A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
Latest Mortgage Articles
Open vs. Closed Mortgages
By Lisa Rennie
Updated on December 16, 2024
What are the differences between open and closed mortgages? What advantages and disadvantages does each offer? Read on to find out.
Will The Mortgage Stress Test Affect Your Mortgage Renewal?
By Lisa Rennie
Updated on December 12, 2024
With the new mortgage renewal stress test rules in place, borrowers looking to renew soon might be faced with a whole new set of problems.
Can The Smith Maneuver Turn Your Mortgage Interest Into A Tax Deductible Investment Loan?
By Chrissy Kapralos
Updated on December 12, 2024
The Smith Maneuver is a legal strategy that helps Canadian homeowners turn their mortgage interest into a tax-deductible investment loan.
Features You Want To See In Your Mortgage Contract In 2025
By Bryan Daly
Updated on December 11, 2024
When it comes to purchasing a house, it's important that you understand your mortgage contract and make sure it includes all the features you want.
Alternative Mortgage Financing In 2025
By Bryan Daly
Updated on December 11, 2024
Alternative lenders can provide all Canadians with the opportunity to become homeowners, keep reading to learn how they can help you too.
The Canadian Mortgage Stress Test in 2025
By Lisa Rennie
Updated on December 10, 2024
Thinking about purchasing a house this year? Make sure you understand how the mortgage stress test in Canada will affect your buying power.
Best Real Estate Apps In Canada 2025
By Daniel Schoester
Updated on December 10, 2024
Discover Canada's best real estate apps, your guide to navigating the market with ease. Explore features, user reviews, and more.
Average House Price In Nova Scotia 2025
By Lisa Rennie
Updated on December 10, 2024
Thinking of buying a house in Nova Scotia? Check out the average house prices in Nova Scotia.
Average House Price In Calgary 2025
By Lisa Rennie
Updated on December 10, 2024
Calgary is a great place to live and plant some roots. And compared to other cities across Canada, it's relatively affordable.
Can You Pay Your Mortgage With A Credit Card?
By Jun Ho
Updated on December 9, 2024
Want to pay your mortgage payments via your credit card? Find out how and what are the benefits and drawbacks to it.
Uninsured Mortgages Explained: OSFI Stress Test Changes and What They Mean for You
By Sean Cooper
Updated on December 5, 2024
Due to the effects of COVID-19, OSFI has announced that it will be making some changes to the mortgage stress test for uninsured mortgages.
Can You Get An FHA Loan In Canada?
By Lisa Rennie
Updated on December 4, 2024
Have you heard of the FHA loan in Canada? Unfortunately, the FHA loan is a US-based product, but there is a Canadian version of it.
