Trusted by 4,000,000+ Happy Applicants

As Seen On...

CBC BBB Accredited Logo Global News MaRS CLA Yahoo Finance

How It Works

3 Simple Steps

1 Select your service

Whether you need cash, want to get out of debt, find a broker or grow your business, we have a solution for you. Select the service you need to apply.

2 Submit your application

Submit your request with Loans Canada to start. Applying is fast, secure and easy. We only ask you the information required to find you the best possible offers.

3 Get Personalized Offers

Our technology automatically sorts through our provider network and sends you the best third-party offers by phone or email to help you reach your goals faster.

Research & Compare

Canada's Loan Comparison Platform

Largest Lender Network In Canada

Save time and money with Loans Canada. Research and compare lenders before you apply. Share your experiences with Canada's top lenders.

Lender Database

Top Growing Company Globe and Mail Loans Canada

Top Editorial Picks

https://loanscanada.ca/wp-content/uploads/2023/09/Best-Bad-Credit-Loans.png
Best Bad Credit Loans in Canada 2024

By Bryan Daly
Last updated August 6, 2024

https://loanscanada.ca/wp-content/uploads/2020/07/Best-No-Credit-Check-Loans.png
Best No Credit Check Loans 2024

By Bryan Daly
Last updated August 26, 2024

https://loanscanada.ca/wp-content/uploads/2023/02/No-refusal-payday-loan.png
How To Get No Refusal Payday Loans In Canada

By Lisa Rennie
Last updated October 31, 2024

https://loanscanada.ca/wp-content/uploads/2022/06/5000-Loans.png
How To Get A $5,000 Loan In Canada

By Lisa Rennie
Last updated August 7, 2024

https://loanscanada.ca/wp-content/uploads/2022/03/How-To-Get-A-100-Loan.png
How To Get $100 Loans In Canada

By Corrina Murdoch
Last updated August 7, 2024

https://loanscanada.ca/wp-content/uploads/2021/01/E-Transfer-Payday-Loans-Canada.png
Same Day E-Transfer Payday Loan In Canada

By Corrina Murdoch
Last updated August 6, 2024

https://loanscanada.ca/wp-content/uploads/2016/03/Untitled-design-1-1.png
Loans In Canada With No Credit Check

By Caitlin Wood, BA
Last updated August 28, 2024

https://loanscanada.ca/wp-content/uploads/2019/11/Best-Personal-Loan.png
Best Personal Loans In Canada 2024

By Bryan Daly
Last updated November 8, 2024

https://loanscanada.ca/wp-content/uploads/2023/11/ChexyReview.png
Chexy Review: Pay Your Rent With A Credit Card

By Lisa Rennie
Last updated June 10, 2024

https://loanscanada.ca/wp-content/uploads/2013/03/CreditScores.png
What Your Credit Score Range Really Means

By Caitlin Wood, BA
Last updated October 3, 2024

https://loanscanada.ca/wp-content/uploads/2020/07/Best-No-Credit-Check-Loans.png
Best No Credit Check Loans 2024

By Bryan Daly
Last updated August 26, 2024

https://loanscanada.ca/wp-content/uploads/2022/06/Apple-card.png
Apple Card In Canada 2024

By Lisa Rennie
Last updated November 13, 2024

https://loanscanada.ca/wp-content/uploads/2021/03/The-Neo-Hudsons-Bay-Mastercard.png
The New Hudson’s Bay Mastercard Powered By Neo

By Corrina Murdoch
Last updated September 20, 2024

https://loanscanada.ca/wp-content/uploads/2013/04/Remove-Item-From-Credit-Report.png
How To Get A Negative Item Removed From Your Credit Report

By Bryan Daly
Last updated September 4, 2024

https://loanscanada.ca/wp-content/uploads/2016/03/Untitled-design-1-1.png
Loans In Canada With No Credit Check

By Caitlin Wood, BA
Last updated August 28, 2024

https://loanscanada.ca/wp-content/uploads/2019/12/can-you-buy-a-house-with-bad-credit.png
Buying A House In Canada With Bad Credit In 2024

By Bryan Daly
Last updated July 17, 2024

https://loanscanada.ca/wp-content/uploads/2016/08/statute-of-limitations-1.png
What Is The Statute Of Limitations For Debt In Canada?

