Sean Cooper

Expert Contributor at Loans Canada

Sean Cooper is the bestselling author of the book, Burn Your Mortgage: The Simple, Powerful Path to Financial Freedom for Canadians. He bought his first house when he was only 27 in Toronto and paid off his mortgage in just 3 years by age 30. An in-demand Personal Finance Journalist, Money Coach, and Speaker, his articles and blogs have been featured in publications such as the Toronto Star, Globe and Mail, Financial Post and MoneySense.

External Publications

Loans Canada Articles Written By Sean Cooper

How Are Mortgage Rates Determined?

By Sean Cooper
Last updated on February 5, 2026

Planning to buy a home and want to know what rate you'll be charged? Check out this blog post to find out how mortgage rates are determined.

How To Avoid Mortgage Prepayment Penalty Fees

By Sean Cooper
Last updated on February 2, 2026

Paying off your mortgage early but worried about being penalized? Read on to find out how to avoid mortgage prepayment penalty fees.

Credit Card Churning In Canada: Smart Strategy Or Risky Game?

By Sean Cooper
Last updated on January 2, 2026

Learn more about credit card churning, which involves opening cards for bonuses, earning rewards fast, and closing them strategically.

Are Condos A Good Investment In Canada?

By Sean Cooper
Last updated on October 30, 2025

Many investors ask: "Are condos a good investment in Canada? Check out this blog post to find out the answer.

Best Time To Make A Lump Sum Mortgage Payment

By Sean Cooper
Last updated on October 28, 2025

Came across a lot of money and want to use it for your home loan? Find out when's the best time to make a lump sum payment on your mortgage.

How Much Tax Do You Pay When You Buy A House In Canada

By Sean Cooper
Last updated on August 28, 2025

Learn how much tax you pay when buying a house in Canada, including land transfer tax, GST/HST on new homes, and key exemptions.

Flex Mortgages: The Smart Homeowner’s Secret Weapon

By Sean Cooper
Last updated on July 21, 2025

Do you know how flexible you want or need your mortgage to be? Flexibility can allow you to make big life or financial changes without the added penal...

Interest Adjustment Date: The Mortgage Term You Didn’t Know You Needed To Know

By Sean Cooper
Last updated on June 24, 2025

Everything you need to know about Interest Adjustment dates, an often forgotten closing cost when buying a home.

Orderly Payment Of Debt (OPD) Program: A Guide

By Sean Cooper
Last updated on May 23, 2025

If you're struggling to pay off your debt, you can apply for the Orderly Payment of Debt (OPD) program to help repay your debt without bankruptcy or a...

How To Set Up Direct Deposit With The CRA

By Sean Cooper
Last updated on April 29, 2025

Let’s face it—no one enjoys waiting weeks for a cheque to show up in the mail. And what’s worse? Forgetting to cash it, misplacing it, or even having ...

How U.S. Tariffs Are Shaking Up Canadian Mortgage Rates and Real Estate

By Sean Cooper
Last updated on March 19, 2025

Will tariffs affect mortgage rates in Canada? They do! Learn how US tariffs can impact mortgage rates and why.

New Mortgage Rules In Canada 2026: The Ultimate Guide

By Sean Cooper
Last updated on January 30, 2025

Hey there, fellow Canadians! If you’ve been keeping an eye on the housing market, you’ve probably noticed it’s been a bit of a rollercoaster ride. Wit...