A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
Your 700 Credit Score
By Bryan Daly
Published on August 5, 2021
Do you have a credit score of 700 or below? Find out how it affects your ability to borrow credit from lenders in your region.
Do Insurance Companies Check Credit In Canada?
By Priyanka Correia, BComm
Published on June 28, 2021
When shopping for insurance, you'll be asked a series of questions about yourself, your home, or your car - but what about your credit score?
Subprime Mortgages
By Lisa Rennie
Published on June 11, 2021
What exactly is a subprime mortgage, and is it something you may want to consider if you're unable to get approved for a regular mortgage?
New Law Makes Credit Scores Free In Quebec
By Lisa Rennie
Published on June 11, 2021
While there are many free credit score providers, recent changes to the law has made credit scores free in Quebec and throughout Canada with Equifax.
Are Credit Repair Companies Trustworthy? Our Team Investigates
By Bryan Daly
Published on June 2, 2021
When it comes to working with a credit repair company to help fix your credit, it's important to be warry about misleading claims.
Is Equifax Unable To Verify Your Identity?
By Bryan Daly
Published on June 1, 2021
Credit bureaus confirm your identity to prevent fraud and there are strict federal laws that surround our ability to access someone’s credit report.
Who Was The First Company To Offer Free Credit Scores In Canada?
By Priyanka Correia, BComm
Published on May 21, 2021
For a long time, credit reports were only available for free once a year through Canada’s two major credit bureaus. That is, until Mogo.
The Most Expensive Ways To Build Credit
By Bryan Daly
Published on May 3, 2021
The most common ways to build credit are also the most expensive, it's important to understand the full cost before choosing the right one for your ne...
What To Do If You Have A Zero Credit Score?
By Mark Gregorski
Published on March 29, 2021
A zero credit score signifies the absence of credit history. Without a credit history, credit bureaus have no way to rate your credit profile.
What Actions Can Impact Your Credit Scores?
By Matthew Taylor
Published on March 19, 2021
When it comes to the health of your credit, there are several factors that can affect the health of your credit scores.
Can Your Rent Payments Help You Build Credit?
By Bryan Daly
Published on February 9, 2021
For years Canadian renters have not reaped the benefits of making on-time rent payments
What Is A Credit Inquiry?
By Bryan Daly
Published on February 5, 2021
Everything you need to know about credit inquiries and how they affect your credit score and overall financial health.
