• Are you in a Consumer Proposal and looking for a credit card?
  • To be eligible for the Fidem Mastercard, you must meet the following criteria:
    • Currently in a Consumer Proposal OR discharged from a Consumer Proposal in the last 4 years.
    • Are a Canadian Citizen or Permanent Resident.
  • Credit limit up to $1,000. Potential to increase limit once payment history has been established.
  • Fidem My Alerts Program. Set your account to receive limit, purchase, location, decline and security alerts.
  • Fidem reports to the credit bureaus every month (this can help build a healthy credit history over time).

Annual Fee:

$120.00 ($10.00/month; collected monthly) for homeowners and $144.00 ($12.00/ month; collected monthly) for non-homeowners. To be charged on your first monthly statement and monthly on your following statement.


  • Interest Rate
    • For homeowners: 29.99%
    • For non-homeowners: 39.99%

Min. Credit Score Range Recommended:

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