A Line of Credit vs. a Credit Card

A Line of Credit vs. a Credit Card

Having access to credit can prove to be extremely helpful at certain points in life especially when your bank account isn’t quite adequate enough to handle life’s big expenses. Credit can also be convenient when you want to have a financial cushion to back you up if you… Read More


The Secrets Your Bank Doesn’t Want You to Know

The Secrets Your Bank Doesn’t Want You to Know

In Canada, there are a number of major banking institutions. Some of these banks (such as TD or RBC) charge monthly fees to open accounts with them, while others (such as Tangerine) offer free accounts following a base initiation cost. However, no matter what bank you’re with now… Read More


Unexpected Expenses: How to Handle Financial Emergencies

Unexpected Expenses: How to Handle Financial Emergencies

Sponsored by For this blog, we’ve teamed up with our partners at Fairstone. “What can I do in a financial emergency?” – Don’t worry; it happens to all of us. Even if you’ve tried to prepare yourself for the unexpected, we’re often faced with larger expenses than anticipated. Read More


Preparing for Your Retirement in 2018

Preparing for Your Retirement in 2018

By the title of this article, you might think we’re referring to the notion that you’re retiring in 2018. While that might be true, we’re also talking about the fact that no matter what age you are, if you’re earning an income, it’s best to start preparing now… Read More


How Lenders Set Their Interest Rates (and How to Beat Them)

How Lenders Set Their Interest Rates (and How to Beat Them)

Are you considering applying for a mortgage, car loan or another type of credit product? Are you worried that the product’s high-interest rate will damage your finances and ultimately, your credit health? When it comes to loans, interest rates are a factor that many borrowers forget to take… Read More


Your Guide To Budgeting in 2018

Your Guide To Budgeting in 2018

2018 is already underway and if you haven’t already, it’s time to start budgeting and saving for the sake of your financial future. If you’ve never made yourself an effective budget, don’t worry, you’re not alone. That being said, budgeting is a very important step toward gaining financial… Read More


What is The Difference Between a Bank and a Credit Union in Canada?

What is The Difference Between a Bank and a Credit Union in Canada?

When it comes to keeping your money stashed in a safe place and taking advantage of financial products, the local big banks tend to be the go-to source for many Canadians. Yet while banks certainly do serve their purpose, they are not the only financial institutions available for… Read More


How to Manage Your Money Successfully

How to Manage Your Money Successfully

Wouldn’t it be great if there was a magic formula you could use so that you never have to worry about finances or money ever again? Unfortunately, that doesn’t exist. Thus, each and every person is in control of their own money management, no matter how much or… Read More


What You Need to Consider When Shopping For Low Interest Rates

What You Need to Consider When Shopping For Low Interest Rates

When making expensive, but necessary purchases throughout your life, such as financing a car or mortgaging your home, the majority of us can’t pay the full amount up front. For instance, a home in this day and age can cost well over $350,000. That’s why lenders, banks, and… Read More


Note:

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster.

Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic by visiting our page on loan scams.