Loans
Borrow Up To $50,000
Free Quote
Loans
Personal Loans Debt Consolidation Loans Bad Credit Loans Guarantor (Cosigner) Loans No Bank Verification Loans No Credit Check Loans No Employment Verification Loans Private Loans Employment Insurance Loans
Guides
Canada Loan Guide E-Transfer Payday Loans Transfer A Loan To Someone Else Loans For Single Parents Remove Yourself As A Cosigner How To Qualify For A Loan Child Tax Benefit Loans Requirements To Be A Guarantor Guaranteed Approval Loans Easy Online Loans
Compare
Best Personal Loans Best No Credit Check Loans Best Unemployed Loans Best Bad Credit Loans Best P2P Lenders
By Region
Ontario British Columbia Alberta Quebec
Debt
Free Debt Relief Consultation
Get Started
Debt Relief
Debt Consolidation Debt Settlement Consumer Proposals Bankruptcy
Guides
Canada Debt Relief Guide Debt Forgiveness Canada Ontario Debt Statute of Limitations Credit Card Debt Consolidation How To Manage Your Debt Missing Payments & Your Credit Score How To Calculate Your Debt-to-Income Ratio Foreclosure Process Canada Wage Garnishment in Canada Debt Collection Process Canada
FAQs
What is re-aged debt? Will paying off collections improve my credit? Is my debt collector a fraud? What can a collection agency do to me? What happens if I stop paying my credit card? Does the federal government offer debt relief? What happens to my debt after death? How can I build credit after a consumer proposal? What Happens if my Debt is Sold to collections?
Credit
Get Your Free Credit Score
Free Credit Score
Best For Credit Building
Capital One Guaranteed Mastercard® KOHO Credit Builder Nyble: Up to $150 to Build Credit Chexy: Pay Rent, Build Credit Neo Financial Credit Card
Guides
Canada Credit Building Guide Credit Score Ranges Average Credit Score by Province Buying A House With Bad Credit Average Credit Score by Age Job Application Credit Checks Disputing Credit Card Charges Credit Score vs Credit Rating Best Credit Building Credit Cards Improve Your Credit Score Rewards Calculators
FAQ
How can I increase my credit score? Which credit scores do lenders check? Removing items from your credit report Is having an 800+ credit score important? Credit score required to get a credit card? What should my credit utilization ratio be? Will paying off bills improve my credit?
Auto
Get A Great Rate Car Loan
Free Quote
Car Loan Services
Car Loans Canada Car Repair Loans Car Title Loans Refinancing (Lower Payments) Student Car Loans Car Loan Calculator
How To's
How To Get Out Of Your Car Loan How To Buy A Used Car Privately In Ontario How To Voluntarily Surrender Your Car How To Get Out Of A Car Lease How Much Cash Should I Put Down On A Car? How Much Can I Afford? How To Buy A Car Online
Guides
Best Car Loans in Canada Impact Of Car Financing On Your Mortgage Average Car Payment in Canada Credit Score Required To Buy A Car Are Tax Rebates For Electric Cars Worth It? Should You Buy An Extended Warranty? Lease Take Overs - Good Or Bad Idea? Best Hybrid Cars in Canada
Mortgages
Low-Rate Home Equity Loans
Free Quote
Mortgage Services
Home Equity Loans Second Mortgages Mortgage Refinancing New Mortgage Loans Rent-to-Own Home Program Short-Term & Bridge Loans Farm Mortgage Mortgage Calculator
Guides
Mortgages in Canada Spousal Buyout of a Mortgage Ported Mortgages Pros & Cons of Joint Mortgages Borrowing Using Your Home Equity Is Mortgage Interest Tax-Deductible? Variable vs Fixed Rates Open vs Closed Mortgages What To Ask A Mortgage Broker Collateral vs Conventional Mortgage
Home Buying
Canada Mortgage Stress Test How To Avoid CMHC Fees No Down Payment Mortgage Minimum Credit Score Required Bank vs Mortgage Broker Mortgage Documents Checklist Mortgage Closing Costs Ontario Funding A Down Payment Borrowing For A Down Payment Buying A Foreclosed Home
More Guides
Free
Credit Score
APPLY NOW

Browse Best Articles

Latest Best Articles

The 13 Best Refer-A-Friend Programs For Earning Money In Canada 2025

By Lisa Rennie
Updated on February 3, 2025

Refer-a-friend programs, aka referral programs are an easy way to earn extra money in Canada. In fact, it can add up to $5,000 or more.

