Latest Posts

Could Your Library Late Fees Be Hurting Your Credit Score?
By Veronica Ott
Published on December 9, 2018
We all know that our financial decisions, good and bad, affect our credit scores. But, did you know that past due library fees could be hurting your c...

What Is A Credit Bureau?
By Lisa Rennie
Everything you need to know about the two major Canadian credit bureaus. From what they are to how they collect your financial information.

What It Means To Have A Credit Score Of 780
By Lisa Rennie
Do you have a credit score of 780? We're breaking down everything you need to know about how to harness your creditworthiness.

Don’t Fall For These Common Debt Consolidation Myths
By Fairstone
To help shed some light on one of the most popular forms of debt relief, our friends at Fairstone share the 5 most common myths about debt consolidati...

Loan-To-Value Ratio (LTV)
By Lisa Rennie
Everything you need to know about what a loan-to-value ratio is and how it can affect the loan application and approval process.

Loan Security: Types Of Collateral You Can Use For Financing
By Lisa Rennie
A secured loan is a great way to gain access to more money and better interest rates. Here are different ways you can secure a loan.

What Is A Loan Origination Fee?
By Bryan Daly
Everything you need to know about what a loan origination fee is and how it affects the total cost of your loan.

Which Credit Bureau Do Lenders Check in Canada?
By Veronica Ott
Curious about which credit bureau a potential lender or creditor is going to pull your credit from? We have the information you need!

Why Do I Have More Than One Credit Score?
By Veronica Ott

6 Unexpected Expenses to Prepare For This Winter
By Caitlin Wood, BA

Does Cosigning Affect Your Credit?
By Lisa Rennie

Does Refinancing Affect Your Credit?
By Veronica Ott