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Nobody likes to pay taxes on their hard-earned money, but it’s an inevitable part of life. Every YEAR, Canadians file their taxes for the previous calendar year. And while you can always hire an accountant or tax specialist to do your taxes for you, there is always the option to do them yourself. But you can make things much easier by using a tax filing platform like H&R Block’s Tax Software.

H&R Block is a popular tax preparation company that serves millions of people every year come tax time. But in addition to providing traditional tax services, H&R Block also offers software that Canadians can use to file their taxes on their own.

H&R Block Overview

Types of tax situation supportedH&R Block can help file income tax returns for various tax situations including: 
– Simple tax returns
– Newcomers
– Students
– Seniors
– Self-employed individuals/businesses
Cost$0 – $49.99 for self-filing options
Extra FeaturesExpert help is available
Audit protection
Peace of Mind® Extended Service Plan
Instant tax refunds

H&R Block Review By Customers

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What Does H&R Block Tax Software Offer?

The H&R Block tax preparation software offers a comprehensive platform to file your taxes accurately and quickly. 

Whether you have simple or complex tax filings. Here are some of the features you’ll get with the software.

Straightforward Platform

H&R Block’s interface is simple and makes it easy to use and navigate. It helps you file your taxes by providing explanations as you go along. 

Terminology Definitions

Terminology is hyperlinked so you can get more information about what certain concepts are on the spot. There is also a help menu that stays updated according to where you are in the process. 

Audit Protection

There is always the chance of getting audited by the CRA, which involves having your financial information and accounts reviewed to make sure all tax filings are reported correctly and that the amount of tax is correct. Being audited can be stressful, especially if you’re on your own to handle it.  

When you purchase H&R Block’s audit support, you’ll receive personalized assistance from a tax expert to help ease this financial burden and stress of the audit. 

For added protection, you can opt for the Peace of Mind® Extended Service Plan, which offers audit protection plus a Maximum Refund Guarantee.

What Happens If You Owe The CRA Money? 

If you end up owing a lot of money to the CRA, you can make payment arrangements with the CRA.You can also use a personal loan to help cover the debt. Just be sure to check your credit score prior to applying for any loan as it can affect your chances of approval and ability to qualify for the best rates and terms.

Expert Review And Compatibility

Real-life tax experts are available (for a fee) to help answer your questions and even go over your tax return before you file to maximize your refund or reduce what you owe.

You can log on to your platform from a computer or mobile device.

How Much Does The H&R Block Tax Software Cost?

The cost of H&R Block varies depending on the plan you get. If you’re filing it yourself, you’ll have 4 plans to choose from: 

  • The Free Plan – For simple tax returns.
  • The Deluxe Plan – For those who want to maximize their tax credits and deductions.
  • The Premier Plan – For those who have rental income, investments or foreign income. 
  • The Self-Employed Plan – For self-employed individuals

Generally the more complex your finances and the more expert help you need, the more expensive it’ll be.

The Free Plan

Best Suited ForSimple tax returns
Key Features– Automatic return optimization
– Claim RRSP deductions
– Claim student tax credits and deductions
– Report Income from T-slips and RL forms

The Deluxe Plan

Best Suited ForAnyone who wants to maximize tax deductions and credits.
Cost$19.99 per return
Key Features– All the features from the Free Plan
– Claim medical expenses, donations, employment expenses, and dependent transfers and credits
– Personalized suggestions to help save you more money

The Premier Plan

Best Suited ForThose who have rental income, investments or foreign income.
Cost$39.99 ($0 for those aged 25 and under)
Key Features– Includes everything from the Free plan and the Deluxe plan
– Claim rental property expenses
– Claim capital gains or losses and any foreign income

The Self-Employed Plan

Best Suited ForThose who are self-employed (freelancers, consultants, online sales, etc)
Cost$49.99 ($0 for those aged 25 and under)
Key Features– Includes everything from the Premier plan
– Calculators and tool kits to find and calculate self-employed credits and deductions

Need Help From A Tax Expert? 

If you’re new to filing or simply want expert help this tax season, you can get expert help by filing at an H&R Block office near you. 

You can also work with a tax expert online by using H&R Block’s Remote Tax Expert service. All you have to do is upload the required documents, and the tax expert will do the rest. 

You’ll be quoted a price once you’re financial tax situation is assessed. 

Support Offered By H&R Block Tax Software

To receive additional support from H&R Block when filing your taxes, feel free to call or contact them through the following channels:

Telephone1-800-HRBLOCK (1-800-472-5625)
Monday to Friday: 9 am – 9 pm EST
Weekends & holidays: 10 am – 7 pm EST
MailH&R Block Canada Headquarters
2600, 700 – 2nd Street SW
Calgary, AB T2P 2W2
Visit an office or phoneFind an office near you 

Pros And Cons Of Using H&R Block Tax Software

There are numerous benefits to using H&R Block’s tax software. However, there are a couple of drawbacks to consider as well.

Pros Of H&R Block Tax Software

  • Affordable. The free version is easy to use and is enough for the average tax preparation. Even the upgraded versions are affordable compared to other tax software programs.
  • Modern layout. The interface is straightforward to follow and use.
  • Resources available for each field. If you need more information, each field offers more detailed explanations of what is required. 
  • Access to tax experts on demand. If you want extra guidance, you can get in touch with a tax expert to ensure that you’re filing your taxes correctly. 
  • Peace of Mind® Extended Service Plan – If you purchase the Peace of Mind plan, you’ll not only receive help from a tax expert, but you’ll get audit assistance and a Maximum Refund Guarantee. 
  • Security. The H&R Block tax software is NETFILE certified, your information will remain entirely secure when filing your taxes electronically with the CRA or Revenu Quebec.

Cons H&R Block Tax Software

  • Free version missing features. The free version may not come with all the features you need to claim common tax credits and deductions. 

How To File Your Income Taxes Using H&R Block Tax Software?

To file your income taxes with H&R Block, you’ll need to first create an account using your email address.

Once you’ve created an account, choose the plan and topics that apply to your tax situation. Then simply follow the prompts to complete your tax return. 

H&R application

Is The H&R Block Tax Software Right For You? 

H&R Block offers a great option for those who would prefer to have their taxes done at home, either entirely by themselves or with the help of an expert. Fortunately, there are different price options available to suit your budget and your exact tax filing needs, which are far more affordable than other tax software tools available. H&R Block’s tax software is a cost-effective way to file your taxes while still getting some expert assistance backed by security.

H&R Block Tax Software FAQs

Is H&R Block tax software safe?

Yes, you can rest assured knowing that your sensitive information will remain fully secure when you file your taxes electronically with this software tool. It is NETFILE certified, so all of your information will stay safe when your tax information is filed to the CRA or Revenu Quebec.

Can I get my tax refund instantly with H&R Block?

H&R Block does offer instant tax refunds, it’s an advance on your tax refund. This means it’s not free. You will have to pay 15% of the first $300 of your refund and 5% on the remaining. 

Can I do my taxes online for free in Canada?

Yes, there are many tax software services available where you can do your taxes online for free. With H&R Block, you can use their Free plan to file simple income tax returns. Similarly, if you’re aged 25 or under, you can file your taxes for free no matter your tax situation.  
Lisa Rennie avatar on Loans Canada
Lisa Rennie

Lisa has been working as a personal finance writer for more than a decade, creating unique content that helps to educate Canadian consumers in the realms of real estate, mortgages, investing and financial health. For years, she held her real estate license in Toronto, Ontario before giving it up to pursue writing within this realm and related niches. Lisa is very serious about smart money management and helping others do the same.

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