Bill-134, Higher Minimum Payments and Increased Emphasis on Debt-to-Income Ratios

Bill-134, Higher Minimum Payments and Increased Emphasis on Debt-to-Income Ratios

As a consumer, you deserve the right to know exactly what you’re agreeing to when you sign a contract with a lender or merchant. After all, it’s your hard-earned money that we’re talking about, and when you make a decision to make a large purchase or take out a loan,… Read More


Debt Repayment Habits That Can Help Rebuild Your Credit

Debt Repayment Habits That Can Help Rebuild Your Credit

For this blog, we’ve teamed up with our partners at Fairstone The money management and spending habits that can get us into debt can also hurt our credit score. But luckily, there are some simple debt repayment habits that can help you pay off your debt and rebuild your credit… Read More


Credit Solutions For Canadians

Credit Solutions For Canadians

Credit is helpful for many things as it can help you achieve your life and financial goals. However, taking out debt can be a slippery slope if you’re not careful. At Loans Canada, we believe that no credit problem is too big or too small to consider and fix. Furthermore,… Read More


How Debt Consolidation Can Help You Rebuild Credit

How Debt Consolidation Can Help You Rebuild Credit

For this blog, we’ve teamed up with our partners at Fairstone. The main benefits of a debt consolidation loan? It makes debt repayment easier and helps pay down debt faster. But, a debt consolidation loan can also help rebuild your credit over time.  Our partners at Fairstone explain how a… Read More


Should I Use My Credit Card For Emergencies?

Should I Use My Credit Card For Emergencies?

For this post, we’ve teamed up with our partners at Fairstone. Short answer? It depends. Emergencies happen to all of us (and always at the worst time). Is using a credit card for emergency expenses the right choice? That’s up to you. Our partners at… Read More


How To Improve Your Credit Score: Meet Borrowell’s Credit Coach

How To Improve Your Credit Score: Meet Borrowell’s Credit Coach

Guest-written by Borrowell You probably know that having a good credit score is a vital aspect of your financial well-being.   But do you know why it is the way it is – or what you can do to improve it? Enter the new Borrowell Credit Coach:… Read More


What Should My Credit Utilization Ratio Be?

What Should My Credit Utilization Ratio Be?

Credit utilization ratios are a large component of credit score calculations and are a useful ratio for lenders to use when determining the creditworthiness of a loan applicant. Because of their importance in the world of personal finance, it is beneficial to understand what they are, how they work… Read More


Canadian Business Credit Score and Report

Canadian Business Credit Score and Report

Most consumers in Canada are aware that they have a personal credit score and report. But did you know that business owners in Canada have a business credit score and report as well? If you are a business owner in Canada, it’s important for you to be aware of, and… Read More


How to Improve Your Credit Score in 2019

How to Improve Your Credit Score in 2019

If you’re like many other Canadians, you might not be too pleased or satisfied about where your credit score is at right now. If that’s the case, there’s no better time to make the necessary changes to boost your credit score than right now. Or, if you love… Read More


Note:

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