Best Online Notary Services In Canada

By Lisa Rennie
Updated on November 8, 2024

Rather than making the trip to a notary and paying high prices for in-person services, your documents can be notarized online.

Best Food Subscription Boxes

By Lisa Rennie
Updated on August 20, 2021

There are many food subscription services available in Canada that take all the guesswork out your mealtimes.

A Team of Experts

Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.

Special Offers

NEW!

Access up to $500

Bree lets you access up to $500 (no interest) to help cover overdraft fees or unexpected expenses.

View Offer

HOT!

Build Credit With Kikoff

A simple and safe way to build your credit. No credit check, no hidden fees, and no interest. Kikoff reports payments to Equifax, which can help improve your credit.

View Offer

Credit building!

The Foundation by Spring Financial

Credit building on autopilot. Appy for The Foundation and make payments for 12 months. Payments are reported to both credit bureaus which can help build credit. Plus, after 12 months you’ll have $750 saved.

View Offer

NEW!

Life Insurance For Canadians 40+

We’ve partnered with life insurance providers who offer great options for Canadians 40+ looking to protect their families. No medicals or blood tests for approval.

View Offer

Build Credit For Just $10/Month

With KOHO's prepaid card you can build a better credit score for just $10/month.

MORE INFO
APPLY NOW

Loans Canada

170-1201 University Ave,
Toronto, ON, M5H 3B3

For Consumers

Personal Loans
Debt Relief
Car Loans
Credit Building
Small Business Loans
Home Equity Loans

Partnerships

Partnerships
Car Dealerships
Affiliate Program

About Us

Blog
About
Media
Videos
Sitemap
FAQ

Free Credit Score

Get your free credit score and shop for Canada's best rates with Loans Canada

Get My Credit Score

Start receiving Loans Canada news, promotions and deals directly in your inbox.

Subscribe Now

CONFIDENTIAL & RISK-FREE

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster. Loans Canada and its partners will never ask you for an upfront fee, deposit or insurance payments on a loan. Loans Canada is not a mortgage broker and does not arrange mortgage loans or any other type of financial service.

Advertiser Disclosure

When you apply for a Loans Canada service, our website simply refers your request to qualified third party providers who can assist you with your search. Loans Canada may receive compensation from the offers shown on its website.

Only provide your information to trusted sources and be aware of online phishing scams and the risks associated with them, including identity theft and financial loss. Nothing on this website constitutes professional and/or financial advice.

Your data is protected and your connection is encrypted.

Loans Canada, The Nation's First Loan Comparison Platform

Made With In Canada

Disclaimer: All loans are subject to credit and underwriting approval. Loans Canada is a loan search platform and comparison website, not a lender. Loans Canada only works with financial service providers that adhere to Canadian laws and regulations. Loans range from $250-$50,000 with terms from 3 months to 60 Months or longer. APRs range from 9.99% to 35% and will depend on our partner's assessment of your credit profile. For example, on a $500 loan paid monthly over 9 months, a person will pay $81.15 per month for a total of $730.35 over the course of the entire loan period. This amount includes our partner's optional loan protection policy. In the event of a missed payment an insufficient funds fee of around 45$ may be charged (dependent on the lender). In the case of a default on your loan your payment plan will be terminated and different collection methods will be employed to collect your remaining balance. Outstanding debts will be pursued to the full extent of the law. Our lenders employ fair collection practices. Loans Canada is not affiliated with Equifax Canada Co., its parent company, subsidiaries or its affiliates (collectively, "Equifax"). The content of this website is not reviewed nor approved by Equifax. Loans Canada is an authorized reseller of the Equifax Risk Score, however, Equifax does not endorse, guarantee or recommend any of the products, services or content on this website. For information about Equifax, the Equifax Risk Score, and/or Equifax credit reports, please visit the official Equifax Canada Co. website at https://www.consumer.equifax.ca/personal/. IP Geolocation by geoPlugin.