A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
Best Down Payment Assistance Programs In Canada 2026
By Sean Cooper
Updated on August 13, 2026
Struggling to save a down payment? Compare down payment assistance programs across Canada, plus federal savings tools like the FHSA, HBP, and more.
Gifted Down Payment In Canada
By Caitlin Wood
Updated on August 12, 2026
Want to use gift money as a down payment? Find out what you need, the process and how to use it for a mortgage.
No Down Payment Mortgages In Canada: A Guide
By Caitlin Wood
Updated on August 8, 2025
With a no-down-payment mortgage, you’re using borrowed money to fund the down payment instead of your savings. Find out who offers these mortgages.
Can You Afford That Big Purchase?
By Bryan Daly
Updated on November 21, 2024
Thinking of buying a car, house, or other big purchase? Check out this article before you make any big decisions.
How To Save For A Down Payment In Canada
By Corrina Murdoch
Updated on November 18, 2024
Looking for ways to save for a down payment in Canada? Learn about all the programs and ways you can save up for a down payment.
Home Deposit vs. Down Payment
By Lisa Rennie
Updated on November 18, 2024
If you're buying a house, you'll want to get familiar with real estate jargon, such as the difference between a deposit and a down payment.
How Much Should A Down Payment For A Car Be?
By Lisa Rennie
Updated on October 4, 2024
Saving up to make a significant down payment will not only help make your monthly payments more affordable, but it can improve your chances of approva...
Ourboro: A Review
By Lisa Rennie
Updated on September 18, 2024
Have you heard of Ourboro? Find out how their down payment assistance program can help you enter the housing market and avoid mortgage default insuran...
How To Borrow Money For A Down Payment
By Lisa Rennie
Updated on September 17, 2024
if you're currently looking to purchase a house but aren't sure how you're going to save up enough for a down payment, this article is for you.
Mastering The Down Payment Game In Canada: Your Complete Guide To Stress-Free Home Buying
By Sean Cooper
Updated on September 17, 2024
Do you have enough saved for a down payment? Even if you do banks may not accept it. You have to prove you have the money and that it’s legit.
Your Guide To Mortgage Down Payments In Canada
By Lisa Rennie
Updated on September 6, 2024
Learn everything you need to know about down payments in Canada. How much should you put down and how it'll affect your mortgage.
Why Do Smaller Down Payments Qualify For Lower Mortgage Rates?
By Lisa Rennie
Updated on September 6, 2024
Do you know that you can get a lower interest rate than those who put a 20% down payment by simply putting down a smaller down payment?
