Everything you need to know about mortgages, all in one place.
We understand that a mortgage is often the most important financial transaction in one’s life, which is why we’re dedicating this section of our website exclusively to the topic of mortgages. There are many different types of mortgages, and for a credit-challenged individual, being informed about the different options available out there can result in savings of thousands of dollars a year.
Private Mortgage Lenders
Is your access to credit restricted? In that case, you might want to consider a mortgage from a private lender. To learn more about private mortgages, short term mortgage lending, and other creative home lending solutions, check out these resources:
- Short Term Mortgages & Bridge Loans
- Multiple Collateral Mortgages
- Private Mortgages
- Graduating to a bank loan
Did you know that a second mortgage can be a great way to find financing for a large purchase, or to consolidate higher interest debts? Second mortgages are less costly than most credit cards or personal loans. By leveraging the equity of your home you can find versatile solutions to cover both short or long-term needs.
- Applying for a 2nd Mortgage
- Refinancing a 2nd Mortgage
- All about Second Mortgages
- Second Mortgage to buy a Car
- Other Types of Mortgages
- 2nd Mortgage Rates
Did you know that there are extensive costs associated with the closing of your mortgage contract? Notary fees, appraisals and home inspections are standard costs, just to name a few. Of course, at the time of closing you will also need to ensure you have all of your required documents and anything else your lender or mortgage broker requests. Check out the articles below to learn more about mortgage closing costs and other mortgage requirements.
- Mortgage Documents
- Closing Costs
- Mortgage Insurance (CMHC)
- Your “To-Do” List
- Pre-Approved vs Pre-Qualified
- How much can you afford?
More on Mortgages
Looking for extra resources? Below is a list of articles about topics ranging from land title loans, to commercial mortgages and more. And don’t forget, if you have any questions about qualifying for a mortgage, we suggest you submit a request for help on our application portal here.