By Jessica Martel
Last updated November 6, 2024

https://loanscanada.ca/wp-content/uploads/2021/08/Student-Loan-Forgiveness-In-Canada.png
Student Loan Forgiveness In Canada

By Bryan Daly
Last updated August 13, 2024

https://loanscanada.ca/wp-content/uploads/2020/04/Debt-After-Death.png
What Happens To Your Debt When You Die?

By Lisa Rennie
Last updated August 13, 2024

https://loanscanada.ca/wp-content/uploads/2020/06/Bank-Accounts-After-I-Die_.png
What Happens To Bank Accounts After Death In Canada?

By Bryan Daly
Last updated November 11, 2024

https://loanscanada.ca/wp-content/uploads/2018/01/Paying-Off-Collections-Improve-Credit-Score-In-Canada.png
Does Paying Off Collections Improve Credit Score In Canada?

By Lisa Rennie
Last updated August 13, 2024

https://loanscanada.ca/wp-content/uploads/2016/08/Government-Debt-Relief.png
Are There Federal Government Debt Relief Programs?

By Lisa Rennie
Last updated June 6, 2024

https://loanscanada.ca/wp-content/uploads/2020/05/What-Happens-to-Your-Student-Debt-After-You-Die.png
What Happens To Your Student Debt After You Die

By Veronica Ott
Last updated November 8, 2024

https://loanscanada.ca/wp-content/uploads/2018/02/debt-forgiveness-canada.png
What Is Debt Forgiveness In Canada?

By Lisa Rennie
Last updated October 1, 2024

https://loanscanada.ca/wp-content/uploads/2017/10/Walk-Away-From-An-House-Offer.png
Can A Buyer Back Out Of An Accepted Offer In Canada?

By Bryan Daly
Last updated August 9, 2024

https://loanscanada.ca/wp-content/uploads/2017/09/builders-mortgage.png
What Is A Home Builders Mortgage?

By Bryan Daly
Last updated November 4, 2024

https://loanscanada.ca/wp-content/uploads/2019/11/Home-equity-loan-canada.png
How To Borrow Using Your Home Equity

By Lisa Rennie
Last updated June 12, 2024

https://loanscanada.ca/wp-content/uploads/2022/06/300000-mortgage.png
How Much Does A $300,000 Mortgage Cost In Canada?

By Bryan Daly
Last updated September 17, 2024

https://loanscanada.ca/wp-content/uploads/2015/07/0-down-payment.png
Can You Get A No Down Payment Mortgage In Canada?

By Caitlin Wood, BA
Last updated September 6, 2024

https://loanscanada.ca/wp-content/uploads/2019/12/Spousal-Buyout-Mortgage.png
Spousal Buyout Of A Mortgage In Canada

By Veronica Ott
Last updated August 2, 2024

https://loanscanada.ca/wp-content/uploads/2018/10/How-To-Buy-A-Foreclosed-Home-In-Canada.png
How To Buy A Foreclosed Home In Canada

By Bryan Daly
Last updated November 21, 2024

https://loanscanada.ca/wp-content/uploads/2023/11/ChexyReview.png
Chexy Review: Pay Your Rent With A Credit Card

By Lisa Rennie
Last updated June 10, 2024

https://loanscanada.ca/wp-content/uploads/2020/12/new-credit-card.png
Neo Mastercard® | Neo Financial Credit Card Review

By Corrina Murdoch
Last updated November 1, 2024

https://loanscanada.ca/wp-content/uploads/2023/05/Windmill-Microlending-Review.png
Windmill Microlending Skilled Immigrant Loan Review – 95% Approval Rate

By Stefani Balinsky
Last updated February 13, 2024

https://loanscanada.ca/wp-content/uploads/2023/03/Fidem_Offer.png
The Fidem Mastercard® Card Review

