on the Scotia Rewards Travel Service within 24 hours, you’ll receive a points credit equal to the difference in price, per passenger.
As a Scotiabank Passport Visa Infinite cardholder, you’ll get complimentary Priority Pass membership to gain access to VIP airport lounges, along with 6 free visits every year.
A complimentary Avis Preferred Plus membership is included with a Scotiabank Passport Visa Infinite credit card account.
There are no foreign transaction fees on purchases made abroad.
If the price of a recent purchase drops within 60 days, you can file a claim with the Price Protection Service and receive the difference.
The Scotiabank Passport Visa Infinite credit card comes with insurance to cover damage, theft, or loss on most items that you buy using your credit card within 90 days of the purchase date.
You’ll have peace of mind having comprehensive travel insurance that will cover you for car rental collision or theft, flight cancellations or interruptions, baggage loss or delays, and other issues. Plus, you’ll get $1 million in travel medical insurance and $500,000 in travel accident insurance.
The Visa Infinite Concierge Service offers you help with planning your trip, booking a reservation at a restaurant, or reserving tickets to a show. With the Visa Infinite Hotel Collection, get the best rates on hotel rooms, receive room upgrades automatically when available, and get free Wi-Fi in your hotel room.
Dine in an elegant setting and enjoy delectable dishes with perfectly paired wines with the Visa Infinite dining and wine country program.
Like other credit cards, there are certain fees associated with using the Scotiabank Passport Visa Infinite credit card, including the following:
| Annual Fee | $139 |
| APR | 19.99% |
| Cash Advance | 22.99% |
| Supplementary cards | $0 for the first, $50 for each additional card |
| Rewards points | Earn 2 Scotia Rewards points for every $1 spent on eligible groceries, dining, public transit, & entertainment-Earn 1 Scotia Rewards point for every $1 spent anywhere else |
| Welcome Bonus | Earn up to 40,000 bonus Scotia Rewards points in the first year. Must apply by April 30, 2023. |
| Minimum credit | $5,000 |
In order to be eligible for the Scotiabank Passport Visa Infinite credit card, you’ll need to earn an annual income of at least $60,000 as an individual, or $100,000 as a household. You’ll also need assets under management of at least $250,000.
When it comes to a travel rewards program, it’s tough to beat the Scotiabank Passport Visa Infinite credit card. Not only can you earn points that can be redeemed for travel — as well as other goods and services — but you’ll also get a slew of other perks, including travel insurance, VIP airport lounge access, and price drop protection on airfare. If you’re looking for an all-inclusive travel credit card and are comfortable with the hefty annual fee, then the Scotiabank Passport Visa Infinite credit card might be worth looking further into.
Lisa has been working as a personal finance writer for more than a decade, creating unique content that helps to educate Canadian consumers in the realms of real estate, mortgages, investing and financial health. For years, she held her real estate license in Toronto, Ontario before giving it up to pursue writing within this realm and related niches. Lisa is very serious about smart money management and helping others do the same.
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