Credit Cards

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Neo Financial Mastercard

  • No annual fees with instant cashback rewards
  • Earn an average 5%+¹ cashback at thousands of partners and at least 1%² cashback guaranteed.
  • Cash-out 24/7 - There are no minimum thresholds. Cashback rewards balance can be found in the app and can be cashed out in one tap.
  • Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay
  • No over-limit fees if you accidentally go over your limit
  • Security in a click - freeze or replace your card, turn off online transactions, and more, right in the app
  • Available Canada-wide (including Quebec)
  • Choose from flexible, monthly cashback rewards plans that help earn more on every purchase. You're never locked into an annual fee and can switch plans at any time.
Annual Fee: $0

  • Purchase APR: 19.99% - 24.99%
  • Cash Advance APR: 22.99% - 26.99%

Categories: cash back
Credit Score Recommended:

Legal (from issuer):

Card issued by ATB Financial pursuant to license by Mastercard International Inc.

¹ Average based on current offers. Cashback varies per offer and partner.

² Top-up is limited to $5,000 of spending per month at non-partners.
Best Personal Loan Provider by Greedy Rates

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All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster. Loans Canada and its partners will never ask you for an upfront fee, deposit or insurance payments on a loan. Loans Canada is not a mortgage broker and does not arrange mortgage loans or any other type of financial service.

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