By Bryan Daly
Last updated August 7, 2024

https://loanscanada.ca/wp-content/uploads/2021/05/NeoSecuredCreditReview.png
Neo Secured Credit Review 2024

By Priyanka Correia, BComm
Last updated September 3, 2024

https://loanscanada.ca/wp-content/uploads/2022/01/Tangerine-Savings-Account.png
Tangerine Savings Account Review

By Bryan Daly
Last updated June 10, 2024

https://loanscanada.ca/wp-content/uploads/2021/11/Tangerine-Money-Back-Card-Review.png
Tangerine Money-Back Credit Card Review 2024

By Lisa Rennie
Last updated August 29, 2024

https://loanscanada.ca/wp-content/uploads/2021/10/KOHOCreditBuildingReview.png
KOHO Credit Building Review 2024

By Lisa Rennie
Last updated November 1, 2024

https://loanscanada.ca/wp-content/uploads/2017/10/Walk-Away-From-An-House-Offer.png
Can A Buyer Back Out Of An Accepted Offer In Canada?

By Bryan Daly
Last updated August 9, 2024

https://loanscanada.ca/wp-content/uploads/2021/11/The-Real-Cost-Of-A-Buy-Now-Pay-Later-Service.png
The Real Cost Of A Buy Now Pay Later (BNPL) Service

By Lisa Rennie
Last updated October 31, 2024

https://loanscanada.ca/wp-content/uploads/2021/03/Are-Free-Credit-Scores-Real.png
Are Free Credit Scores The Real Deal?

By Bryan Daly
Last updated July 16, 2024

https://loanscanada.ca/wp-content/uploads/2022/08/Quebec-Credit-Card-Minimum-Payment-Increases-And-What-It-Means-1.png
Minimum Monthly Payments On Credit Cards Increase in Québec

By Maidina Kadeer, BA
Last updated November 4, 2024

https://loanscanada.ca/wp-content/uploads/2022/05/British-Columbia-New-High-Cost-Credit-Rules-And-Regulations.png
British Columbia New High-Cost Credit Rules And Regulations

By Lisa Rennie
Last updated November 3, 2023

https://loanscanada.ca/wp-content/uploads/2016/12/caution-1.jpg
Beware of Fraudulent Lenders Impersonating Loans Canada

By Caitlin Wood, BA
Last updated September 6, 2024

https://loanscanada.ca/wp-content/uploads/2022/01/Car-dealership-lawsuit.png
Are Quebec Car Dealers Charging Illegal Fees?

By Bryan Daly
Last updated November 18, 2024

https://loanscanada.ca/wp-content/uploads/2021/12/Borrowing-Money-To-Invest-Is-It-Worth-It.png
Borrowing Money To Invest: Is It Worth It?

By Lisa Rennie
Last updated November 21, 2024

Caitlin Wood Priyanka Correia Lisa Rennie Bryan Daly Cris Ravazzano Margaret Johnson Kale Havervold Liz Enriquez Sean Cooper Veronica Ott Corrina Murdoch Chrissy Kapralos

A Team of Experts

Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.

Latest From The Experts

https://loanscanada.ca/wp-content/uploads/2024/11/Dividend-Reinvestment-Plan.png
Dividend Reinvestment Plan (DRIP): A Guide For Canadian Investors

By Tony Dong, MSc, CETF
Last updated November 19, 2024

https://loanscanada.ca/wp-content/uploads/2024/10/House-flipping.png
House Flipping Tax Rules In Canada

By Sandra MacGregor
Last updated October 18, 2024

https://loanscanada.ca/wp-content/uploads/2017/12/safe-investments-canada.png
Top Safe Investments In Canada: Best Low-Risk Ways To Invest In 2024

By Tony Dong, MSc, CETF
Last updated September 25, 2024

https://loanscanada.ca/wp-content/uploads/2024/07/canadian-national-railway-stock.png
When Are The Canadian Railway Stocks Dividend Payment Dates?

