Loans Canada Articles Written By Sean Cooper

Boost Your Property Value: Secondary Suite Incentive Programs Across Canada
Boost Your Property Value: Secondary Suite Incentive Programs Across Canada

By Sean Cooper
Published on November 11, 2024

Thinking of adding a basement suite to your home? Find out how you can cover your costs using the government secondary suite incentive programs.

How To Get A Mortgage On A Cottage In Canada: The Ultimate Guide
How To Get A Mortgage On A Cottage In Canada: The Ultimate Guide

By Sean Cooper
Published on October 1, 2024

From larger down payments to passing the stress test and understanding the tax implications, there’s a lot to consider when buying a cottage.

Mastering The Down Payment Game In Canada: Your Complete Guide To Stress-Free Home Buying
Mastering The Down Payment Game In Canada: Your Complete Guide To Stress-Free Home Buying

By Sean Cooper
Published on August 28, 2024

Do you have enough saved for a down payment? Even if you do banks may not accept it. You have to prove you have the money and that it’s legit.

The 3 Main Factors Influencing The Bank of Canada’s Interest Rates
The 3 Main Factors Influencing The Bank of Canada’s Interest Rates

By Sean Cooper
Published on July 24, 2024

Find out how inflation, unemployment, and GDP significantly shape the Bank of Canada's decisions on the key interest rates changes.

Bank Of Canada Lowers Interest Rates: What It Means For Fixed And Variable Mortgage Rates
Bank Of Canada Lowers Interest Rates: What It Means For Fixed And Variable Mortgage Rates

By Sean Cooper
Published on June 28, 2024

With the Bank of Canada cutting interest rates again, let’s recap what happened. There’s also a lot of confusion about variable and fixed mortgage rat...

2024 Federal Budget: Making Homeownership More Achievable
2024 Federal Budget: Making Homeownership More Achievable

By Sean Cooper
Published on May 22, 2024

Check out the Federal Budget 2024 initiatives made to make housing more affordable and accessible in Canada.

How To Safeguard Your Investment When Buying A Pre-Construction Home In Canada
How To Safeguard Your Investment When Buying A Pre-Construction Home In Canada

By Sean Cooper
Published on April 26, 2024

Buying a pre-construction home in Canada can be an exciting adventure, but it’s like baking a cake from a recipe you’ve never tried. It requires patie...

Down Payment Assistance Programs In Canada
Down Payment Assistance Programs In Canada

By Sean Cooper
Published on December 11, 2023

Are you struggling to save up for a down payment? Depending on where you live, you may be eligible for some down payment assistance programs.

What Is The Housing Accelerator Fund?
What Is The Housing Accelerator Fund?

By Sean Cooper
Published on October 9, 2023

Find out what is the Housing Accelerator Fund and it will impact housing affordability in Canada.

Can A Laneway House Pay Your Mortgage Faster And Solve The Housing Crisis?
Can A Laneway House Pay Your Mortgage Faster And Solve The Housing Crisis?

By Sean Cooper
Published on September 12, 2023

Pay off your mortgage faster and solve the housing crisis with a laneway house. It's all part of the idea of gentle densification. Read more.

Will New FCAC Guidelines Protect Canadians From Mortgage Default?
Will New FCAC Guidelines Protect Canadians From Mortgage Default?

By Sean Cooper
Published on July 27, 2023

The new FCAC mortgage guidelines need to protect Canadian homeowners from mortgage default. Is it too little too late? Sean Cooper weighs in

Is A 30 Year Mortgage A Good Idea For You?
Is A 30 Year Mortgage A Good Idea For You?

By Sean Cooper
Published on June 15, 2023

Is a 30 year amortization mortgage too much debt for too long? When is it the right decision for you? Here is what Sean thinks.

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