Latest Mortgage Articles
What Is A Cash-Out Refinance Car Loan?
By Lisa Rennie
Updated on February 6, 2025
Do you have positive equity in your car? The you may qualify for a cash-out refinance on a car loan. Find out how much money you can access.
Bank of Montreal (BMO) Mortgage Rates 2025
By Lisa Rennie
Updated on January 31, 2025
Thinking about getting a mortgage and not sure which lender to choose? BMO offers great mortgage with competitive rates.
New Mortgage Rules In Canada 2024: The Ultimate Guide
By Sean Cooper
Updated on January 30, 2025
Hey there, fellow Canadians! If you’ve been keeping an eye on the housing market, you’ve probably noticed it’s been a bit of a rollercoaster ride. Wit...
Canadian Mortgage Rate History
By Lisa Rennie
Updated on January 29, 2025
Ever wonder how the mortgage rates you're offered today compare to the ones offered years and even decades ago? Check out the historical mortgage rate...
Are Canadians Headed Toward A ‘Mortgage Cliff’?
By Lisa Rennie
Updated on January 29, 2025
Is Canada heading toward a mortgage cliff? Find out what this means and how it'll affect homeowners in Canada.
When Is The Best Time To Buy A House?
By Lisa Rennie
Updated on January 29, 2025
Learn how to determine whether or not it's a good time to purchase a house.
How Inflation Affects Your Mortgage
By Lisa Rennie
Updated on January 29, 2025
The rapidly rising inflation rates are not only affecting food prices but mortgage interest rates as well. Find out how inflation may affect your mort...
Should You Choose A Short-Term For Your Mortgage In 2025?
By Lisa Rennie
Updated on January 29, 2025
*This post was created in collaboration with Mortgage Maestro. Homeowners with mortgage terms coming due soon could be faced with significantly higher...
Will New FCAC Guidelines Protect Canadians From Mortgage Default?
By Sean Cooper
Updated on January 29, 2025
The new FCAC mortgage guidelines need to protect Canadian homeowners from mortgage default. Is it too little too late? Sean Cooper weighs in
New Changes To Stress Test Rate For Insured Mortgages
By Lisa Rennie
Updated on January 21, 2025
New changes are coming the the mortgage stress test. Find out what are the changes and how it may affect your home buying journey.
Closing Costs In Canada: How Much Will You Pay?
By Trevor O'Hagan
Updated on January 15, 2025
Explore closing costs in Canada: Learn how much you need to pay. Detailed breakdown and ways to reduce costs for a smoother home-buying journey.
High Ratio Mortgages And Default Mortgage Insurance
By Sandra MacGregor
Updated on January 14, 2025
Are you putting less than 20% on your home? Then you'll have a high-ratio mortgage. Find out how that'll affect the amount of default insurance you'll...
