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Last week the much-awaited Canada Emergency Response Benefit (CERB) rolled out, and hundreds of thousands of Canadians who lost their jobs due to COVID-19 applied. CERB provides Canadians with $2,000 every four weeks up to 24 weeks. However, unexpectedly, many Canadians were surprised with double payments after applying. If you received an extra government assistance payment, this is what you need to know.
First of all, let’s first understand why you received a double payment. There are three ways you can receive the CERB payment, through Service Canda, the CRA CERB portal, or by applying for Employment Insurance (those who applied for EI after March 15 have been transferred to the CERB program). Many Canadians received double payments because they were confused about where to apply and as such applied both with Service Canada and the CRA. Unfortunately, due to the rapidly evolving situation, the government was not able to set the system to detect or prevent individuals from applying twice for the same benefit.
Moreover, those who’ve applied for EI starting March 15th were meant to be rolled over to the CERB. They would receive the CERB benefit for 4 months after which they would be transferred back to EI. However, some Canadians thought they could apply for both benefits. Unfortunately, the government stated that they consider this “double-dipping”.
Those who received two different payments from the government will likely get to keep both payments, as the notice by the Government of Canada claims “any other combination of payments means you were paid accurately”.
If you’ve received two identical payments, the government of Canada says not to worry and that they will be contacting you shortly. They advise that Canadians who have received a double payment should keep that extra payment set aside as they will come to collect. According to the CRA website, if you need to return your CERB payment due to ineligibility, you can return the money by mail to the following address:
Revenue Processing – Repayment of CERB
Sudbury Tax Centre
1050 Notre Dame Avenue
Sudbury ON P3A 0C1
If you received the money by :
Cheque: Please mail back the cheque to the address below.
Direct Deposit: Please make a payment out to “Receiver General for Canada”. With it, please indicate that the payment is for the “Repayment of CERB”. Be sure to also include your SIN and Temporary Tax Number (TTN).
Considering the delicacy of the situation and the increase in fraudulent activities, the current confusion Canadians have regarding the double payments makes it an ideal playground for scammers to work in. It would be very easy for a scammer to call you, claim he’s from the government and demand you pay them back. This may land you in a precarious situation when the government actually calls and you no longer have the money to repay them. As such, it’s important to be aware of the types of COVID-19 scams popping up and how you can detect them.
If you’ve received a double identical payment, we advise you to keep it aside like the government has suggested as you like likely be required to give it back. Moreover, all the government needs to track down the payments is your SIN, and once they know they will come to collect.
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Loans Canada is pleased to announce it placed No. 131 on the 2022 Report on Business ranking of Canada’s Top Growing Companies.
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