Get a free, no obligation personal loan quote with rates as low as 9.90%
Get Started You can apply with no impact to your credit score

Businesses typically see a big spike in sales when they offer their customers the ability to pay online. If your business is looking to boost online revenues, it may be time to seek out a solution that not only facilitates online transactions but in a safe and secure way. 

Kapital Solutions is an innovative fintech firm that promises to deliver secure and robust payment processing and verification solutions for businesses in all sorts of industries. Let’s take a closer look at the firm and its offerings to see if it’s a good match for you. 

Who Is Kapital Solutions?

Kapital Solutions is an established Canadian FinTech company specializing in online payments and verification solutions. They offer sophisticated and tailored financial software applications built for online merchants including lenders. Kapital provides secure and reliable business payment solutions across Canada and the United States. Their payment capabilities include EFT, ACH, Interac, Visa Direct, and Card Merchant Accounts through their partner banks. 

Kapital’s solutions are specifically designed to help financial service providers, business and consumer lenders, e-commerce stores, health organizations, insurance firms, and other entities grow their online payment traffic.

The company is made up of industry experts with over 45 years of combined experience in various fields such as financial software development, technology solutions, account verification, and fraud prevention.

What Kind Of Services Does Kapital Solutions Offer?

Kapital Solutions offers a handful of cutting-edge services and tools to help your business enable online transactions, make better business decisions, and maintain robust security in data transfer.

Kapcharge – Payment Processing Gateway 

Kapcharge is an innovative online payment processing gateway software used to process, electronic cheques, Interac, Visa Direct, credit card charges, Electronic Funds Transfer (EFT) and Automated Clearing House (ACH) payments for businesses. Kapcharge is supported and hosted by an expansive broadband network service provider and generates personalized and detailed transactional reports for merchants to help them maintain profitability

Benefits Of Kapcharge 

  • Affordable. Considering all the benefits that an innovative online payment processing gateway can bring to your business, the small initial costs are just a drop in the bucket in the grand scheme of things.
  • Secure. Kapital Solutions tracks your financial data from the moment the funds are withdrawn from one account until they’re deposited into another, ensuring ultimate security throughout the entire process.
  • Fast transactions. Save time and money with the most efficient payment processing gateway that will get you payments almost 50 times faster than you would without this service.
  • All-in-one solution. This service combines a myriad of solutions and allows for integration with third-party apps while handling payments across a wide range of devices.

Kaptrak – Foresee Risk & Validate Customer Data

Kaptrak provides reliable bank and payment data solutions to make better business decisions. It enables quick, secure, and efficient access to financial information for you to determine the borrowing variability of your prospective customers. Make confident decisions based on your client’s actual financial track record.

Benefits of Kaptrak 

  • Verify Users’ Assets Digitally. With Kaptrak users can get consolidated information on a client’s account identity, account balances and transactions (both uncategorized and categorized).
  • Verify Income and Employment. With Kaptrak, users can choose how they want to verify their client’s information including income and employment details. 
  • Instantly Authenticate Accounts. With Kaptrack, payments, debit withdrawals and transfers are seamless as it provides access to their client’s accounts and routing information

Kapventure – Capital For Your Startup Business

Kapventure is a proposal and partnership platform that provides new companies with an innovative way to grow and raise capital by identifying potentially lucrative business partnerships in a range of up-and-coming industries. The platform can benefit both newbie entrepreneurs and investment financiers alike.

Benefits Of Kapventure

  • Innovative funding solutions. Get business-to-business funding to help expand your business and access much-needed capital.
  • Tailored solutions. Kapventure offers solutions customized to your business needs.

How To Get Started With Kapventure

Getting access to capital to start and grow your business is easy with Kapital Solutions. Just follow these simple steps:

  1. Fill out the application. It only takes a few minutes to complete the application online or over the phone.
  2. Review your options. Kapital Solutions’ financing advisors will work with you to find the best options for you.
  3. Get funded. Get access to your funds after you’re notified of the financing approval decision.

How To Contact Kapital Solutions

You can connect with a representative from Kapital Solutions in a handful of ways:

  • By phone at 1-877-551-1696 
  • By email at info@kapital.solutions
  • By filling out the online contact form 
  • By mail at:
    • 510 Decarie Blvd
    • Saint-Laurent (Montreal)
    • QC H4L 3K9
    • Canada

Kapital Solutions FAQs

What is the full list of services that Kapital Solutions offers?

