Bryan Daly

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Bryan completed the Cinema, Video, and Communications program in Dawson College and holds a Bachelor’s Degree in English Literature & Creative Writing from Concordia University. Bryan covers a wide range of topics for Loans Canada, including credit improvement, debt management, and all things related to personal finance. In his spare time, he maintains a passion for editing, writing film and television screenplays, staying fit, and traveling the world in search of the coolest sights our planet has to offer. He aims to pursue the craft of professional writing for many years to come.

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Articles written by Bryan Daly

Minimum Credit Score Required For Mortgage Approval in 2020

Minimum Credit Score Required For Mortgage Approval in 2020

Getting approved for a mortgage these days can be a real challenge, especially with housing prices constantly on the rise. In Toronto, for instance, you’ll be paying over $820,000 for a home, which is nearly $100K more than the average price the year before. Unless you’re rolling in cash, that’s… Read More


Features You Want to See in Your Mortgage Contract in 2020

Features You Want to See in Your Mortgage Contract in 2020

Most Canadians who become homeowners typically need to take out a mortgage to help finance such a  purchase. And as you may already be aware of, a lower rate on your mortgage is ideally what you want (or is it? learn more here). After all, the lower the interest… Read More


Your Financial To-Do List For 2020

Your Financial To-Do List For 2020

With the new year in full swing, it’s time to start getting serious about your finances. We know (and hope) that you’ve already got all the basics under control; budgeting, savings, paying down on debt and cutting back on unnecessary spending. Now it’s time to take your financial goals one step further,… Read More


How to Improve Your Credit Score in 2020

How to Improve Your Credit Score in 2020

Every year, people across the country discover just how valuable the health of their credit score is. Not only can good credit help you gain access to the financial tools and products that you need, but it can also get you reasonable interest rates. In fact, many major banks and… Read More


Best Personal Loans in Canada 2020

Best Personal Loans in Canada 2020

Personal loans are one of the most popular financial tools among Canadian consumers. They offer the opportunity to cover a wide variety of expenses, from unexpected travel to unfortunate car issues. While finding the best personal loan to meet your unique needs may seem like a difficult task, the good… Read More


Is Paying a Credit Card Annual Fee Worth It?

Is Paying a Credit Card Annual Fee Worth It?

If you’re looking to pay off your regular expenses and strengthen your credit in the process, consistent use of one or more credit cards is a great way of doing it, as long as you can handle whatever monthly bills come your way. Furthermore, most credit card companies offer different… Read More


How to Change From a Sole Proprietorship to a Corporation

How to Change From a Sole Proprietorship to a Corporation

As a Canadian business owner, there are plenty of ways that you can expand your operation beyond the private sector. In fact, as your enterprise grows and starts earning more income, you might want to consider taking the next step; incorporation.  However, before that can happen, you’ll need to file… Read More


Alternative Mortgage Financing in 2020

Alternative Mortgage Financing in 2020

With the implementation of new mortgage rules in recent years, including the introduction of the mandatory OSFI (Office of the Superintendent of Financial Institutions Canada) stress-test in 2018, it’s becoming harder and harder for aspiring homeowners to get approved for the mortgages they need. Since banks, credit unions, and… Read More


How To Create a Monthly Budget in 2020

How To Create a Monthly Budget in 2020

If you’ve never made yourself an effective budget, don’t worry, you’re not alone. The personal budget is probably one of the most hated financial terms out there; it brings up memories of pouring over bills and statements late at night trying to figure out how you’re going to afford to… Read More


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