A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
Can You Pay Your Mortgage With A Credit Card?
By Priyanka Correia
Updated on October 1, 2026
Can you pay your mortgage with a credit card in Canada? Find out why lenders and services like PaySimply don't allow it, and what your options are.
How To Buy A House With Bad Credit In Canada (2026)
By Caitlin Wood
Updated on September 28, 2026
Can you get a mortgage with bad credit in Canada? Learn your options with credit unions, private lenders, and MICs, plus how to boost your chances.
How To Use Rental Income To Qualify For A Mortgage In Canada
By Caitlin Wood
Updated on September 25, 2026
Learn how to use rental income to qualify for a mortgage in Canada, from existing rent to a market rent letter, plus how much lenders actually count
What Is A Home Builders Mortgage?
By Caitlin Wood
Updated on September 25, 2026
Building a new home in Canada? Learn how a home builder mortgage works, what down payment you need, current rate factors, and how to get approved.
Average House Prices In Quebec 2026
By Caitlin Wood
Updated on September 16, 2026
See the average house price in Quebec by region (July 2026 CREA data), how it compares to other provinces, plus the welcome tax and notary costs.
How To Build Home Equity In Canada
By Priyanka Correia
Updated on September 11, 2026
Learn how to build home equity in Canada, from paying down your mortgage to smart renovations, plus the fastest ways to grow your ownership stake.
Mortgage Interest Tax Deduction Canada: Rules And Loopholes
By Caitlin Wood
Updated on September 11, 2026
In Canada you usually can't deduct mortgage interest on your home, but you can if it earns income. See how, plus the HELOC rules and other homeowner t...
How To Borrow Using Your Home Equity In Canada
By Caitlin Wood
Updated on August 14, 2026
A guide to borrowing against your home equity in Canada: how to calculate it, how much you can access, good reasons to use it, and how to build more.
Best Down Payment Assistance Programs In Canada 2026
By Sean Cooper
Updated on August 13, 2026
Struggling to save a down payment? Compare down payment assistance programs across Canada, plus federal savings tools like the FHSA, HBP, and more.
Gifted Down Payment In Canada
By Caitlin Wood
Updated on August 12, 2026
Want to use gift money as a down payment? Find out what you need, the process and how to use it for a mortgage.
Newcomer Mortgage Programs In Canada
By Priyanka Correia
Updated on July 28, 2026
A newcomer's guide to getting a mortgage in Canada: bank programs, eligibility criteria, down payments, and options if the banks say no.
Mortgage Documents Checklist Canada 2026: Everything You Need For Your Application
By Caitlin Wood
Updated on June 4, 2026
Get the full Canadian mortgage documents checklist for 2026: ID, income, down payment, property docs, and what self-employed buyers, newcomers, and re...
