Sandra MacGregor

Expert Contributor at Loans Canada

Sandra MacGregor is a Toronto-based financial writer with over a decade of experience. She specializes in personal finance, investing, and credit cards. She also has a passion for tech and travel, but primarily enjoys helping Canadians navigate their financial journeys with confidence.

External Publications

Loans Canada Articles Written By Sandra MacGregor

What Is The Prime Rate In Canada?

By Sandra MacGregor
Last updated on January 29, 2025

What exactly does prime rate mean and how can it have such a potentially powerful impact on your life?

High Ratio Mortgages And Default Mortgage Insurance

By Sandra MacGregor
Last updated on January 14, 2025

Are you putting less than 20% on your home? Then you'll have a high-ratio mortgage. Find out how that'll affect the amount of default insurance you'll...

CMHC Improvement And Other Home Improvement Loans

By Sandra MacGregor
Last updated on January 2, 2025

Do you have a lot of renovations to do? Find out what kind of home improvement loan you can get including CMHC improvement.

How To Calculate Credit Card Interest

By Sandra MacGregor
Last updated on November 13, 2024

Ever wonder how much interest is being charged on your credit card? How exactly does it work and how much are you really paying?

When Should You Pay Your Credit Card Bill To Increase Your Credit Score?

By Sandra MacGregor
Last updated on October 22, 2024

Find out how paying your credit card bills helps your credit score and how your statement date can affect the best time to pay it off.

House Flipping Tax Rules In Canada

By Sandra MacGregor
Last updated on October 18, 2024

Find out how viable house flipping is to generate income given the new anti house flipping tax rules in Canada.

In-House Car Financing, Is it Right For You?

By Sandra MacGregor
Last updated on August 19, 2024

Is in-house car financing the right choice, or are you better off getting financing somewhere else?

How Many Missed Mortgage Payments Before Foreclosure In Canada?

By Sandra MacGregor
Last updated on July 23, 2024

How many missed mortgage payments before foreclosure in Canada? Learn about the consequences of not making your mortgage payments.

How To Avoid The Mortgage Stress Test

By Sandra MacGregor
Last updated on July 19, 2024

With the majority of propective Canadian homeowners going through the mortgage stress test? Is there a way to avoid this extra step?

Medical Expenses You Can Claim For Taxes In Canada

By Sandra MacGregor
Last updated on June 11, 2024

Wondering how much can you claim for medical expenses on taxes in Canada? Find out what medical expenses are eligible and the proper way to claim them...