N2Xpress Money Transfer Review

N2Xpress Money Transfer Review

Written by Mark Gregorski
Fact-checked by Caitlin Wood
Last Updated November 30, 2021

N2Xpress is the operating name of Alpha Fortress Ltd, A US-based software development firm. Founded in 2017, the company provides online money transfer services, allowing customers to send money to various countries and make overseas bill payments.

Which Countries Can I Send Money to? 

You can only send money from Canada and The United States, though N2Xpress is working on adding more countries. Money can be transferred to the following countries:

India, Nigeria, Kenya, Ghana, West Africa, South Africa, and the Philippines. However, if you’re sending money from America, you can only send it to three of the seven countries: Kenya, Nigeria, and India.

How Do You Send Money Using N2Xpress? 

You can send money through a bank transfer or by using your debit card or credit card. The process is straightforward:

  1. Sign up – Create your account by registering online. Enter your personal details to have your ID-verified.
  2. Create your transfer – Select your desired currency, transfer amount, and method of payment. You’ll be presented with the exchange rate and total fees for the transaction.
  3. Enter your receiver’s details – Input the details of the person receiving the money. Recipients can receive the transferred funds in their bank account or mobile wallet. 
  4. Send the money – Verify that everything is correct and send the money. You’ll receive a notification when your funds are transferred. You can track your transfer from your account dashboard.

Check out how to get a cash pick up with a money transfer.

N2Xpress Money Transfer Overview 

Countries You Can Send Money From  – Canada
– United States
Countries You Can Send Money To*– India
– Nigeria
-Kenya
– Ghana
– West Africa
– South Africa
– Philippines
Minimum Transfer Amount$10 
Maximum Transfer Amount$2,999
Payment Method– Bank transfer
– Debit card
– Credit card
Transfer Processing TimeSeveral minutes by debit card or credit card; up to two business days by bank transfer

*If you’re sending money from the United States, you can only send it to Kenya, Nigeria, and India.

Paying Bills Using N2Xpress

N2Xpress has partnered with Paykii, a firm that provides financial service providers with access to a global bill payment hub. Through this partnership, N2Xpress facilitates the quick and easy payment of bills overseas directly to service providers. This is a helpful and convenient feature if you want to pay for certain expenses overseas for a family member or friend, particularly if they don’t have a bank account that accepts digital money transfers. You can send money to pay for a variety of expenses: utilities, taxes, tuition, home deliveries, and mobile reloads.

You can make bill payments to service providers in over 20 countries, including Mexico, India, Ghana, Nigeria, Egypt, Vietnam, and many others.

 How Do You Pay Bills Using N2Xpress

To pay a bill using N2Xpress, follow these steps:

  1. Login to your account and select the country and bill type.
  1. Enter the account information of the recipient. 
  1. Specify the amount you wish to pay.
  1. Select your payment method and complete the transaction.

Prefer a wire transfer? Check out how wire transfers work

Countries You Can Make Bill payments

  • Mexico
  • India
  • Indonesia
  • Kenya
  • Philippines
  • United Arab
  • Emirates
  • Nigeria
  • Ghana
  • Costa Rica
  • Dominican Republic
  • Ecuador
  • Egypt
  • El Salvador
  • Guatemala
  • Honduras
  • Jamaica
  • Nepal
  • Nicaragua
  • Jordan
  • Pakistan
  • Peru
  • Vietnam

Types of bills You Can Pay

  • Utilities
  • Tuition
  • Taxes
  • Home deliveries
  • Airtime

Is N2Xpress Safe?

N2Xpress is a money service business that is licensed and regulated by the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC), so they adhere to the highest standards in consumer data protection and the secure conduct of online financial transactions.

N2Xpress employs state-of-the-art compliance features and encryption technology to detect and block transactions that may be associated with criminal activity. All transactions conducted on the N2Xpress platform are meticulously checked and verified under Know Your Customer (KYC) guidelines.

The company is compliant with the Payment Card Industry (PCI) standards, ensuring customers’ credit card information is transmitted in a secure environment. Personal data is stored according to the standards of the General Data Protection Regulation (GDPR).

Check out how you can transfer money from your credit card to your bank account

Frequently Asked Questions

What documents are required to make a money transfer? 

N2Xpress requires at least one form of government-issued identification to register your account, such as a passport or driver’s license.

Can I cancel a money transfer through N2Xpress? 

Yes, provided your money transfer hasn’t been released, you can cancel the order by contacting the customer support team at support@n2xpress.com. Bill payments, however, can’t be cancelled.

Can I use my credit card to transfer money?

Yes, you can make transfers using a credit card. 

Bottom Line

N2Xpress is a new player in the online international money transfer industry. Though they only allow money transfers to a few countries, they have taken great strides to provide a cost-effective, safe, and efficient way of sending money and paying bills internationally. 

Transfers are relatively easy to initiate and offer full transparency, displaying your total cost with no hidden fees or taxes. Customer service is available 24/7, which is very convenient should you run into problems.

Overall, N2Xpress is worthy of consideration as a money service provider.

Mark is a writer who specializes in writing content for companies in the financial services industry. He has written articles about personal finance, mortgages, and real estate and is passionate about educating people on how to make smart financial decisions. Mark graduated from the Northern Alberta Institute of Technology with a degree in finance and has more than ten years' experience as an accountant. Outside of writing, he enjoys playing poker, going to the gym, composing music, and learning about digital marketing.

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