A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
Featured Articles
Latest Credit Report Articles
How To Read A Credit Report
By Caitlin Wood, BA
Published on March 14, 2023
Knowing how to read your credit report is a super skill that doesn't required expensive school or training.
How To Protect Your Credit Report
By Lisa Rennie
Published on March 14, 2023
Your credit report is extremely important to your financial life. Learn how to protect your credit report from fraud and innocent mistakes.
How To Dispute An Error With TransUnion
By Lisa Rennie
Published on May 27, 2022
The information on your credit report can impact your credit scores. If you found an error on your TransUnion credit report, find out how you can disp...
How To Dispute An Error With Equifax
By Lisa Rennie
Published on May 25, 2022
Errors on your credit report can pull down your credit scores. If you spot any mistakes, you should file a dispute with Equifax to correct it.
How To Get A Negative Item Removed From Your Credit Report
By Bryan Daly
Published on October 6, 2020
Don't let a credit error on your report ruin your loan applications. Read this article to get mistakes removed from your credit report.
What Is Credit Fraud Alert?
By Priyanka Correia, BComm
Published on November 18, 2019
If you're a victim of credit fraud, you can place a fraud alert on your credit file with TransUnion and Equifax to prevent any further damages.
What Is A Credit Report Public Record?
By Veronica Ott
Published on October 21, 2019
Not sure why there is a public record is on your credit report? We have all the information you need.
What Should My Credit Utilization Ratio Be?
By Veronica Ott
Published on January 17, 2019
Do you know what your credit utilization ratio is? Keep reading to learn how to calculate yours and to learn now it affects the health of your credit ...
What Is A Credit Bureau?
By Lisa Rennie
Published on December 7, 2018
Everything you need to know about the two major Canadian credit bureaus. From what they are to how they collect your financial information.
Common Errors Found On Credit Reports In Canada
By Lisa Rennie
Published on May 28, 2018
Is your credit score low and you're not sure why? It might be because there's an error on your credit report. If you'd like to know what the most comm...
How Often Are My Credit Score And Report Updated?
By Caitlin Wood, BA
Published on January 19, 2018
Our credit score and report, they're the backbone of our credit health and that's why it's so important that we understand why and how they're updated...
How To Get A Free Credit Report In Canada
By Bryan Daly
Published on July 4, 2017
Wondering if you can get your credit report for free in Canada? The answer is yes! Learn exactly how to get a free credit report in Canada from Transu...
