Loans Canada - Affordable Personal Loans

How much do you want to borrow?

Reduce Your Monthly Payments By Up To 50%
Start Building Better Credit Today
Get Working Capital For Your Business

Looking for other services? We can help with car loans, mortgages and a lot more.

BBB A+ Rating

I felt like my credit score was holding me back and Loans Canada found a lender who got me a loan without even affecting my credit.

- Adam, St-John NB

I had $16,000 in credit card debt and 3 loans. I thought my payments were insurmountable. Loans Canada helped me consolidate my payments and pay it all off.

- Nancy, Toronto ON

As a student, I didn't have any credit history and got denied for my car loan. I used Loans Canada's credit building program to build up my score and finance the car I wanted.

- Steve, Ajax ON

I got the advance my business needed just days after I applied at a really affordable rate. The service is great!

- Alex, Calgary AB

I felt like my credit score was haunting me and Loans Canada found a lender who got me a loan without even checking my credit.

- Adam, St-John NB

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How it Works 3 Simple Steps

happy canadian getting a loan
  1. Select your service

    Loans Canada offers loan, mortgage, debt and credit solutions for Canadians of any credit, as well as business financing.

  2. Submit your application

    Our application form is fast, simple and secure. We'll need a little bit of information from you to match you with a lender.

  3. Get a personal offer

    After you submit your application, our system will analyze your information to find you the best offer or solution available.

Calculate Your Payments

Use our loan calculator tool to estimate monthly payments using different rates and loan terms. It's easy!

Calculate Payments Loan Calculator

Use our loan calculator tool to estimate monthly payments using different rates and loan terms.

After you find the terms you like, you can apply for a personal loan using our best-in-class lender matching technology and if you qualify.

Beyond Just Personal Loans

Are you interested in an unsecured, personal loan, repayable in affordable installments? We can help with that, and a whole lot more.

Reverse Mortgage

If you’re a Canadian homeowner, 55 years or older, and are looking for a way to fund your retirement to supplement your current income, a reverse mortgage could be the solution you’ve been looking for.

Car Loans

Looking to purchase a reliable car to get you and your family to and from point a to point b? Or maybe you're in the market for the car of your dreams. Whatever type of vehicle you're looking for, Loans Canada can help.

Bad Credit Loans

Have you been turned down by banks and other traditional financial institutions because of your bad credit? Are you looking for a fresh start? Look no further, Loans Canada can connect you with the bad credit lenders and loans you need. Apply today and gain access to the money you need while working to rebuild and repair your credit score.

Debt Consolidation

Drowning in debt? Consolidate your debt to reduce your monthly debt burden and get back on your feet. We can help you consolidate your debt through a loan or a program.

Business Loans

You may have a business with formidable prospects, but a lack of funds could very much put a damper on things. With a business loan, you can propel your business to the next level.

Short-Term Mortgage Financing

Need cash now? Having trouble finding mortgage financing? Consider a short term mortgage loan from a private mortgage lender.

Second Mortgages

Second mortgages are a unique way to get access to large amounts of cash. Whether you need money for home renovations, a new car, debt consolidation, or just to go on vacation, a second mortgage is an affordable way to get the cash you want.

Car or Vehicle Title Loans

Do you own a car, a motorcycle or another vehicle? Did you know you could secure your vehicle against a loan? Using your vehicle for security can give you access to larger loans.

Asset Based Leasing and Financing

Lease to own your next big ticket purchase, or leverage your assets to qualify for larger loans. This service is ideal both for individuals and for businesses.

Consumer Proposals

Have your debts become too overwhelming? Loans Canada can connect you to a trustee if you're thinking about filing a consumer proposal.


Although usually an option of last resort, Loans Canada can connect you to a trustee if you're thinking about filing for bankruptcy.

Debt Settlement

Drowning in debt? Consolidate your debt to reduce your monthly debt burden and get back on your feet. We can help you consolidate your debt through a loan or a program.

Auto Repair Financing Program

Do you need cash to repair your car? We can help! Talk to us about our exclusive and unique auto repair financing program today.

Personal Loans Under $5,000

Most personal or unsecured loan requests in Canada are for amounts under $5,000. These types of loans are your best alternative to payday loans. Apply through Loans Canada and get started today.

Private Loans

Did you know you could find a loan from non-traditional sources? Loans Canada makes it easy. We can help you find financing from private lenders if you have bad credit, and also if you're considering leveraging your home equity. Ask us about personal and private loans today.

