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As we enter the final months of 2021, almost two years after the start of the pandemic, the COVID-19 government assistant benefits are starting to wind down. Many businesses and individuals will no longer receive benefit payments from the government as of Oct 23rd. To help you navigate these changes, here is everything you need to know about what programs are coming to an end and when you can submit your last applications.

COVID-19 Benefits Ending This Week 

While the end date for most COVID-19 government benefits is October 23, 2021, depending on the program you will have a set period of time within which you can still submit an application. This is very important for those who rely on these benefits. 

Canada Recovery Benefit (CRB)

More than two million Canadians rely on the Canada Recovery Benefit (CRB) income. The CRB program offered Canadians $1,000 or $600 for a 2 week period depending on when they applied. 

CRB Claim Periods Open For Application

  • CRB Claim Period 25 – To claim the period August 29 to September 1, you’ll need to apply by November 10. 
  • CRB Claim Period 26 – To claim the period September 12 to September 25, you’ll need to apply by November 24. 
  • CRB Claim Period 27 – To claim the period September 26  to October 9, you’ll need to apply by December 8. 
  • CRB Claim Period 28 – To claim the period October 10 to October 23, you’ll be able to apply starting on October 25. 

Ending Date

The last period you can claim for this program is Period 28: October 10 to October 23. You can make a claim for this period starting Monday, October 25. Like any of the periods, the last day apply is 60 days after the period has ended. 

Canada Recovery Sickness Benefit (CRSB)

The Canada Recovery Sickness Benefit (CRSB) is a program offered by the government to provide support to Canadians who were unable to work due to mandatory COVID-19 self-quarantine measures or illness. Nearly 700,000 Canadians have applied for this program and those who did, received $500 per 1-week period, up to 4 weeks. 

CRSB Claim Periods Open For Application

  • CRSB Claim Period 56 – For the period October 17 to October 23, you can apply starting October 25.
  • CRSB Claim Period 55 – To make a claim for the period October 10 to October 16, you must apply by December 15. 
  • CRSB Claim Period 54 – To make a claim for the period October 3 to October 9, you must apply by December 8. 
  • CRSB Claim Period 53 – To make a claim for the period September 26 to October 2, you must apply by December 1. 
  • CRSB Claim Period 52 – To make a claim for the period September 19 to September 25, you must apply by November 24. 
  • CRSB Claim Period 51 – To make a claim for the period September 12 to September 18, you must apply by November 17. 
  • CRSB Claim Period 50 – To make a claim for the period September 05 to September 11, you must apply by November 10. 
  • CRSB Claim Period 49 – To make a claim for the period August 29 to September 4, you must apply by November 03. 
  • CRSB Claim Period 48 – To make a claim for the period August 22 to August 28, you must apply by October 27. 
  • CRSB Claim Period 47 – To make a claim for the period August 15 to September 21, you must apply by October 20. 

Ending Date 

The last period you can claim for this program is Period 56: October 17 to October 23, 2021. You can make a claim for this period starting Monday, October 25. Like any of the periods, the last day apply is 60 days after the period has ended. 

Canada Recovery Caregiving Benefit (CRCB)

The Canada Recovery Caregiving Benefit (CRCB) was created by the Canadian Government and is administered by the Canada Revenue Agency (CRA). This program helps support employed or self-employed individuals who cannot work because they need to take care of a family member or a child under the age of 12. 

Eligible individuals may receive $500 per week for up to 42 weeks. Each 1 week period starts on a Sunday and ends on the following Saturday. Individuals must wait to apply until the Monday following the 1-week they wish to apply for and have up to 60 days to submit an application. For example, if you wish to apply for the CRCB for the week of October 17th to 23rd, you can start applying on Monday October 25th.

CRCB Claim Periods Open For Application

  • CRCB Claim Period 56 – For the period October 17 to October 23, you can apply starting October 25.
  • CRCB Claim Period 55 – To make a claim for the period October 10 to October 16, you must apply by December 15. 
  • CRSB Claim Period 54 – To make a claim for the period October 3 to October 9, you must apply by December 8. 
  • CRCB Claim Period 53 – To make a claim for the period September 26 to October 2, you must apply by December 1. 
  • CRCB Claim Period 52 – To make a claim for the period September 19 to September 25, you must apply by November 24. 
  • CRCB Claim Period 51 – To make a claim for the period September 12 to September 18, you must apply by November 17. 
  • CRCB Claim Period 50 – To make a claim for the period September 05 to September 11, you must apply by November 10. 
  • CRCB Claim Period 49 – To make a claim for the period August 29 to September 04, you must apply by November 03. 
  • CRCB Claim Period 48 – To make a claim for the period August 22 to August 28, you must apply by October 27. 
  • CRCB Claim Period 47 – To make a claim for the period August 15 to September 21, you must apply by October 20. 

