Get a free, no obligation personal loan quote with rates as low as 6.99%
Get Started You can apply with no effect to your credit score

There isn’t a right or wrong way to celebrate Valentine’s Day. With so much emphasis and pressure to impress your significant other on this special day, Valentine’s Day can be considered one of the most overrated holidays. That being said, most people still want to experience a romantic night with their partner. If you’re the one who usually doesn’t make the plans, take initiative this year and plan something special for your significant other. Just keep in mind that there’s more than one way to do this. Forget the roses, forget the chocolates, and save your money instead of buying useless fluffy teddy bears. Not only is this a bit cliché and maybe even unoriginal, it’s expected and overpriced for nothing. If you’re looking to impress a certain someone, think outside the box, and yes we mean that overpriced heart-shaped box filled with chocolate that doesn’t even taste good.

Valentine’s day is about loving your partner or your friends or your sister or your parents, and showing them how much you appreciate them. That being said, why don’t you try spending your money and time on an experience, rather than materialistic items. If you’re over the seriousness and price associated with this holiday, we suggest this trifecta of ideas for Valentine’s Day success; make it personal, make it cheap, and make it fun.

Valentine's Day advice

Make It Personal

When planning your Valentine’s Day date, try to organize something thoughtful and meaningful. Any person can go into a store and buy shoes or a bag for their partner. But, only a good boyfriend or girlfriend will go above and beyond to plan something more than just shopping. A good companion knows your likes and dislikes along with your interests and hobbies. Thus, only they could create a day centered on you and what you love. This could include an activity or event that your partner would really value and enjoy. If your significant other is a foodie, drink wine and cook dinner together. If they love to dance, go to a jazz bar or a salsa club where they can move their hips all night. If they’re into sports, spend the day skating outdoors followed by some hot cocoa and their favorite movie. If he or she is funny and enjoys entertainment, go to a comedy club and watch them laugh all night. We could go on listing more ideas, except no one knows your partner better than you. Thus, only you can choose the perfect date. Keep in mind the following are questions, they should help you narrow down a few ideas for this Valentine’s Day date night.

  • What do they spend a lot of time talking about?
  • What is their favorite activity to do?
  • What have they never done that they’ve always wanted to do?
  • What is their favorite thing to eat?
  • When do they always have a smile on their face?

Valentine's Day budget

Make It Cheap

In addition, while trying to plan something special, make sure to stay in your budget. Despite how much you may want to impress your valentine, it’s not worth going into debt, especially for one night. Remember this, when you’re deciding what to do this year, make Valentine’s Day about the time you spend not the money you spend. You don’t need to spend a lot to say a lot. It’s more than likely that your partner is only interested in you, not the Valentine’s Day themed items you purchase them that will be irrelevant in a few days or weeks.

Furthermore, a lot of money can also put a lot of pressure on the day. Here’s the thing, Valentine’s Day is just another day of the week (it’s on a Tuesdays this year), which means you’ll be dealing with “day of the week” things. Stick with something inexpensive or better yet free, this way if one of you ends up having a bad day or having to work late, no one will feel disappointed or like they’ve wasted too much money.

Valentine's Day fun

Make It Fun

The seriousness of Valentine’s Day is another common reason why people tend to spend too much money, have too high expectations, or ignore the day all together. Make it about spending time with, and having fun with, the people you love the most. This will not only help you actually look forward to this special day but will also guarantee that you have a great time.

There are so many things in your life that you should take seriously, give yourself a break and make Valentine’s a little more silly, fun, and relaxing. This goes for everyone, whether you’re in a relationship or not and whether or not you’re the planner.

Caitlin Wood, BA avatar on Loans Canada
Caitlin Wood, BA

Caitlin Wood is the Editor-in-Chief at Loans Canada and specializes in personal finance. She is a graduate of Dawson College and Concordia University and has been working in the personal finance industry for over eight years. Caitlin has covered various subjects such as debt, credit, and loans. Her work has been published on Zoocasa, GoDaddy, and deBanked. She believes that education and knowledge are the two most important factors in the creation of healthy financial habits. She also believes that openly discussing money and credit, and the responsibilities that come with them can lead to better decisions and a greater sense of financial security.

More From This Author

Special Offers

More From Our Experts

https://loanscanada.ca/wp-content/uploads/2023/09/GlobeMailTopCompanies2023-1.png
Loans Canada places No. 228 on The Globe and Mail’s fifth-annual ranking of Canada’s Top Growing Companies.

By Caitlin Wood, BA
Published on September 29, 2023

Loans Canada is excited to announce it has made it onto the Globe and Mail’s Top Growing Companies list for the second year in a row.

https://loanscanada.ca/wp-content/uploads/2023/09/Finder-Awards.png
Finder Awards Finalists: Personal Loans Customer Satisfaction Awards 2023

By Priyanka Correia, BComm

Loans Canada is happy to announce it received the finalist award in the Best Personal Loan Search Platform category.

https://loanscanada.ca/wp-content/uploads/2016/12/caution-1.jpg
Beware of Fraudulent Lenders Impersonating Loans Canada

By Caitlin Wood, BA

A note to our clients about fraudulent lending practices and illegal upfront fees.

https://loanscanada.ca/wp-content/uploads/2020/12/Tax-Considerations-For-Parents-1.png
Family Tax Benefits For Parents

By Chrissy Kapralos

If you're looking for a federal or provincial family tax benefit as a parent, you'll come to find that there are many you can get in Canada

https://loanscanada.ca/wp-content/uploads/2021/03/Tim-Hortons-Rewards.png
Tim Hortons Rewards: What You Need To Know

By Priyanka Correia, BComm

The Tim Hortons rewards system is designed to help you get more out of your morning coffee purchase.

https://loanscanada.ca/wp-content/uploads/2020/03/Tax-Tips-Low-Income-Earners.png
Tax Tips For Low-Income Earners In 2024

By Bryan Daly

If you're a low-income earner, this is the advice you need to take full advantage of income tax season this year.

https://loanscanada.ca/wp-content/uploads/2024/04/Inheritance-Tax-In-Canada.png
Do You Pay Inheritance Tax In Canada?

By Jessica Martel

If you’re about to inherit a family asset, you may be concerned about its financial implications. Thankfully, you don't have too much to worry about w...

https://loanscanada.ca/wp-content/uploads/2021/02/Average-Rent-Payments-in-Canada.png
Average Rent Payments In Canada (By Major City) 2024

By Matthew Taylor

Are you a renter? Do you know how your rent compared to what the rest of Canada is paying? Here are the average rent payments by major city.

Recognized As One Of Canada's Top Growing Companies

Loans Canada, the country's original loan comparison platform, is proud to be recognized as one of Canada's fastest growing companies by The Globe and Mail!

Read More

Why choose Loans Canada?

Apply Once &
Get Multiple Offers
Save Time
And Money
Get Your Free
Credit Score
Free
Service
Expert Tips
And Advice
Exclusive
Offers

Build Credit For Just $10/Month

With KOHO's prepaid card you can build a better credit score for just $10/month.

Koho Prepaid Credit Card