Can I Transfer My American Credit History to Canada?

Can I Transfer My American Credit History to Canada?

While moving to a new country can be tedious and expensive, there may be a great new home and job waiting for you when you arrive, as well as the prospect of earning dual citizenship, so all the effort can certainly be worth it. What’s more, moving from the United… Read More


Can I Transfer My Canadian Credit History to the U.S.?

Can I Transfer My Canadian Credit History to the U.S.?

If you’re in the process of moving to the United States, or anywhere else, you might be wondering if your credit history will be coming with you. Unfortunately, credit information cannot be transferred to another country because there are legal and practical implications. The good news is that you can… Read More


How to Improve Your Credit Score

How to Improve Your Credit Score

Every year, people across the country discover just how valuable the health of their credit score is. Not only can good credit help you gain access to the financial tools and products that you need, but it can also get you reasonable interest rates. In fact, many major banks and… Read More


What is Credit Fraud Alert?

What is Credit Fraud Alert?

Unknown charges on your bank statements? New phone bills you’ve never applied for? Unfamiliar charges on your credit report? These are telltale warning signs of Identity theft: a very terrifying but very real problem we face in our ever-growing technology bound world. No one is spared when it comes… Read More


What is a Credit Report Public Record?

What is a Credit Report Public Record?

If you have ever taken a look at your full credit report, you will notice there is a section dedicated to public records. Public records consist of information that is on file with the government at all levels. They are accessible to everyone in the general public, hence the name… Read More


Canadian Business Credit Score and Report

Canadian Business Credit Score and Report

Most consumers in Canada are aware that they have a personal credit score and report. But did you know that business owners in Canada have a business credit score and report as well? If you are a business owner in Canada, it’s important for you to be aware of, and… Read More


Is Being in the 800 Credit Score Club Really That Important?

Is Being in the 800 Credit Score Club Really That Important?

The ‘800 Credit Score Club’ is a term coined to describe those that have a credit score of 800 or higher, as the name implies. Those who regularly monitor their credit score know how difficult it is to achieve a score this high. Read More


Having Your Credit Checked For a Job in Canada

Having Your Credit Checked For a Job in Canada

You’ve definitely heard of creditors and lenders checking your credit report, but did you know that potential employers sometimes check credit reports too? Usually checking a credit report is a part of a full employment background check which includes things such as a… Read More


What is a Credit Bureau?

What is a Credit Bureau?

Many of your financial decisions directly impact your credit rating. The credit bureaus are the organizations that collect all this pertinent information from lenders, banks, credit card companies, and even courthouses. Basically, any relevant credit info will be recorded at the credit bureaus. Need help understanding… Read More


Note:

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster.

Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic by visiting our page on loan scams.