How to Rethink Your Debt
Debt is, at times, an ideal form of finance; it can be highly beneficial especially when you have the right knowledge on how to cleverly utilize it as well as the required discipline when spending. Depending on how you plan to use debt, an effective plan and strategy should be… Read More
If I Have a Mortgage, Am I in Debt?
Simply put, the answer is yes. If you have a mortgage you are in fact in debt. A mortgage is like any other form of loan or credit; you are borrowing money in order to purchase something you can’t afford on your own. The fact of the matter is your… Read More
Should you get a loan for your wedding?
Your wedding day is possibly one of the most important and special days of your life and we think that you should have everything you want. If you feel as though you’re coming up short when it comes to the financial side of your wedding then you need to look… Read More
Credit Approval: What to Expect
Is the world of credit a completely new experience for you? Do you need credit but have no idea where to start or how it works? We’ve got you covered. Understanding what to expect no matter what type of credit you need is the first step you should take. Read More
Can You Buy a Car With a Credit Card?
If you’ve ever thought about using your credit card to outright pay for a new car you might want to think again. Typically you’ll end up spending more on interest and the dealership might not even accept credit card payment for the full amount. Using your credit card to purchase… Read More
10 Questions to Ask Before Getting a Payday Loan
While a payday loan might seem like a fast way to get the cash you need, there are a lot of risks associated with these types of loans. Your goal might be to borrow a set amount of money and then return the exact amount by the specified date, but… Read More
How to Deal With Debt Collection Scammers
Debt collection scammers use fear to con their targets, they know that making threatening calls and sending threatening emails is the perfect way to get someone to cooperate. Fear is their favourite and most useful tool and they use it liberally and without any hesitation. This is why you need… Read More
Personal Finance FAQ
Debt, loans, credit and mortgages, it can all seem a little overwhelming even at the best of times so when things aren’t going your way your personal finances can become a nightmare. That’s why we wanted to answer your most frequently asked personal finances questions, so you can be better… Read More
What Does “Any Credit Accepted”Really Mean?
We’ve all seen it before, specialty and online lenders promising that your credit score won’t hold you back from getting the loan you need. “Any credit accepted” has become the new motto for these less traditional lenders. Banks and other institutional lenders typically still rely heavily on credit scores to… Read More