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When you take out a loan with an online lender, you’re often required to create an account. Through it, you can manage your loan and track payments. However, if you aren’t experienced with creating online profiles, it can be somewhat complex to log into your account, check your payments, and perform other actions related to your debt balance. Luckily, easyfinancial makes these things simple for their clients. Read this for more information about the easyfinancial login process.

Who Is easyfinancial?

easyfinancial is an alternative lending service with over 30 years of experience and 400+ locations across Canada. They offer a wide variety of installment-based financing options for every customer, including personal loans of $500 to $20,000 with payment terms of 9 – 84 months. Moreover, no credit history is required if you’re a student or a newcomer.   

easyfinancial’s other financial products and services include: 

  • Home Equity Loans
  • Auto Loans
  • Bad Credit Loans
  • Installment Loans
  • Point-of-Sale Financing
  • Small Business Financing
  • Value-Added Services       

easyfinancial Login

True to their name, easyfinancial has an easy login process. Just follow these steps:

  1. Create A My Account – Go to the easyfinancial website and apply for your loan. If you’re approved, you should be able to create a My Account and password. Don’t worry, this leads to a soft credit inquiry and won’t affect your credit score.   
  1. Log Into Your easyfinancial Account – Once you get a loan, you can log into your My Account via the easyfinancial website, wherever and whenever you want. Then you can use it to perform different actions or check on your loan information.     

What Is An easyfinancial My Account?

My Account is a self-serve online portal that easyfinancial clients can use to login and view their upcoming payments, payment due dates, past payments, or loan application history. Keep in mind that your online account will only show your principal balance. It does not include any of the interest or fees that get added to your final loan balance. 

If you’d like information regarding the interest or fees, please contact easyfinancial at1-888-502-3279. 

Important Notice

When you go to the easyfinancial login page for your MyAccount, you may see a notice stating that all user accounts have been moved to a newer platform. You’ll then have to reset your password in order to access the most up-to-date version of your MyAccount. 

Did You Forget Your easyfinancial Password?

If you see the Important Notice above or forget your password, go to the easyfinancial login page and click on “Forgot Password?”, which is located below the “Log In” button. You’ll then receive a series of on-screen prompts to reset your password. All you have to do is complete them and you’ll be directed to the new easyfinancial login platform.  

Bottom Line 

easyfinancial is an alternative lender that provides loans to those who have less than-perfect credit. Whether you want to cover an expense or consolidate your debt, you can get an affordable loan with easyfinancial. Then you can track your loan and its payment via easyfinancial’s MyAccount. 

easyfinancial FAQs

How do I contact easyfinancial?

As mentioned, you can’t see your total loan balance by logging into your My Account. For the most up-to date version of your balance or additional details about your loan, visit an easyfinancial location near you or contact their customer service department at:
  • Phone Number: 1-888-502-3279 
  • Main Address: 33 City Centre Dr, 5th floor, Mississauga, ON L5B 2N5

Will easyfinancial affect my credit score?

When you apply for a loan with easyfinancial, they may check your credit to see what you’re eligible to borrow (unless you’re a student or new Canadian). This will cause a soft inquiry to appear on your credit report for several months but won’t impact your credit score. However, your upcoming payments could make your score fluctuate.   For instance, if you make payments as agreed, easyfinancial will send that positive information to Canada’s credit bureaus. While this can help gradually rebuild your credit score, the opposite may occur whenever you make a late payment or miss one entirely. 

How do I make loan payments?

easyfinancial uses pre-authorized payment plans to collect loan payments. That means your payments will be automatically withdrawn from your bank account on specific due dates. There are no penalties for early or additional payments on a personal loan but an Early Payout Fee may apply to home equity loans in some provinces and territories.       
Bryan Daly avatar on Loans Canada
Bryan Daly

Bryan is a graduate of Dawson College and Concordia University. He has been writing for Loans Canada for five years, covering all things related to personal finance, and aims to pursue the craft of professional writing for many years to come. In his spare time, he maintains a passion for editing, writing screenplays, staying fit, and travelling the world in search of the coolest sights our planet has to offer.

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