The Loans Canada Blog

What is your credit score composed of?

What is your credit score composed of?

Psst! To learn how your credit score is calculated, you can also watch this video! A credit score can have a big effect on a person’s life whether they like it or not. Credit scores or reports were used solely for lending… Read More


Budgeting 101

Budgeting 101

Budgeting is a really important tool in personal finance. Total financial independence has to do with wise expenditures. Budgeting helps you to make up and implement spending rules for what you can and can’t afford. It is an easy way to deal with the stress of paying off debts and… Read More


Why You Should Take the 'Sleep Test' Before Investing in Property

Why You Should Take the 'Sleep Test' Before Investing in Property

Spur of the moment decisions come often in most of our lives, unfortunately, what usually follows making such a decision is regret. While there are several ways to combat impulsive spending, it’s especially crucial that you take time to think about your decision when making larger investments such as real… Read More


Tax-Free Savings Accounts: What You Need to Know

Tax-Free Savings Accounts: What You Need to Know

Canadians are very accustomed to being taxed on everything. Once in a while though, the government will be nice and introduce a way to provide tax breaks. Essentially a Tax-Free Savings Account (TFSA) provides citizens with a maximum of $5000 of non-taxable cash to save and invest. The great thing… Read More


Is Insurance Cheaper Online?

Is Insurance Cheaper Online?

Insurance is an expensive part of everyone’s life. There are some simply some things that have to be insured either for legal reasons or for reasons of security. Failing to insure your home, for example, leaves the destruction of it by fire and your loss of everything entirely to chance. Read More


Is Now the Time to go Into Real Estate?

Is Now the Time to go Into Real Estate?

  After years of struggling, the U.S. economy is showing signs of life again. The economic freefall is slowing down, and the housing market may be stabilizing. Taking that into consideration, some career-minded individuals are wondering if now is the right time to go into real estate. There are three… Read More


The Top 10 Mistakes When Trying To Improve Your Credit Rating

The Top 10 Mistakes When Trying To Improve Your Credit Rating

Let’s be honest… the world of credit scoring can be quite confusing, right? So it comes as no surprise that mistakes will be made along the way. Some are obvious, others not so much. What follows are ten of the most common mistakes people will make. 1. Applying for cards… Read More


Shopping for Your Insurance Policies Online

Shopping for Your Insurance Policies Online

You can find just about anything you need on the Internet. And your insurance policy is no different. But knowing where to search and what to look for is something you need to keep in mind. Know what you are looking for First things first, you need to know exactly… Read More


Buying a Foreclosed Home? Things to Know

Buying a Foreclosed Home? Things to Know

Simply put, foreclosure occurs when a debtor is unable to make payments to the lender and so in an attempt to recover the remaining loans the borrower has to sell the asset as collateral for the loan. Buying a foreclosed home is similar to buying a regular resale however few… Read More



Authors and Contributors

Loans Canada works with a series of in-house and freelance writers, journalists, and authors to develop educational content to help Canadians make better financial decisions. If you're interested in contributing content to our website, please email us at marketing@loanscanada.ca.

Note:

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster.

Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic by visiting our page on loan scams.