By Tony Dong, MSc, CETF
Last updated July 30, 2024

https://loanscanada.ca/wp-content/uploads/2016/04/mortgage-payment-options.png
How The Right Mortgage Payment Option Can Save You Money

By Jessica Martel
Last updated July 29, 2024

More From Our Team

Money Management: Generational Differences
Money Management: Generational Differences

Explore how generational trends influence key areas like saving, investing, and managing debt for Gen Z, Millennials and Boomers.

Dividend Reinvestment Plan (DRIP): A Guide For Canadian Investors
Dividend Reinvestment Plan (DRIP): A Guide For Canadian Investors

Learn what is a Dividend Reinvestment Plan and how it can be a powerful strategy to grow your investments in Canada.

Grant vs. Loan: What’s The Difference?
Grant vs. Loan: What’s The Difference?

While both a grant and a loan can provide you with the funds you need, they are two very different options. Keep reading to see which one is right for...

How To Buy A House In Canada: A Step-by-Step Guide
How To Buy A House In Canada: A Step-by-Step Guide

Buying a house is a complex process. We've broken down each step so you know exactly what's to come when buying a house.

What Is A Stop Payment?
What Is A Stop Payment?

Curious about what a stop payment is and how they can help you manage any payment issues you're having? We have all the information you need.

Boost Your Property Value: Secondary Suite Incentive Programs Across Canada
Boost Your Property Value: Secondary Suite Incentive Programs Across Canada

Thinking of adding a basement suite to your home? Find out how you can cover your costs using the government secondary suite incentive programs.

Special Offers

Loans Canada Spotlight

Calculator Directory

Loan Calculator

Use our loan calculator tool to estimate your monthly payment amount using different rates and loan terms.

View Calculator

Car Loan Calculator

Use our car loan calculator tool to estimate monthly car payments using different rates and variables.

View Calculator

Mortgage Calculator

Interested in buying a new home? Use our mortgage loan calculator tool to estimate monthly payments using different rates and loan terms.

View Calculator

Rent vs. Own Calculator

Don't know whether you should buy or rent your next home? Check out this calculator to help make your decision easier.

View Calculator

Reward Calculators

Use our reward calculators to see how much your credit card reward points are worth, and maximize the value of your credit cards.

View Calculator

Why choose Loans Canada?

Apply Once &
Get Multiple Offers
Save Time
And Money
Get Your Free
Credit Score
Free
Service
Expert Tips
And Advice
Exclusive
Offers

Frequently Asked Questions

Why should I trust Loans Canada?

Launched in 2012, Loans Canada is Canada's original and most trusted loan comparison platform. Millions of Canadians use Loans Canada each year to learn about lenders, credit or to apply for loans and other financial services. We have worked hard to build relationships with Canada's best financial institutions to simplify the borrowing experience for all Canadians.

Today, we operate the largest lender network and most comprehensive credit learning portal in Canada. Since our launch, we have been featured on television, radio, magazines and newspapers, and on large media outlets such as CBC News, The National Post, The Financial Post, and The Toronto Star. Visit this page to see some of our media features or this page to learn more about our story.

Why should I apply with Loans Canada instead of with a lender directly?

In short, you'll save time and probably a lot of money! It's important to compare different options instead of going with the first one you find. If you apply with one lender and get rejected, you'll have to restart the process with another lender. Loans Canada simplifies this process with a single, unified application that connects you to the best loan offers.

Can I apply even if I have bad credit?

Yes! We know that many Canadians face challenges in qualifying for loans and other services due to their credit score. However that does not mean no solutions exist. In fact, our platform enables Canadians to qualify for any loan regardless of their credit score.

What is the interest rate of a bad credit loan?

It depends on your financial profile and varies on a lender by lender basis. Some lenders don't even look at your credit score and look at other factors, such as income and employment, before making their approval decision. Usually the cost of a loan is associated with the level of risk associated with the borrower, and that depends on multiple factors.

Are your services really free?

Yes! All of our resources and services are 100% free to use. We earn a small fee from financial service providers only when a user uses our platform to find a solution. That's why it's in our best interest to connect you, the user, with the best possible solution each and every time.

Build Credit For Just $10/Month

With KOHO's prepaid card you can build a better credit score for just $10/month.

Koho Prepaid Credit Card