A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
Latest Mortgage Articles
How To Borrow Using Your Home Equity
By Lisa Rennie
Updated on June 12, 2024
Do you have equity in your home? Find out how you can get a home equity loan in Canada and how much you can borrow.
What Is An Underwater Mortgage?
By Lisa Rennie
Updated on June 12, 2024
An underwater mortgage can cause trouble if you plan on selling or refinancing your home. Find out how to avoid an underwater mortgage.
Breaking A Canadian Mortgage Contract
By Lisa Rennie
Updated on June 12, 2024
When you break a mortgage contract you’re required to pay your lender a pre-payment penalty as well as other fees.
Mortgage Affordability
By Lisa Rennie
Updated on June 11, 2024
Come see how much home you can afford in Canada based on your income, credit score, down payment and other factors.
Porting A Mortgage | What Does It Mean?
By Bryan Daly
Updated on June 11, 2024
Everything you need to know about porting your mortgage and when it's actually a good idea.
Deed In Lieu Of Foreclosure In Canada: An Alternative To Foreclosure
By Lisa Rennie
Updated on June 11, 2024
A deed in lieu of foreclosure is when you agree to voluntarily hand over the deed to your home to the lender instead of going through a foreclosure.
How To Apply For A Mortgage If You Have Bad Credit
By Caitlin Wood, BA
Updated on June 7, 2024
Personal loans have become increasingly popular as a way to consolidate debts, as Australians begin to shun credit cards and their high interest rates...
Canadian Home Buyer’s Plan (HBP)
By Caitlin Wood, BA
Updated on June 7, 2024
Looking to build a strong down payment for your first home? Consider the Canadian Home Buyer's Plan (HBP).
How A Blended Mortgage Can Save You Money | Blend And Extend, Blend To Term
By Caitlin Wood, BA
Updated on June 7, 2024
Are you currently considering refinancing your mortgage? Read this first and learn how a blended mortgage could save you a lot of money.
Is A Reverse Mortgage A Good Idea In Canada?
By Alpine Credits
Updated on June 7, 2024
Reverse mortgages are particularly popular among older homeowners looking to stay in their homes while accessing an affordable loan. Reverse mortgages...
Is A 30 Year Mortgage A Good Idea For You?
By Sean Cooper
Updated on June 7, 2024
Is a 30 year amortization mortgage too much debt for too long? When is it the right decision for you? Here is what Sean thinks.
Can’t Afford A Home In Canada? You May Qualify For One With Habitat For Humanity
By Lisa Rennie
Updated on June 7, 2024
Buying a home in Toronto is unaffordable for many. But you may qualify for an affordable home with Habitat for Humanity in Toronto.
