What is a Wire Transfer? 

What is a Wire Transfer? 

There are a variety of ways you can send money, particularly in this day and age with the accessibility and ease of banking technology. Wire transfers are one of the many ways to send money but are especially useful if you want the money to get where it is supposed… Read More


Who Can Freeze Your Bank Account in Canada?

Who Can Freeze Your Bank Account in Canada?

Having a frozen bank account is absolutely frustrating and nerve-wracking. Freezing bank accounts is a tool that creditors often use to get the attention of those who owe them money, particularly if other forms of communication have not worked in the past. When your bank accounts are frozen, you are… Read More


Is 0% Financing Really a Good Deal?

Is 0% Financing Really a Good Deal?

When it comes to getting a loan, interest is typically a part of the overall package. Obviously, the lower the rate, the less you’ll have to pay over the life of the loan, making it a more affordable arrangement. For this reason, it makes… Read More


How to Put Your Finances First as an Adult Living With Your Parents

How to Put Your Finances First as an Adult Living With Your Parents

Buying a house and even renting an apartment can be super expensive these days, especially if you live in certain cities in Canada. Take Toronto, for example, where the average home price is a whopping $824,336, and rent is still pretty steep at $2,550 for a 2-bedroom unit. Read More


Do You Bank Online? Are You Sure Your Computer is Safe?

Do You Bank Online? Are You Sure Your Computer is Safe?

In collaboration with our partner FixMeStick. Do you use online banking? Do you think you’re secure because you already have an antivirus program? Think again. Consider the seatbelt and airbag in your car – they both work in conjunction to keep you safe, one without the other could… Read More


A Line of Credit vs. a Credit Card

A Line of Credit vs. a Credit Card

Having access to credit can prove to be extremely helpful at certain points in life especially when your bank account isn’t quite adequate enough to handle life’s big expenses. Credit can also be convenient when you want to have a financial cushion to back you up if you… Read More


The Secrets Your Bank Doesn’t Want You to Know

The Secrets Your Bank Doesn’t Want You to Know

In Canada, there are a number of major banking institutions. Some of these banks (such as TD or RBC) charge monthly fees to open accounts with them, while others (such as Tangerine) offer free accounts following a base initiation cost. However, no matter what bank you’re with now… Read More


Unexpected Expenses: How to Handle Financial Emergencies  

Unexpected Expenses: How to Handle Financial Emergencies  

Sponsored by For this blog, we’ve teamed up with our partners at Fairstone. “What can I do in a financial emergency?” – Don’t worry; it happens to all of us. Even if you’ve tried to prepare yourself for the unexpected, we’re often faced with larger expenses than anticipated. Read More


Preparing for Your Retirement in 2018

Preparing for Your Retirement in 2018

By the title of this article, you might think we’re referring to the notion that you’re retiring in 2018. While that might be true, we’re also talking about the fact that no matter what age you are, if you’re earning an income, it’s best to start preparing now… Read More


Note:

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster.

Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic by visiting our page on loan scams.