Bryan Daly

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Bryan completed the Cinema, Video, and Communications program in Dawson College and holds a Bachelor’s Degree in English Literature & Creative Writing from Concordia University. Bryan covers a wide range of topics for Loans Canada, including credit improvement, debt management, and all things related to personal finance. In his spare time, he maintains a passion for editing, writing film and television screenplays, staying fit, and traveling the world in search of the coolest sights our planet has to offer. He aims to pursue the craft of professional writing for many years to come.

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Articles written by Bryan Daly

The Hidden Cost of Buying a Home

The Hidden Cost of Buying a Home

What does it cost to buy a house or condominium these days? Depending on which province and city you live in, mortgaging any kind of home can definitely run into the hundreds of thousands of dollars. And it’s not just the mortgage itself that costs money. When you’re… Read More


Your Debt Timetable: How Will Ongoing Debt Affect You?

Your Debt Timetable: How Will Ongoing Debt Affect You?

It’s in your best interest to stay out of debt whenever and however you can. Unfortunately, no kind of debt can be swept under the rug, whether it’s from your credit cards, mortgage, car payments, payday loans, or otherwise. Being responsible by paying your bills on… Read More


Debt Management Tips For Credit Users

Debt Management Tips For Credit Users

Managing your debt can certainly be a difficult task. While it might be simple enough at first to deal with a handful of common credit card or personal loan debt, it can quickly get out of hand, especially when you aren’t making your… Read More


Preparing for Your Retirement in 2018

Preparing for Your Retirement in 2018

By the title of this article, you might think we’re referring to the notion that you’re retiring in 2018. While that might be true, we’re also talking about the fact that no matter what age you are, if you’re earning an income, it’s best to start preparing now… Read More


Alternative Mortgage Financing in 2018

Alternative Mortgage Financing in 2018

With the implementation of new mortgage rules in Canada, including the introduction of the mandatory OSFI (Office of the Superintendent of Financial Institutions Canada) stress-test, it’s becoming harder and harder for aspiring homeowners to get approved for the… Read More


How to Increase Your Credit Score Without Increasing Your Credit Card Debt

How to Increase Your Credit Score Without Increasing Your Credit Card Debt

Credit cards are often the first credit building products that borrowers interact with. In fact, it’s common for Canadians to have at least 2 active credit card accounts listed in their credit report. When managed responsibly, a credit card can be a simple… Read More


How Lenders Set Their Interest Rates (and How to Beat Them)

How Lenders Set Their Interest Rates (and How to Beat Them)

Are you considering applying for a mortgage, car loan or another type of credit product? Are you worried that the product’s high-interest rate will damage your finances and ultimately, your credit health? When it comes to loans, interest rates are a factor that many borrowers forget to take… Read More


Loan Types For Credit Users

Loan Types For Credit Users

When you’re a budding credit user, it’s important to learn about the characteristics of different loan types. Fortunately, there are plenty of loan types out there, suited to all kinds of financial necessities. There are mortgages to buy houses, vehicle loans for cars, short-term loans and credit cards… Read More


Your Guide To Budgeting in 2018

Your Guide To Budgeting in 2018

2018 is already underway and if you haven’t already, it’s time to start budgeting and saving for the sake of your financial future. If you’ve never made yourself an effective budget, don’t worry, you’re not alone. That being said, budgeting is a very important step toward gaining financial… Read More


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