A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
Can You Afford A Mortgage For A Million Dollar Home In Canada?
By Corrina Murdoch
Updated on September 17, 2024
Do you need a mortgage for million dollar home? Find out how much income you'll need, and what the monthly payments will be like.
What Are Self-Employed Mortgages?
By Chrissy Kapralos
Updated on September 17, 2024
For those Canadians who are self-employed or own their own business, applying for a mortgage may seem difficult, but it doesn't need to be.
How Much Does A $250,000 Mortgage Cost In Canada?
By Bryan Daly
Updated on September 17, 2024
If you're thinking of financing a home worth $250,000, read this to find out how much it'll cost you.
How To Borrow Money For A Down Payment
By Lisa Rennie
Updated on September 17, 2024
if you're currently looking to purchase a house but aren't sure how you're going to save up enough for a down payment, this article is for you.
What’s The Minimum Down Payment For A Second Home In Canada?
By Lisa Rennie
Updated on September 17, 2024
Are you planning on buying a second home? Find out how much you'll need to save as a minimum down payment for second home Canada.
Mastering The Down Payment Game In Canada: Your Complete Guide To Stress-Free Home Buying
By Sean Cooper
Updated on September 17, 2024
Do you have enough saved for a down payment? Even if you do banks may not accept it. You have to prove you have the money and that it’s legit.
What Is The Maximum Amortization Period In Canada?
By Lisa Rennie
Updated on September 17, 2024
Your amortization period can affect your mortgage payments. Find out what is the maximum amortization period in Canada?
Mortgage Term vs. Mortgage Amortization
By Savanna Craig
Updated on September 17, 2024
Do you know the difference between a mortgage term and a mortgage's amortization period? We answer all your mortgage related questions.
Can Buying A Car Affect Your Ability To Buy A House?
By Lisa Rennie
Updated on September 16, 2024
Financing a car has an effect on your cash flow and your credit. But how does financing a car affect your mortgage eligibility?
7 Ways To Afford Rent: 2023 Housing Market In Quebec
By Maidina Kadeer, BA
Updated on September 13, 2024
In Quebec, two factors create and sustain the housing crisis within the market. A housing shortage and high-interest rates.
What Is A Cash-Out Refinance In Canada?
By Lisa Rennie
Updated on September 6, 2024
Considering refinancing your mortgage? Have you heard about a cash-out refinance in Canada? Keep reading for all the information you need.
Why do Different Lenders Offer Different Mortgage Rates?
By Caitlin Wood
Updated on September 6, 2024
Ever wondered why your interest rate is significantly different than the majority of homeowners you know?
