Scotiabank Passport Visa Infinite Card Review

Scotiabank Passport Visa Infinite Card Review

Written by Lisa Rennie
Fact-checked by Caitlin Wood
Last Updated December 7, 2021

If you’re an avid traveller and are looking for a credit card that not only offers you the chance to earn and redeem points for travel, but also comes with several other travel-related benefits, then the Scotiabank Passport Visa Infinite may be something worth considering. Plus, you’ll get a handsome welcome bonus and can avoid pesky foreign transaction fees when you travel.

Let’s take a closer look at the Scotiabank Passport Visa Infinite credit card to help you determine if this will be the next travel rewards card to fit in your wallet.

How Do You Earn Points With The Scotiabank Passport Visa Infinite Card?

With the Scotiabank Passport Visa Infinite credit card, points are earned in the following ways: 

  • Earn 2 Scotia Rewards points for every dollar you spend on eligible groceries, dining, public transit, and entertainment 
  • Earn 1 Scotia Rewards point for every dollar you spend anywhere else. 

Find out if your credit card rewards can be taxed.

How To Redeem Points With Scotiabank Passport Visa Infinite Card

The Scotiabank Passport Visa Infinite credit card is designed for travellers, as many of the perks that come with this credit card are geared towards travel-related rewards and exclusive offers. That said, the points can also be redeemed towards other non-travel-related goods and services, including gift cards, tech gadgets, or to pay down your credit card statement. 

Scotiabank Passport Visa Infinite Card Benefits 

The Scotiabank Passport Visa Infinite card offers plenty of perks, including the following:

Reward Points

The ability to earn Scotia Rewards points is a big reason to consider this credit card. You’ll earn 2 points for every dollar spent on groceries, dining out, public transit, and entertainment, and 1 point for every dollar spent anywhere else. 

See how you can earn even more with Ampli.

Welcome Bonus

In addition to the everyday points you can earn, you’ll also have the opportunity to earn as many as 30,000 points when you first sign on as a Scotiabank Passport Visa Infinite cardholder. 

Best Price Guarantee On Airfare

If you find another price for airfare that’s at least $10 cheaper than the flight you just booked on the Scotia Rewards Travel Service within 24 hours, you’ll receive a points credit equal to the difference in price, per passenger. 

Free Airport Lounge Access

As a Scotiabank Passport Visa Infinite cardholder, you’ll get complimentary Priority Pass membership to gain access to VIP airport lounges, along with 6 free visits every year. 

Car Rental Discounts

A complimentary Avis Preferred Plus membership is included with a Scotiabank Passport Visa Infinite credit card account. 

No Foreign Transaction Fees

There are no foreign transaction fees on purchases made abroad. 

Price Drop Protection

If the price of a recent purchase drops within 60 days, you can file a claim with the Price Protection Service and receive the difference. 

Extended Warranty And Insurance Coverage

The Scotiabank Passport Visa Infinite credit card comes with insurance to cover damage, theft, or loss on most items that you buy using your credit card within 90 days of the purchase date.

Travel Insurance

You’ll have peace of mind having comprehensive travel insurance that will cover you for car rental collision or theft, flight cancellations or interruptions, baggage loss or delays, and other issues. Plus, you’ll get $1 million in travel medical insurance and $500,000 in travel accident insurance.

Visa Infinite Concierge Service & Hotel Collection

The Visa Infinite Concierge Service offers you help with planning your trip, booking a reservation at a restaurant, or reserving tickets to a show. With the Visa Infinite Hotel Collection, get the best rates on hotel rooms, receive room upgrades automatically when available, and get free Wi-Fi in your hotel room.

Visa Infinite Dining And Wine Country Program

Dine in an elegant setting and enjoy delectable dishes with perfectly paired wines with the Visa Infinite dining and wine country program.

Scotiabank Passport Visa Infinite Card Fees

Like other credit cards, there are certain fees associated with using the Scotiabank Passport Visa Infinite credit card, including the following:

  • Annual fee: $139
  • Supplementary card: $0 for the first, $50 for each additional card
  • Purchase interest rate: 19.99%
  • Cash advance: 22.99%

Scotiabank Passport Visa Infinite Card Overview

Annual Fee$139
APR19.99%
Cash Advance22.99%
Supplementary cards$0 for the first, $50 for each additional card
Rewards pointsEarn 2 Scotia Rewards points for every $1 spent on eligible groceries, dining, public transit, & entertainment-Earn 1 Scotia Rewards point for every $1 spent anywhere else
Welcome BonusEarn up to 30,000 bonus Scotia Rewards points in the first year. Must apply by February 28, 2022.
Minimum credit$5,000

Requirements To Qualify For The Scotiabank Passport Visa Infinite Card

In order to be eligible for the Scotiabank Passport Visa Infinite credit card, you’ll need to earn an annual income of at least $60,000 as an individual, or $100,000 as a household. You’ll also need assets under management of at least $250,000. 

Final Thoughts

When it comes to a travel rewards program, it’s tough to beat the Scotiabank Passport Visa Infinite credit card. Not only can you earn points that can be redeemed for travel — as well as other goods and services — but you’ll also get a slew of other perks, including travel insurance, VIP airport lounge access, and price drop protection on airfare. If you’re looking for an all-inclusive travel credit card and are comfortable with the hefty annual fee, then the Scotiabank Passport Visa Infinite credit card might be worth looking further into.

Lisa has been working as a writer for more than a decade, creating unique content that helps to educate Canadian consumers in the realms of real estate, mortgages, investing and financial health. For years, she held her real estate license in Toronto, Ontario before giving it up to pursue writing within this realm and related niches. Lisa is very serious about smart money management and helping others do the same. She's used a variety of financial tools over the years and is currently growing her money with Wealthsimple, while stashing some capital in a liquid high-interest savings account so that she always has a financial cushion to fall back on. She's also been avidly using her Aeroplan TD credit card to collect as many Aeroplan points as possible to put towards her travels!

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