In business for over 30 years now, Prudent Financial Services is a bad credit friendly lender localized in the Greater Toronto Area. They are an equity lender who provides personal loans, car loans, and home loans. Depending on the equity in your car or home, you may be eligible for up to 50,000 for a car loan and 100,000 for a personal loan. For home loans, they can provide up to $500,00 through their sister company, Prudent Mortgage.
In addition to that, they also offer equity loans to those who have declared bankruptcy and to those who want to pay off their consumer proposal right away. For more information, check out their website and ask them any questions via their online messaging option, or visit their in-store location on Sheppard Avenue West during their business hours.
Services & Products
Prudent Financial Services Offered Services
Equity Car Loan
Loan Range
Up to $50,000
Interest Rate
–
Terms (Months)
6 – 48
Funding Time
Within 24 hours
Repayment Options
Automatic debit
Eligibility
Must have 50% equity in your home
You must have paid off a vehicle that is less than 6 years old (older luxury vehicles accepted)
R9’s and past collections are accepted if resolved through bankruptcy, proposal, or counselling.
Zero down payment if you qualify
Equity Personal Loan
Loan Range
up to $100,000
Interest Rate
5.75% – 9.9%
Terms (Months)
–
Eligibility
Must have 50% equity in your home
You must have paid off a vehicle that is less than 6 years old (older luxury vehicles accepted)
R9’s and past collections are accepted if resolved through bankruptcy, proposal, or counselling.
Zero down payment if you qualify
Home Equity Loan
Loan Range
Up to $500,000
Interest Rate
Starts at 8.49%
Terms (Months)
–
Eligibility
People with 50% equity in their homes
R9’s and past collections are accepted if resolved through bankruptcy, proposal, or counselling.
Zero down payment if you qualify
Customer Experiences
What Customers Are Saying About Prudent Financial Services
T
T. Haney
Rated 5 out of 5
I dealt with Samantha Ameerally. She was a pleasure to deal with. She explained everything in great detail. Very knowledgeable and pleasant.
E
Elaine
Rated 5 out of 5
I had a great experience!! Prudent Financial is professional, flexible, efficient and the staff is warm. Deborah McGhee has shown all these qualities. Not only that but she is very smart and positive, and made me feel at ease. Thanks a billion! Debbie!!!
J
Juan Davis
Rated 5 out of 5
Hi, I have to take this time to share with everyone a fantastic experience I had with Prudent Financial. John Di Falco is an amazing, professional human being. This guy restored my faith in people. He dropped everything that day to make sure I got through. Nicest person yet. You have to meet him.
X
Xiomara Smith
Rated 5 out of 5
I dealt with John Di Falco he was a God sent. I was having difficulty with my insurance and he handled the situation quickly and got me the funds I needed within minutes.
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