A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
Latest credit Articles
Why Did My Credit Score Drop?
By Bryan Daly
Updated on October 31, 2024
Did you see that your credit score dropped? Don't panic. There are reasons it happens but you have options to get it to go up again
How To Rebuild Your Credit After A Late Payment
By Shari Talbot
Updated on October 31, 2024
Late payments happen, but unfortunately, they can negatively affect the health of your credit. Here's how you can start to rebuild your credit after a...
How Does Your Payment History Affect Your Credit Scores?
By Shari Talbot
Updated on October 31, 2024
The largest contributing factors in the calculation of your credit score is your payment history, here's how it directly affects whether you have good...
What To Do If You Have A Zero Credit Score?
By Mark Gregorski
Updated on October 31, 2024
A zero credit score signifies the absence of credit history. Without a credit history, credit bureaus have no way to rate your credit profile.
How Often Are My Credit Score And Report Updated?
By Caitlin Wood, BA
Updated on October 30, 2024
Our credit score and report, they're the backbone of our credit health and that's why it's so important that we understand why and how they're updated...
Which Credit Bureau Do Lenders Check in Canada?
By Veronica Ott
Updated on October 23, 2024
Curious about which credit bureau a potential lender or creditor is going to pull your credit from? We have the information you need!
What Is A Credit Bureau?
By Lisa Rennie
Updated on October 22, 2024
Everything you need to know about the two major Canadian credit bureaus. From what they are to how they collect your financial information.
When Should You Pay Your Credit Card Bill To Increase Your Credit Score?
By Sandra MacGregor
Updated on October 22, 2024
Find out how paying your credit card bills helps your credit score and how your statement date can affect the best time to pay it off.
What Is Credit Fraud Alert?
By Priyanka Correia, BComm
Updated on October 18, 2024
If you're a victim of credit fraud, you can place a fraud alert on your credit file with TransUnion and Equifax to prevent any further damages.
Are Credit Repair Companies Trustworthy? Our Team Investigates
By Bryan Daly
Updated on October 16, 2024
When it comes to working with a credit repair company to help fix your credit, it's important to be warry about misleading claims.
Is Equifax Unable To Verify Your Identity?
By Bryan Daly
Updated on October 10, 2024
Credit bureaus confirm your identity to prevent fraud and there are strict federal laws that surround our ability to access someone’s credit report.
Accepting a Pre-Approved Credit Increase
By Caitlin Wood, BA
Updated on October 7, 2024
Everything you need to know about accepting a pre-approved credit increase.