Kapital Solutions offers the following services:
  • Payment Processing Gateway
  • Instant Bank Verification (IBV)
  • Know Your Customer (KYC)
  • Risk Management and Fraud Prevention
  • Compliance and Underwriting
  • Reporting and Data Analytics

What is EFT?

Electronic Funds Transfer (EFT) is the electronic movement of money from one account to another. This can be done within one financial institution or across multiple institutions, via computer-based systems, without the direct involvement of bank staff.

What is ACH?

An automated clearing house (ACH) is a computer-based electronic network for processing transactions between financial institutions. It supports both credit transfers and direct debit payments.

What is Interac?

Interac is a Canadian interbank network that enables exchanges between financial institutions and other enterprises through the use of electronic financial transactions. It serves as the primary Canadian debit system and principal funds transfer network via its e-Transfer service.

How many bank partners are you integrated with?

Kapital’s robust and redundant payment data gateway is integrated with several banking partners to facilitate payment handling and processing for their merchants via multiple channels. Kapital provides cutting-edge e-commerce technology to you through a variety of methods.

Does Kapital facilitate a direct relationship between merchants and banks?

Yes, Kapital Solutions facilitates the direct relationship between their merchants and banks.
Lisa Rennie avatar on Loans Canada
Lisa Rennie

Lisa has been working as a personal finance writer for more than a decade, creating unique content that helps to educate Canadian consumers in the realms of real estate, mortgages, investing and financial health. For years, she held her real estate license in Toronto, Ontario before giving it up to pursue writing within this realm and related niches. Lisa is very serious about smart money management and helping others do the same.

More From This Author

Special Offers

More From Our Experts

https://loanscanada.ca/wp-content/uploads/2024/03/Chase-Payment-Solutions-1.png
Chase Payment Solutions Review

By Lisa Rennie
Published on March 20, 2024

Looking for a reliable payment solution for your business? Chase Payment Solutions offer quick payment deposits and several customizable point-of-sale...

https://loanscanada.ca/wp-content/uploads/2021/05/business-credit-cards-1.png
Best Business Credit Cards Canada 2024

By Trevor O'Hagan

Elevate your business with the top Canadian Business Credit Cards. Discover benefits, drawbacks, and expert tips for financial success.

https://loanscanada.ca/wp-content/uploads/2019/10/Leasehold-Improvements.png
Everything You Need To Know About Leasehold Improvements

By Bryan Daly

Are you thinking about leasing a space for your business? So you know what leasehold improvements are? We have all the information you need.

https://loanscanada.ca/wp-content/uploads/2022/01/Wix-Review.png
Wix Review | Is It The Right Website Builder For You?

By Bryan Daly

Wix is a professional website building platform. Today, they have over 200 million users globally and offices in 12 countries, including Canada.

https://loanscanada.ca/wp-content/uploads/2021/11/Ownr-Review.png
Ownr Review: An Easy Way To Register Your Business In Canada

By Lisa Rennie

Ownr makes it easy to launch a new business by cutting out all the hassle involved in registering as a sole proprietorship or corporation.

https://loanscanada.ca/wp-content/uploads/2021/11/Are-Business-Loans-A-Tax-Deductible-Liability-1.png
Are Business Loans A Tax-Deductible Liability?

By Corrina Murdoch

Whether you have an existing business loan or are considering one, understanding the tax ramifications goes a long way.

https://loanscanada.ca/wp-content/uploads/2021/11/Interest-Rates-vs.-Factor-Rates-.png
Business Loans: Interest Rates vs. Factor Rates

By Corrina Murdoch

Have you ever taken out a merchant cash advance and wondered what is a factor rate? And more importantly, how much a factor rate translates as an inte...

https://loanscanada.ca/wp-content/uploads/2021/09/Commercial-equity-lines-of-credit-CELOC-1.png
Commercial Equity Lines Of Credit (CELOC)

By Bryan Daly

It’s no secret that building a business can be costly. That’s why a commercial equity line of credit could be the perfect solution for you.

Recognized As One Of Canada's Top Growing Companies

Loans Canada, the country's original loan comparison platform, is proud to be recognized as one of Canada's fastest growing companies by The Globe and Mail!

Read More

Why choose Loans Canada?

Apply Once &
Get Multiple Offers
Save Time
And Money
Get Your Free
Credit Score
Free
Service
Expert Tips
And Advice
Exclusive
Offers

Build Credit For Just $10/Month

With KOHO's prepaid card you can build a better credit score for just $10/month.

Koho Prepaid Credit Card