Fast Ways to Borrow Money Right Now
At some point in our lives, we will all need to borrow money. To buy our first home, to get the vehicle we need, to cover the cost...
Posted 16 days ago
Why Getting Your Credit Report Might be Better than Just Getting Your Credit Score
Credit scores are important. We don’t deny this and we understand why a lot of Canadians want to know what theirs is and what...
Posted 25 days ago
The Endless Cycle: Revolving Credit vs. A Loan
What is Revolving Credit? Credit card debt is a serious problem that many people will be forced to deal with for years and years to...
Posted January 9, 2017
The Countdown to Christmas: 12 Days of Financial Advice
As of today, we are officially in the home stretch to Christmas, with only 12 days to go, we hope you’re taking some time to relax...
Posted December 13, 2016
Canceling a Credit Card, is it Bad For Your Credit Score?
To cancel a credit card or not, this is probably one of the most asked credit and personal finance questions out there. Everyone...
Posted November 10, 2016
Beware of The Rewards Credit Card
Rewards credit cards are everywhere. All major credit card providers have at least one type of rewards card to offer their clients...
Posted October 17, 2016
Are You More Interested in Having a Good Credit Score or Being Debt Free?
We discuss credit scores, credit reports, and credit rating a lot. Along with topics like getting out of debt and budgeting, they...
Posted October 12, 2016
What is Bad Credit and How do I Fix it?
The great thing about credit is that it can be improved. If you currently have bad credit, you are not stuck with it forever. You...
Posted September 14, 2016
Instant Loan Approval? Is it Possible if You Have Bad Credit?
Simply put, instant loan approval is not possible and in fact, we can’t emphasize enough that if a lender of any kind offers you a...
Posted September 12, 2016
Credit Reporting Agencies: What are They and How do They Work?
Credit reporting agencies, we know who they are (in Canada there are two, Equifax and TransUnion) and we know that they’re the...
Posted September 8, 2016
How to Dispute an Item on Your Credit Report
Accurate reporting of your credit information is the number one goal of the two main credit reporting bureaus in Canada, Equifax...
Posted August 25, 2016
Have You Ever Considered a Credit Monitoring Service?
The health of your credit depends greatly on a variety of factors, including but not limited to your use of any and all credit and...
Posted August 22, 2016
How to Tell If You’re the Victim of Identity Theft
Identity theft is a serious, active issue in Canada. It can lead to months, if not years, of both financial and legal struggle...
Posted August 17, 2016
What is a Low Interest Credit Card?
Typically we think of credit cards as having interest rates somewhere between 19% and 25% (or higher for certain specialty reward...
Posted July 28, 2016
No Credit History vs. Bad Credit History
The amount of risk you take on when it comes to financial decisions can significantly impact your financial future. If you’re a...
Posted July 20, 2016