A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
What Is A Credit Bureau?
By Lisa Rennie
Updated on October 22, 2024
Everything you need to know about the two major Canadian credit bureaus. From what they are to how they collect your financial information.
What Is Credit Fraud Alert?
By Priyanka Correia
Updated on October 18, 2024
If you're a victim of credit fraud, you can place a fraud alert on your credit file with TransUnion and Equifax to prevent any further damages.
Common Errors Found On Credit Reports In Canada
By Lisa Rennie
Updated on October 16, 2024
Is your credit score low and you're not sure why? It might be because there's an error on your credit report. If you'd like to know what the most comm...
How To Dispute An Error With TransUnion
By Lisa Rennie
Updated on October 15, 2024
The information on your credit report can impact your credit scores. If you found an error on your TransUnion credit report, find out how you can disp...
How To Dispute An Error With Equifax
By Lisa Rennie
Updated on October 11, 2024
Errors on your credit report can pull down your credit scores. If you spot any mistakes, you should file a dispute with Equifax to correct it.
Is Equifax Unable To Verify Your Identity?
By Bryan Daly
Updated on October 10, 2024
Credit bureaus confirm your identity to prevent fraud and there are strict federal laws that surround our ability to access someone’s credit report.
New Law Makes Credit Scores Free In Quebec
By Lisa Rennie
Updated on October 1, 2024
While there are many free credit score providers, recent changes to the law has made credit scores free in Quebec and throughout Canada with Equifax.
What It Means To Have A Credit Score Of 780
By Lisa Rennie
Updated on September 27, 2024
Do you have a credit score of 780? We're breaking down everything you need to know about how to harness your creditworthiness.
How Applying For New Credit Affects Your Credit Scores
By Shari Talbot
Updated on September 20, 2024
Your credit score is affected by almost all your financial behaviours, including when and how often you apply for new credit.
What Is A Credit Inquiry?
By Bryan Daly
Updated on September 20, 2024
Everything you need to know about credit inquiries and how they affect your credit score and overall financial health.
What Actions Can Impact Your Credit Scores?
By Matthew Taylor
Updated on September 20, 2024
When it comes to the health of your credit, there are several factors that can affect the health of your credit scores.
How Long Does Credit Information Stay On Your Credit Report?
By Caitlin Wood
Updated on September 20, 2024
A comprehensive look at how long credit information is recorded by the credit reporting bureaus.
