Get a free, no obligation personal loan quote with rates as low as 6.99%
Get Started You can apply with no effect to your credit score

When you take out a loan with an online lender, you’re often required to create an account. Through it, you can manage your loan and track payments. However, if you aren’t experienced with creating online profiles, it can be somewhat complex to log into your account, check your payments, and perform other actions related to your debt balance. Luckily, easyfinancial makes these things simple for their clients. Read this for more information about the easyfinancial login process.

Who Is easyfinancial?

easyfinancial is an alternative lending service with over 30 years of experience and 400+ locations across Canada. They offer a wide variety of installment-based financing options for every customer, including personal loans of $500 to $20,000 with payment terms of 9 – 84 months. Moreover, no credit history is required if you’re a student or a newcomer.   

easyfinancial’s other financial products and services include: 

  • Home Equity Loans
  • Auto Loans
  • Bad Credit Loans
  • Installment Loans
  • Point-of-Sale Financing
  • Small Business Financing
  • Value-Added Services       

easyfinancial Login

True to their name, easyfinancial has an easy login process. Just follow these steps:

  1. Create A My Account – Go to the easyfinancial website and apply for your loan. If you’re approved, you should be able to create a My Account and password. Don’t worry, this leads to a soft credit inquiry and won’t affect your credit score.   
  1. Log Into Your easyfinancial Account – Once you get a loan, you can log into your My Account via the easyfinancial website, wherever and whenever you want. Then you can use it to perform different actions or check on your loan information.     

What Is An easyfinancial My Account?

My Account is a self-serve online portal that easyfinancial clients can use to login and view their upcoming payments, payment due dates, past payments, or loan application history. Keep in mind that your online account will only show your principal balance. It does not include any of the interest or fees that get added to your final loan balance. 

If you’d like information regarding the interest or fees, please contact easyfinancial at1-888-502-3279. 

Important Notice

When you go to the easyfinancial login page for your MyAccount, you may see a notice stating that all user accounts have been moved to a newer platform. You’ll then have to reset your password in order to access the most up-to-date version of your MyAccount. 

Did You Forget Your easyfinancial Password?

If you see the Important Notice above or forget your password, go to the easyfinancial login page and click on “Forgot Password?”, which is located below the “Log In” button. You’ll then receive a series of on-screen prompts to reset your password. All you have to do is complete them and you’ll be directed to the new easyfinancial login platform.  

Bottom Line 

easyfinancial is an alternative lender that provides loans to those who have less than-perfect credit. Whether you want to cover an expense or consolidate your debt, you can get an affordable loan with easyfinancial. Then you can track your loan and its payment via easyfinancial’s MyAccount. 

easyfinancial FAQs

How do I contact easyfinancial?

As mentioned, you can’t see your total loan balance by logging into your My Account. For the most up-to date version of your balance or additional details about your loan, visit an easyfinancial location near you or contact their customer service department at:
  • Phone Number: 1-888-502-3279 
  • Main Address: 33 City Centre Dr, 5th floor, Mississauga, ON L5B 2N5

Will easyfinancial affect my credit score?

When you apply for a loan with easyfinancial, they may check your credit to see what you’re eligible to borrow (unless you’re a student or new Canadian). This will cause a soft inquiry to appear on your credit report for several months but won’t impact your credit score. However, your upcoming payments could make your score fluctuate.   For instance, if you make payments as agreed, easyfinancial will send that positive information to Canada’s credit bureaus. While this can help gradually rebuild your credit score, the opposite may occur whenever you make a late payment or miss one entirely. 

How do I make loan payments?

easyfinancial uses pre-authorized payment plans to collect loan payments. That means your payments will be automatically withdrawn from your bank account on specific due dates. There are no penalties for early or additional payments on a personal loan but an Early Payout Fee may apply to home equity loans in some provinces and territories.       
Bryan Daly avatar on Loans Canada
Bryan Daly

Bryan is a graduate of Dawson College and Concordia University. He has been writing for Loans Canada for five years, covering all things related to personal finance, and aims to pursue the craft of professional writing for many years to come. In his spare time, he maintains a passion for editing, writing screenplays, staying fit, and travelling the world in search of the coolest sights our planet has to offer.

More From This Author

Special Offers

More From Our Experts

https://loanscanada.ca/wp-content/uploads/2023/09/GlobeMailTopCompanies2023-1.png
Loans Canada places No. 228 on The Globe and Mail’s fifth-annual ranking of Canada’s Top Growing Companies.

By Caitlin Wood, BA
Published on September 29, 2023

Loans Canada is excited to announce it has made it onto the Globe and Mail’s Top Growing Companies list for the second year in a row.

https://loanscanada.ca/wp-content/uploads/2023/09/Finder-Awards.png
Finder Awards Finalists: Personal Loans Customer Satisfaction Awards 2023

By Priyanka Correia, BComm

Loans Canada is happy to announce it received the finalist award in the Best Personal Loan Search Platform category.

https://loanscanada.ca/wp-content/uploads/2016/12/caution-1.jpg
Beware of Fraudulent Lenders Impersonating Loans Canada

By Caitlin Wood, BA

A note to our clients about fraudulent lending practices and illegal upfront fees.

https://loanscanada.ca/wp-content/uploads/2016/10/Reverse-mortgage-scam.png
Reverse Mortgage Scam Signs

By Sandra MacGregor

Learn all about the reverse mortgage scams that affect countless Canadians every year.

https://loanscanada.ca/wp-content/uploads/2024/04/Buying-a-Pre-Construction-Home-in-Canada.png
How To Safeguard Your Investment When Buying A Pre-Construction Home In Canada

By Sean Cooper

Buying a pre-construction home in Canada can be an exciting adventure, but it’s like baking a cake from a recipe you’ve never tried. It requires patie...

https://loanscanada.ca/wp-content/uploads/2024/04/Tax-loss-harvesting.png
Tax-Loss Harvesting In Canada: A Guide for Beginner Investors

By Tony Dong, MSc, CETF

Tax-loss harvesting in Canada is a tax saving strategy you can use to help offset some of your capital gains tax.

https://loanscanada.ca/wp-content/uploads/2020/12/Tax-Considerations-For-Parents-1.png
Family Tax Benefits For Parents

By Chrissy Kapralos

If you're looking for a federal or provincial family tax benefit as a parent, you'll come to find that there are many you can get in Canada

https://loanscanada.ca/wp-content/uploads/2021/03/Tim-Hortons-Rewards.png
Tim Hortons Rewards: What You Need To Know

By Priyanka Correia, BComm

The Tim Hortons rewards system is designed to help you get more out of your morning coffee purchase.

Recognized As One Of Canada's Top Growing Companies

Loans Canada, the country's original loan comparison platform, is proud to be recognized as one of Canada's fastest growing companies by The Globe and Mail!

Read More

Why choose Loans Canada?

Apply Once &
Get Multiple Offers
Save Time
And Money
Get Your Free
Credit Score
Free
Service
Expert Tips
And Advice
Exclusive
Offers

Build Credit For Just $10/Month

With KOHO's prepaid card you can build a better credit score for just $10/month.

Koho Prepaid Credit Card