Ending Date

The last period you can make a claim for is period 56: October 17 to October 23, 2021. You may make a claim for this period starting Monday, October 25th. You may apply for any period up to 60 days after that period has ended.

Will the government help if you get COVID-19 in 2022 and can’t work?

Canada Emergency Rent Subsidy (CERS)

Of the nearly 2 million applications received for the Canada Emergency Rent Subsidy (CERS), approximately 97% were approved. The program helped businesses, charities and non-profit organizations cover the costs of rent or other property expenses. 

CERS Claims Open For Application

  • CERS Claim Period 8 – The last day to apply for the period April 11 to May 8 is November 04, 2021. 
  • CERS Claim Period 9 – The last day to apply for the period May 9 to June 5 is December 02, 2021. 
  • CERS Claim Period 10 – The last day to apply for the period June 6 to July 3 is December 30, 2021. 
  • CERS Claim Period 11 – The last day to apply for the period July 4 to July 31 is January 27, 2022. 
  • CERS Claim Period 12 – The last day to apply for the period August 1 to August 28 is February 24, 2022. 
  • CERS Claim Period 13 – The last day to apply for the period August 29 to September 25 is March 24, 2022. 

Ending Date

The last claim for the CERS is period 14: September 26 to October 23, 2021. You can make a claim for this period starting Monday, November 1, 2021. The deadline to apply for this period is 180 days after the claim period ended. 

Canada Emergency Wage Subsidy (CEWS)

The Canada Emergency Wage Subsidy (CEWS) is a wage subsidy program for businesses that have seen a drop in revenue due to COVID-19. Those who qualify will have a percentage of their employee’s pay covered. This is meant to help employers retain their employees and continue operations. The program started on March 15, 2020, and is scheduled to end on October 23, 2020. The deadline to apply for any one of the 21 periods is 180 days after the end of a claim period. 

CEWS Claims Open For Application

  • CEWS Claim Period 15  – To make a claim for the period April 11 to May 08, you must apply by November 04. 
  • CEWS Claim Period 16 – To make a claim for the period May 09 to June 05, you must apply by December 02. 
  • CEWS Claim Period 17 – To make a claim for the period June 06 to July 03, you must apply by December 30.  
  • CEWS Claim Period 18 – To make a claim for the period July 04 to July 31, you must apply by January 27, 2022. 
  • CEWS Claim Period 19 – To make a claim for the period August 01 to August 28, you must apply by February 24, 2022. 
  • CEWS Claim Period 20 – To make a claim for the period August 29 to September 25, you must apply by March 24, 2022. 

Ending Date

The last claim for the CEWS is period 21: September 26  to October 23, 2021. You can make a claim for this period starting Monday, November 1, 2021. The deadline to apply for this period is 180 days after the claim period ended. 

Are There Any Changes To EI?

Many of the temporary covid-19 adjustments to the EI program have been reverted back to their original state on September 25th, 202. 

  • Number Of Hours To Qualify – To qualify for EI, applicants must meet the minimum hours worked. However, due to COVID-19, the government provided one-time top-ups to help Canadians qualify. But now, you’ll need 420 hours until September 24, 2022. After that, it’ll revert to the original 420 – 700 hours. 
  • Benefits – The weekly floor benefits will be reduced from $500 to $300. 
  • EI Calculations – The amount you receive under EI and the duration you receive these benefits will be calculated using the original regional unemployment rates over the temporary uniform unemployment rate of 13.1.
  • Waiting Period Reinstated – The one-week waiting period that was waived due to COVID-19 will now be in effect. 
  • EI Sickness – Those who cannot work due to sickness must now provide a medical certificate. 

What Will Happen To Those Who Are Still Unemployed Due To COVID-19? 

Those who are still claiming the COVID-19 benefits should start looking into other programs that may support them. Each province has their own set of benefits and employment aid programs. You can use the Government of Canada Benefits Finder tool, to help you search for different benefits and services. You simply need to answer a  few questions regarding your situation and they will filter a list of options for you.

Priyanka Correia, BComm avatar on Loans Canada
Priyanka Correia, BComm

Priyanka Correia is a Marketing Coordinator and personal finance expert at Loans Canada. Priyanka completed her Bachelor's degree in Marketing at Concordia University and has published work that has been mentioned in various news media. She is passionate about money management and educating Canadian consumers about how to take control of their financial lives.

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