Chrissy Kapralos

Expert Contributor at Loans Canada

Chrissy is a Toronto-based communications advisor. With an English degree from the University of Toronto and editing courses under her belt from Ryerson University, she has continued her lifelong passion for writing and editing. In addition to working for Loans Canada on a variety of financial topics, Chrissy has a few years of resume writing and editing under her belt, and takes great pleasure in helping people find work that fits with their experience and passions. When she isn't working, you can find her practicing yoga, hanging out with her dog, reading up on financial and real estate news, or planning her next trip abroad.

External Publications

Loans Canada Articles Written By Chrissy Kapralos

GST/HST New Housing Rebate: What You Need To Know

GST/HST New Housing Rebate: What You Need To Know

By Chrissy Kapralos
Published on July 28, 2021

The GST/HST New Housing Rebate applies to newly built homes and some renovations on existing properties. Qualifying is not as hard you think.

Why Is My Lender Asking For a Personal Reference?

Why Is My Lender Asking For a Personal Reference?

By Chrissy Kapralos
Published on November 5, 2020

Whether it’s an employer or lender. There are many occasions when your character will be put to the test through a personal reference request.

What Is A Landlord Mortgage?

What Is A Landlord Mortgage?

By Chrissy Kapralos
Published on December 4, 2020

While any real estate can be a solid investment, let’s take a look at property investments where you do not dwell on site.

Your 650 Credit Score

Your 650 Credit Score

By Chrissy Kapralos
Published on September 3, 2021

650 is considered a fair, but below average credit score. While there are still loan opportunities, the terms available aren’t always good.

What Is MSRP?

By Chrissy Kapralos
Published on October 6, 2020

Manufacturer’s Suggested Retail Price or MSRP is the price that the manufacturer of a specific vehicle recommends a retailer sell it for.

How To Claim Capital Cost Allowance On Your Vehicle?

How To Claim Capital Cost Allowance On Your Vehicle?

By Chrissy Kapralos
Published on October 30, 2020

Are you a business owner or employee that relies on a vehicle to carry out your operations? You may be eligible for Capital Cost Allowance (CCA).

Renting an Apartment With Bad Credit

Renting an Apartment With Bad Credit

By Chrissy Kapralos
Published on December 30, 2020

Check out why landlords check your credit and how a bad credit score can affect your ability to secure an apartment.

Can You Get A Credit Freeze In Canada?

Can You Get A Credit Freeze In Canada?

By Chrissy Kapralos
Published on February 9, 2023

As of February 1, 2023, consumers in Quebec can place, suspend, or revoke a credit freeze on their Transunion and/or Equifax credit reports.

How to Apply For a GST Number?

How to Apply For a GST Number?

By Chrissy Kapralos
Published on March 3, 2021

Your goods and services tax (GST) number is a means for the Canada Revenue Agency to identify your business.

Government Financing for Businesses in Canada

Government Financing for Businesses in Canada

By Chrissy Kapralos
Published on October 15, 2020

For those business owners looking for alternative sources of financing, government grants and loans offer great solutions.

What is a CRA Business Number (BN)?

What is a CRA Business Number (BN)?

By Chrissy Kapralos
Published on March 18, 2021

A business number is a unique, 9-digit number that identifies a business to the CRA. No businesses have the same business number.

When and What Sales Taxes You Should Charge in Canada?

When and What Sales Taxes You Should Charge in Canada?

By Chrissy Kapralos
Published on September 3, 2020

When you own a small business it's important that you know which sales taxe should be charged and when, here is everything you need to know.

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