Bryan Daly

Expert Contributor at Loans Canada

Bryan is a graduate of Dawson College and Concordia University. He has been writing for Loans Canada for five years, covering all things related to personal finance, and aims to pursue the craft of professional writing for many years to come. In his spare time, he maintains a passion for editing, writing screenplays, staying fit, and travelling the world in search of the coolest sights our planet has to offer.

Loans Canada Articles Written By Bryan Daly

What To Do When You Over-Contribute To Your TFSA?

By Bryan Daly
Published on March 20, 2023

Concerned about what a TFSA over-contribution might mean for your finances? Find out the penalties and solutions to over-contributing.

Tax Deduction vs. Tax Credit In Canada

By Bryan Daly
Published on January 31, 2023

A tax deduction and a tax credit can both reduce the amount of taxes you pay. But, do you know the difference?

How To Buy Fractional Shares In Canada

By Bryan Daly
Published on April 25, 2022

If you’re interested in buying fractional shares in Canada, there are two trading platforms that you can look into; Wealthsimple Trade and Interactive...

What Is The Difference Between Tax Avoidance vs. Tax Evasion?

By Bryan Daly
Published on June 1, 2021

Want to know the key differences between tax avoidance vs tax evasion? Here are a few essential details to keep you out of trouble with the CRA.

TFSA vs. RRSP | What’s The Difference?

By Bryan Daly
Published on February 2, 2021

When it comes to saving for your future, in Canada an RRSP and a TFSA are two of the most popular options, but which one is right for you?

How To Spot And Avoid E-Transfer Scams

By Bryan Daly
Published on December 13, 2024

As e-transfers become one of the most popular ways to send money, scammers are creating new ways to use it and steal money.

Minimum Credit Score Required For Mortgage Approval In Canada 2025

By Bryan Daly
Published on January 27, 2023

We have a lot to tell you about what credit score is needed to qualify for a mortgage in Canada. Even if you have bad credit, you ca still

New Brunswick Minimum Wage 2025

By Bryan Daly
Published on August 2, 2021

According to Canadian labour standards, the minimum wage is the lowest amount that an employer can legally pay an employee hourly for their work. That...

Northwest Territories Minimum Wage 2025

By Bryan Daly
Published on July 30, 2021

Different minimum wage standards exist in every province and territory. Here are the minimum wage rules in the Northwest Territories.

Costco Car Insurance Review 2025

By Bryan Daly
Published on December 9, 2021

Costco has partnered with insurance brokerage Inova to connect you with various policies and rates to meet you car insurance needs.

Wealthsimple Crypto Review 2025

By Bryan Daly
Published on November 22, 2021

Wealthsimple Crypto is a mobile app that allows customers to buy, sell, and trade digital coins, otherwise known as cryptocurrencies.

Senior Discounts In Canada 2025

By Bryan Daly
Published on April 5, 2022

Are you a senior Canadian who’s trying to be a bit more frugal? If so, here are some of the best places where you can obtain senior discounts in Canad...