Understanding APR and AIR

Understanding APR and AIR

There are two different terms associated with the yearly interest rates that are applied to your debts, annual percentage rates (APR) and annual interest rates (AIR). Generally speaking these two terms are interchangeable and depending on what type of credit card you have and which credit card company you’re with… Read More


10 Reasons Against Co-Signing For a Loan

10 Reasons Against Co-Signing For a Loan

Helping out a friend or family member by co-signing a loan might seem like a great idea but what most people don’t know is that the quite often, co-signers will have to pay the loan in full themselves. The problem is people don’t really understand what co-signing a loan entails. Read More


Debt Consolidation Loans

Debt Consolidation Loans

We’ve improved this content to better suit our reader’s needs. Check it out here.  … Read More


Is it Possible to Bypass a Debt Collector?

Is it Possible to Bypass a Debt Collector?

No one wants to deal with a debt collector, it’s completely normal to try to avoid them and figure out ways to ignore them. But, more times than not debt collectors are completely unavoidable. There are several different variables that make it almost impossible to deal with your original creditor,… Read More


Why the Poor pay More for Cars

Why the Poor pay More for Cars

The price of a car is the price of a car right? No matter who you are or what you financial situation is. Unfortunately this is definitely not the case. What you need to understand right now is that if you have bad credit you will end up paying for… Read More


How to Hack Your Way to Good Finances in the New Year

How to Hack Your Way to Good Finances in the New Year

2014 was a rough financial year for a lot of people, the cost of living rose while the availability of new jobs seemed to plummet. If your 2014 was anything like it was for the majority of the population then it probably didn’t unfold quite like you had planned. Maybe… Read More


What Is Amortization?

What Is Amortization?

Making the decision to invest in a house is probably one of the biggest and most important life decisions you’ll make. But unfortunately it’s nothing compared to the decisions you’ll need to make about money. Determining exactly how much money you can afford to spend on a house can be… Read More


Getting a Loan for Christmas and the Holidays

Getting a Loan for Christmas and the Holidays

This is a message from the team here at Loans Canada. We understand that the upcoming holiday season is important to you and your families, and so we are dedicating extra resources this month to help you get the money you need for the holidays quickly and hassle-free. Stay tuned… Read More


Down Payments Essentials: What you Should Know

Down Payments Essentials: What you Should Know

Preparing to purchase your first home or a new larger home takes a lot of work and consumes a lot of time, especially when it comes to the money. No one wants to overpay for a home they could have gotten for a less and no one wants to lose… Read More


Note:

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster.

Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic by visiting our page on loan scams.