How Can I Rebuild My Credit While I’m In Debt?

How Can I Rebuild My Credit While I’m In Debt?

Sponsored by For this blog, we’ve teamed up with our partners at Fairstone. The amount of debt you have plays a role in your credit score, but it’s not the only thing that affects it. Credit utilization, payment history, and credit inquiries are all factors that can impact… Read More


Why All Canadians Need to be Monitoring Their Credit Score

Why All Canadians Need to be Monitoring Their Credit Score

Do you know what your credit score is? When was the last time you checked? You’ll want to know what your credit score is, especially if you plan on taking out some type of loan in the near future. Even… Read More


Top 5 Most Common Errors That Appear on Credit Reports in Canada

Top 5 Most Common Errors That Appear on Credit Reports in Canada

A good credit score is extremely important in the world of loans. If you ever plan to apply for a mortgage, auto loan, personal loan, credit card, or even want to sign up for a cell phone plan,… Read More


Understanding Your Credit Score and Credit Rating

Understanding Your Credit Score and Credit Rating

A credit score is a calculated numerical indicator that lenders use to determine whether a person meets their standard of financial responsibility. In Canada, credit scores generally range from 300-900. The closer your score is to the 900 mark, the safer lenders will feel lending to you, as… Read More


How to Improve or Fix Your Credit Score in 2018

How to Improve or Fix Your Credit Score in 2018

Is your credit not where you’d like it to be? Is your credit score low? Do you have an unhealthy looking credit rating, history and/or report? Does your bank constantly deny your applications for new credit products? Don’t give up, because Loans Canada has the advice that you… Read More


How Your Credit Fluctuates

How Your Credit Fluctuates

Everyone wants a long credit history, a good credit score and a healthy credit report that is devoid of errors. The great news is that everyone can have those things, whether you’re working… Read More


Life After a Consumer Proposal: Fastest Way to Build Credit

Life After a Consumer Proposal: Fastest Way to Build Credit

Many Canadians struggle with their finances, forcing them to seek out options to help them alleviate their debt. A well-known debt solution option is bankruptcy, which can offer consumers protection from creditors who may seek to launch lawsuits in an effort to recoup… Read More


How to Increase Your Credit Score Immediately

How to Increase Your Credit Score Immediately

When it comes to getting approved for a loan at a low-interest rate, your credit score matters. If it’s not as high as it should be, it’s time to step up to the plate and take measures to increase it. Not only will… Read More


How Quickly Can Your Credit Score Drop?

How Quickly Can Your Credit Score Drop?

Your credit score is a vital part of your financial health and will determine the likelihood of you being able to get approved for various loans, including mortgages, car loans, and personal loans, among others. But your credit score can plummet rather quickly… Read More


Note:

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