Loans Canada Articles Written By Caitlin Wood

Payday Loans With Government Benefits In Canada
Payday Loans With Government Benefits In Canada

By Caitlin Wood
Last updated on September 17, 2026

Yes, you can get a payday loan on government benefits, EI, disability, or social assistance. See which benefits qualify, the costs, and cheaper altern...

ODSP Loans: How To Get Approved On ODSP
ODSP Loans: How To Get Approved On ODSP

By Caitlin Wood
Last updated on September 14, 2026

Compare ODSP loan options, including no credit check and same-day e-Transfer, and see how to boost your approval odds.

Mortgage Interest Tax Deduction Canada: Rules And Loopholes
Mortgage Interest Tax Deduction Canada: Rules And Loopholes

By Caitlin Wood
Last updated on September 11, 2026

In Canada you usually can't deduct mortgage interest on your home, but you can if it earns income. See how, plus the HELOC rules and other homeowner t...

What Is A Credit Reference In Canada?
What Is A Credit Reference In Canada?

By Caitlin Wood
Last updated on September 8, 2026

When applying for new credit, your lender may request that you provide a credit reference. Read on to find out more about credit references.

How To Refinance A Personal Loan
How To Refinance A Personal Loan

By Caitlin Wood
Last updated on August 28, 2026

Thinking of refinancing your personal loan? Before you do, check out this post to find out things to consider and how to do it.

Good Debt vs Bad Debt In Canada
Good Debt vs Bad Debt In Canada

By Caitlin Wood
Last updated on August 21, 2026

Not all debt is bad. Compare good debt vs. bad debt in Canada, from mortgages to credit cards, and learn how to tell which is worth taking on.

Have You Made These Mistakes On A Personal Loan Application?
Have You Made These Mistakes On A Personal Loan Application?

By Caitlin Wood
Last updated on August 17, 2026

Even the smallest mistake on a personal loan application can cause problems or even rejection. Here are the most common mistakes to avoid...

How To Borrow Using Your Home Equity In Canada
How To Borrow Using Your Home Equity In Canada

By Caitlin Wood
Last updated on August 14, 2026

A guide to borrowing against your home equity in Canada: how to calculate it, how much you can access, good reasons to use it, and how to build more.

Gifted Down Payment In Canada 2026
Gifted Down Payment In Canada 2026

By Caitlin Wood
Last updated on August 12, 2026

Want to use gift money as a down payment? Find out what you need, the process and how to use it for a mortgage.

Best e-Transfer Payday Loans In Canada 2026
Best e-Transfer Payday Loans In Canada 2026

By Caitlin Wood
Last updated on August 11, 2026

Learn how e-Transfer payday loans in Canada work, who qualifies (including ODSP and child tax), how fast you get funds, the costs, and cheaper alterna...

Debt Forgiveness In Canada: Your Options Explained
Debt Forgiveness In Canada: Your Options Explained

By Caitlin Wood
Last updated on August 10, 2026

Struggling with debt? See how debt forgiveness works in Canada, from debt management plans to consumer proposals, and what each does to your credit sc...

Student Loan Forgiveness In Canada: Federal And Provincial Programs
Student Loan Forgiveness In Canada: Federal And Provincial Programs

By Caitlin Wood
Last updated on August 7, 2026

Learn how student loan forgiveness works in Canada, which federal and provincial programs you may qualify for, and how to apply to reduce or erase you...

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