Personal Loans for $5000 or More

Unsecured loans for more than $5,000 can be hard to come by in Canada, but they are in high demand. For this reason, Loans Canada has partnered with more lenders and partners across the country to provide you with opportunities for loans of any size.

Personal Loans

Banks make finding financing hard, especially when you're looking for an unsecured loan. That's where we come in. Learn more about how Loans Canada connects borrowers and lenders through its safe and efficient online platform.

How We Can Help Solutions for Everyone

Loans Canada is the nation's first and best loan search platform and your number one destination for financial services including mortgages, personal loans, car financing, debt management, business financing and merchant loan solutions.

Let us work with you to find the personalized solution you need for all of your credit and financial concerns.

Canada’s Premier Lender Directory

Loans Canada’s premier lender directory allows Canadians to compare lenders, make the best choice based on their needs, and ultimately voice their opinions.

Provider Rating
Pylo Finance 4/5
Fresh Start Finance 4/5
Marble Finance 5/5
Money Mart 4/5
Speedy Cash 5/5
Provider Rating
SharpShooter Funding 5/5
Fusion Credit Union 5/5
First West Credit Union 5/5
ATB Financial 5/5
PACE Credit Union 5/5
Provider Rating
Car Creditex -
Birchwood Credit 5/5
Auto Capital Canada 5/5
Carfinco 5/5
Canada Drives 5/5
Provider Rating
Newstart Canada 4/5
Fast Access Finance 5/5
BHM Financial 2/5
Provider Rating
Centum 5/5
Broker Financial Group Inc. 5/5
Bridgewater Bank 5/5
Alpine Credits 5/5

Why Loans Canada Your One-Stop Shop For Everything Finance

Installment Loans, Simplified.

  • Personal loans repayable in small installments
  • Flexible repayment terms (months or even years)
  • Bad credit history? No problem
  • Personalized solutions
  • An affordable way to borrow!

More Options, More Savings

We believe that credit-constrained Canadians should have more options than just traditional institutions. That's why we've partnered with a wide array of lenders and financial services providers across the country to provide you with access to more options.

More Resources, Better Service

  • Active blog with insightful articles and videos
  • Educational content designed to help you manage your budget
  • Customer service that doesn't stop
  • Reach us by phone, email or through Facebook.

Our Commitment Responsible Lending

Our Commitment To You

We make sure that the lenders and partners we work with adhere to Canadian laws and regulations. All of our partners are vetted and approved by Loans Canada to certify that your personal information is protected and the services you receive are fair. We're committed to bringing you the best services and the best experience possible, regardless of your credit rating.

Our Mission Empowering Canadians

Making Borrowing More Accessible

We know that having access to more options and more resources results in better decision making. That's why we've made it our mission to empower Canadians by making searching for a loan easier and more accessible than ever. When you apply with Loans Canada, you get instant access to our entire lender network. This means with just one application, you get access to the most options and the best deals. It's easy, it's fast and it's accessible to Canadians of any credit.

Join Hundreds Of Thousands Of Canadians Who Have Already Trusted Loans Canada

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Posted on August 8, 2019

Ontario Cities With The Five Lowest Property Tax Rates

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Posted on August 1, 2019

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Canadian Mortgage Rate History
Posted on July 25, 2019

Canadian Mortgage Rate History

If you’re in the market to buy a new home and take out a mortgage, then you’ll be very interested to know what mortgage interest rate you’ll be offered.  After all, mortgage rates will directly influence how expensive or affordable your mortgage will be. Obviously, lower rates will translate into… Read More

Can I Use a Personal Loan For Emergencies?
Posted on July 24, 2019

Can I Use a Personal Loan For Emergencies?

For this blog, we’ve teamed up with our partners at Fairstone Almost half of Canadians are $200 away from not meeting their financial obligations each month. You’re not alone if you fall into this category, but being cash strapped can make it difficult to tackle unexpected expenses. … Read More

The Most Prestigious Credit Cards
Posted on July 24, 2019

The Most Prestigious Credit Cards

One of the most commonly used financial products is a credit card. But, despite how common this financial tool is, there is a whole world of prestigious, elite credit cards that you probably have never encountered. In order to gain access to or be “in the know” of these credit… Read More


All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster.

Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic by visiting our page on loan scams.