Affirm Financial Reviews and Ratings

Affirm Financial

If you’ve recently experienced some financial problems, are having trouble getting approved by your bank, and are in need of a personal loan or credit card, Affirm Financial can provide you with both. Even if you’ve recently been discharged from a bankruptcy and you have low credit, they’ll do their best to find a solution that works for you, free of judgement. Not all applications are guaranteed to be approved, but rest assured that approval here is easier to obtain than with many other lenders.

Business Hours

  • Monday to Thursday (8am - 8pm EST)
  • Fridays (8am - 6pm EST)

Support Offered

  • Online messaging
  • Contact centre
  • Blog
  • Email:

Services Offered

Conditions & Rates

  • Interest rate:
    29.9% - 39.9%
  • Amount:
    $300 - $7,500
  • Term:
    6 - 60 months

Eligibility & Documents

  • Who is eligible:
    Must be a Canadian citizen or resident Must be at least or over the age of majority (18 - 19 depending on your province) Must be able to provide credit history Borrowers discharged from bankruptcy are also accepted
  • What you need to provide:
    Paycheck stub or other proof of income
    Proof of at least 6 months steady employment

Repayment & Issuance

  • How fast can you get the money
    A few days following approval
  • Funding method
    Direct deposit
  • How does repayment work
    Monthly payments
    Automatic debit withdrawals

Reviews & Ratings

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