Loan SOS

Loan SOS

While not all problems can be solved with money, there are a handful of issues and emergencies that can only be dealt with when you have quick access to cash. Unfortunately even though the importance of having an emergency fund these days is encouraged by most financial planners, experts and… Read More


Liar Loans

Liar Loans

The term “liar loan” has become synonymous with the American real estate boom and the subsequent fall of the market in the early to mid 2000s. And while we may like to think that such loans never did and certainly don’t know exist in the Canadian financial system, they in… Read More


Why is it so Expensive to be Poor?

Why is it so Expensive to be Poor?

In Canada, the statistics on poverty aren’t quite clear and there isn’t any real measurement for how many Canadians are, what we might call “poor”. The only way that the government measures poverty is by categorizing people, who make less than half the median income, as “low income”, in Canada… Read More


The Ins and Outs of Asset Based Financing

The Ins and Outs of Asset Based Financing

If getting approved for the loan you need is giving you a head ache and banks are continually turning you down, you should consider looking into asset based financing. Often refereed to as title loans, asset based financing or new asset based financing and leasing. This type of loan allows… Read More


Why did I get Rejected for a Loan?

Why did I get Rejected for a Loan?

Being denied for any application is not a good feeling, and a loan is definitely no exception. The worst way to take this news is to feel sorry for yourself to feel like you are the victim in the situation. Instead, you should remain objective and think critically. Ask yourself… Read More


Near Prime Loans

Near Prime Loans

In the months following the economic downturn of 2008, lenders tighten their lending practices as they felt the risk of lending to anyone without stellar credit had greatly increased. Prime consumers (people with high credit scores) became the only ones able to qualify for the financing they wanted. But, as time has passed and… Read More


I Can’t Make My Loan Payments On Time

I Can’t Make My Loan Payments On Time

In an unpredictable economy where many people’s jobs aren’t as secure as they’d like them to be, it’s inevitable that loan payments are going to be missed. When homes are depreciating in value, salaries are being cut, jobs are being lost and unemployment is a real concern, many people need… Read More


Will A Debt Consolidation Loan Look Bad On Your Credit Report?

Will A Debt Consolidation Loan Look Bad On Your Credit Report?

When trying to deal with debt, consolidating your credit cards and low-interest loans can help you save a lot of time and money. Debt consolidation is a great way to get out of debt and more often than not it can help save you from financial ruin. While getting out… Read More


Predatory Borrowers: Victims or Offenders?

Predatory Borrowers: Victims or Offenders?

We hear a lot about predatory lenders, they’re often described as evil, unfair and abusive. They prey upon the innocent borrower who has little knowledge of the financial world as a whole and more specifically the lending process. While there is absolutely no argument that could defend the predatory practices… Read More


Note:

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster.

Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic by visiting our page on loan scams.