Are you a Rogers, Fido, or Shaw customer? Do you travel to the U.S. frequently? Are you looking for airport lounge access?
The Rogers Red World Elite® Mastercard® is a great no annual fee credit card you should consider.
Rogers Red World Elite Mastercard Main Features
- No annual fee
- Earn cash back
- Interest rates for purchases and fees: 20.99%
- If you are not approved for an Account at the above rate and you reside outside Quebec, you may still be issued an Account at an alternate interest rate of 25.99%.
- Interest rates for cash advances, cash-like transactions, and balance transfers: 22.99%
- If you are not approved for an Account at the above rate and you reside outside Quebec, you may still be issued an Account at an alternate interest rate of 27.99%.
- Get 5 Roam Like Home days at no cost every year for Rogers mobile plans (up to $80 value).
- Complimentary membership to Mastercard Travel Pass provided by DragonPass
- Insurance benefits:
- Extended Warranty and Purchase Protection
- Rental Car Collision/Damage
- Out-of-Province/Out-of-Country Emergency Medical
- Trip Interruption
- Trip Cancellation
Earning Rewards With The Rogers Red World Elite Mastercard
The Rogers Red World Elite Mastercard is a no-annual-fee rewards card that offers various cash back, travel, insurance, and security benefits to qualified users. As mentioned, this card comes with many notable starter features, including but not limited to:
- 2% unlimited cash back on eligible non-U.S dollar purchases exclusively for eligible Rogers, Fido, or Shaw customers.
- Otherwise: 1.5% unlimited cash back on eligible non-U.S dollar purchases for non-Rogers consumers.
- 3% unlimited cash back on all eligible U.S. dollar purchases.
- Get 1.5 times more cash back every time you redeem for Rogers, Fido, or Shaw purchases.
Rogers Red World Elite Mastercard Perks
Here are some of the other general benefits and features that you can qualify for when you sign up for the Rogers Red World Elite Mastercard and use it to make eligible purchases:
Travel Benefits
- Access over 1,300 airport lounges worldwide with a complimentary membership to Mastercard Travel Pass provided by DragonPass.
- $32 USD per person per visit
Insurance Benefits
- Trip Interruption & Cancellation Insurance – Covered for losses in the event of cancelled or interrupted travel plans.
- Rental Car Theft & Damage Coverage – Protects you when driving eligible rental vehicles.
- Purchase Protection – This insurance policy covers qualifying products lost or damaged within 90 days of the purchase date.
- Extended Warranty – If an eligible item has an expired manufacturer’s warranty, this benefit can help you extend it by up to 1 year.
- Out-of-Province or Out-of-Country Emergency Medical Insurance – Get 10 days of coverage outside of your home province (or 3 days if you’re over 65).
Security Features
- Zero Liability Coverage – If your Rogers World Elite Mastercard is used by an unauthorized party, you won’t be held liable for any debts that weren’t your fault.
- Balance Protection – Protection in the event you can’t pay down your credit balance because of a serious issue (death, job loss, critical silliness, etc.)
- Transaction Monitoring & Fraud Alerts – This Mastercard can also help you automatically detect any unauthorized usage and prevent identity fraud.
The Cost Of Owning A Rogers Red World Elite® Mastercard
Although some credit cards may come with fabulous benefits, it’s essential to consider the potential costs before you sign up for one and the Rogers Red World Elite® Mastercard is no exception. Here are some of the costs you may encounter when you own this card:
- Annual Fee – This card has no annual fee, which is a major perk considering all other benefits you receive with the card.
- Interest Rate – A rate of 20.99% – 25.99% will apply to your purchases. Your account can also generate interest with every late, incomplete, or missed payment.
- Cash Advance – When performing a cash advance (cash-like transactions and balance transfers), a rate of 22.99% – 27.99% of the transaction amount will apply.
- Extra Card Fee – Some credit card providers will charge you to replace lost or stolen cards, which is not true with the Rogers World Elite Mastercard.
Who Is Eligible For The Rogers Red World Elite® Mastercard?
The Rogers Red World Elite® Mastercard comes with a lot of great benefits. However, the general eligibility requirements can be slightly more restrictive than they are with other credit cards. Here are a few personal and financial elements that you’ll need to be eligible:
- A minimum personal income of $80,000 yearly
- A minimum household income of $150,000 yearly
- You must be a resident of Canada and be past the age of majority in your province or territory (18 – 19+)
Who Is The Rogers Red World Elite® Mastercard Right For?
The Rogers Red World Elite® Mastercard is a great option for Canadians who travel to the U.S. a lot, whether for business or pleasure. You’ll be able to earn 3% cash back on all types of purchases including groceries, clothes, gas and more. However, to qualify for the card, you’ll need a high income of at least $80,000.
Rogers Red World Elite® Mastercard FAQs
How do I redeem my cash back dollars?
- Using The Mastercard Pay With Rewards Feature – Using the mobile app or online portal, you can manually or automatically apply your cash back dollars to qualifying purchases after at least 90 days of using your Rogers World Elite Mastercard. The minimum amount that you must redeem at one time is $20.
- Making a Request – Cash back rewards can be redeemed for a statement credit against services and products from Rogers, Shaw, and Fido. They can also be applied to everyday purchases, like gas and groceries.
Does the Rogers Red World Elite® Mastercard come with FX fees?
Does the Rogers Red World Elite® Mastercard have travel insurance?
^ Terms and conditions apply. For full and up-to-date product information and applicable terms and conditions, visit Rogersbank.com. Rogers Bank is not responsible for maintaining or controlling the accuracy of the information published on this website.
®/TM Mastercard and World Elite are registered trademarks and the circles design is a trademark of Mastercard International Incorporated. Used under license.
TM Rogers and Mobius Design, Rogers Bank and related marks, logos and brand names are trademarks of Rogers Communications Inc., or an affiliate, used under license. © 2025Rogers Bank.
Rogers Bank is the issuer of this credit card.
