Breaking The Blue Monday Curse in 2020
The third Monday in January aka Blue Monday. Originally conceived by university lecturer Dr.Cliff Arnall in 2005, Blue Monday is thought of as the worst, most depressing day of the year. Arnall determined through a series of pseudo-scientific calculations, that cold, unpredictable weather patterns in the Northern Hemisphere, coupled with… Read More
Can I Get Out Of My Phone Contract Early?
Everyone has a mobile phone these days. They’re handy little gadgets that help to keep us connected to all the important people in our lives when we’re on the go. More and more people are substituting their traditional landline phones for mobile phones. After all, why pay for another phone… Read More
How To Get Out Of a Gym Contract
You made a commitment to yourself to get into shape and improve your overall health, and one of the ways that you planned to do that is to exercise on a regular basis. Among other new habits you’ve adopted, joining a gym seemed to be the best way to do… Read More
Your Financial To-Do List For 2020
With the new year in full swing, it’s time to start getting serious about your finances. We know (and hope) that you’ve already got all the basics under control; budgeting, savings, paying down on debt and cutting back on unnecessary spending. Now it’s time to take your financial goals one step further,… Read More
How Living Common-Law Affects Your Finances
Are you in a common-law relationship? If so, have you ever wondered how your finances may be affected, both while you’re in a relationship and in the event that you break-up? What happens to your assets and debts? And what if there are children involved? Let’s dig a little deeper… Read More
How To Survive Black Friday 2019
Whether you’re on the hunt for this year’s super deals, just like to watch the madness unfold around you, or are looking to mark off a few gifts on your shopping list, there’s one thing that we can all agree on, Black Friday is crazy in both the best and… Read More
Employee vs. Contractor? Is One Better Than The Other?
In the Canadian workforce, there are two types of workers: employees and contractors (also commonly referred to as independent contractors). Often, businesses use a combination of both employees and contractors to accomplish their goals. But – what exactly is the difference? In short, an employee has more restrictions but is… Read More
6 Unexpected Expenses to Prepare For This Winter
Sponsored by Fairstone For this blog, we’ve teamed up with our partners at Fairstone. Having an emergency fund can help lessen the burden when it comes to paying for repairs and other expenses. But we often forget how vulnerable we are to financial emergencies, and… Read More
Moving to Canada: Documents You Need and Services to Use
Canada truly is one of the best countries in the world to live. From the political freedom to the great job opportunities, there are tons of reasons that people immigrate to this amazing country every year. Can you get a credit card in Canada if… Read More