Balance Transfer Credit Card Alternatives

Balance Transfer Credit Card Alternatives

Here’s the deal: a balance transfer of your credit card debt is one of the best things you can do for yourself when you’re trying to pay off your debt. If you can find one that looks and sounds like a good deal and you are able to qualify for… Read More


How to Conquer Post- Holiday Debt Before It Spirals Out of Control

How to Conquer Post- Holiday Debt Before It Spirals Out of Control

No matter how much you plan ahead the holidays can be the most stressful time of the year, both emotionally and financially. Budgets, lists and schedules are all great ways to stay on top of all your personal and financial commitments during the holiday season, but sometimes things happen and… Read More


The Biggest Money Mistakes Students Make

The Biggest Money Mistakes Students Make

Teenagers are not known for their fiscal responsibility. Nor are college students known to make the best decisions with their money. So, it goes without saying that teenage college students are not very good with financial decisions. They tend to prioritize differently than adults. It is always nice to buy… Read More


Common Financial Advice Debunked

Common Financial Advice Debunked

Handling finances isn’t always easy. It entails so much number crunching and budgeting that sometimes we lose track of it all. It has been a common problem, even for those who came from wealthy families. However, there are individuals who are truly capable of handling their money. In that sense,… Read More


Why is it so difficult for young Canadians to save?

Why is it so difficult for young Canadians to save?

Money is important. It is important to you, me, and to Canadians all over the country. One particular group of people that the economy is really affecting is today’s Canadian youth. When we look at the cause of so many young Canadians being unable to save money, we have to… Read More


What is a merchant cash advance?

What is a merchant cash advance?

Merchant cash advances are funding options available for small-business owners who need money fast. They are typically structured so that a lump sum payment called split withholding is made in exchange for a percentage of future debit/credit card purchases. For example, a $20,000 lump sum payment was given to a… Read More


Tips for Holiday Spending

Tips for Holiday Spending

Yes, it’s that time of the year again! No matter what you celebrate, the holidays can be quite expensive. ‘Tis the season of giving, and consumers will spend a hefty sum once again. And if you’re not careful, you might put yourself into a serious financial situation. The trick this… Read More


DO IT YOURSELF: Reducing Your Debt

DO IT YOURSELF: Reducing Your Debt

Sure, you could apply for a debt consolidation, reduction or settlement program, but many often overlook the benefits of reducing debt on their own. While working directly with a debt expert does have its many advantages (their experience is invaluable), sometimes it’s smart to take care of your debt management… Read More


Your Credit Score Isn't Everything

Your Credit Score Isn't Everything

A lot of people let their credit scores define them. Your credit score does not define you, and it does not define your financial situation. It does not give you authority and it does not take authority away from you, it does not rank you against others. All a credit… Read More


Note:

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