Is Paying a Credit Card Annual Fee Worth It?

Is Paying a Credit Card Annual Fee Worth It?

If you’re looking to pay off your regular expenses and strengthen your credit in the process, consistent use of one or more credit cards is a great way of doing it, as long as you can handle whatever monthly bills come your way. Furthermore, most credit card companies offer different… Read More


What is Credit Fraud Alert?

What is Credit Fraud Alert?

Unknown charges on your bank statements? New phone bills you’ve never applied for? Unfamiliar charges on your credit report? These are telltale warning signs of Identity theft: a very terrifying but very real problem we face in our ever-growing technology bound world. No one is spared when it comes… Read More


What is a Credit Report Public Record?

What is a Credit Report Public Record?

If you have ever taken a look at your full credit report, you will notice there is a section dedicated to public records. Public records consist of information that is on file with the government at all levels. They are accessible to everyone in the general public, hence the name… Read More


Bill-134, Higher Minimum Payments and Increased Emphasis on Debt-to-Income Ratios

Bill-134, Higher Minimum Payments and Increased Emphasis on Debt-to-Income Ratios

As a consumer, you deserve the right to know exactly what you’re agreeing to when you sign a contract with a lender or merchant. After all, it’s your hard-earned money that we’re talking about, and when you make a decision to make a large purchase or take out a loan,… Read More


Debt Repayment Habits That Can Help Rebuild Your Credit

Debt Repayment Habits That Can Help Rebuild Your Credit

For this blog, we’ve teamed up with our partners at Fairstone The money management and spending habits that can get us into debt can also hurt our credit score. But luckily, there are some simple debt repayment habits that can help you pay off your debt and rebuild your credit… Read More


Credit Solutions For Canadians

Credit Solutions For Canadians

Credit is helpful for many things as it can help you achieve your life and financial goals. However, taking out debt can be a slippery slope if you’re not careful. At Loans Canada, we believe that no credit problem is too big or too small to consider and fix. Furthermore,… Read More


How Debt Consolidation Can Help You Rebuild Credit

How Debt Consolidation Can Help You Rebuild Credit

For this blog, we’ve teamed up with our partners at Fairstone. The main benefits of a debt consolidation loan? It makes debt repayment easier and helps pay down debt faster. But, a debt consolidation loan can also help rebuild your credit over time.  Our partners at Fairstone explain how a… Read More


Should I Use My Credit Card For Emergencies?

Should I Use My Credit Card For Emergencies?

For this post, we’ve teamed up with our partners at Fairstone. Short answer? It depends. Emergencies happen to all of us (and always at the worst time). Is using a credit card for emergency expenses the right choice? That’s up to you. Our partners at… Read More


How To Improve Your Credit Score: Meet Borrowell’s Credit Coach

How To Improve Your Credit Score: Meet Borrowell’s Credit Coach

Guest-written by Borrowell You probably know that having a good credit score is a vital aspect of your financial well-being.   But do you know why it is the way it is – or what you can do to improve it? Enter the new Borrowell Credit Coach:… Read More


Note:

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster.

Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic by visiting our page on loan scams.