The Loans Canada Blog

How to Find Out if a Loan Company is Legitimate

How to Find Out if a Loan Company is Legitimate

Getting a loan, at least once, is a necessity for most Canadians. Whether you need to get a car, want to buy a home, or simply need some extra cash to cover an emergency, loans are an integral part of our lives. While… Read More


What is Debt-to-Income Ratio and How to Calculate It?

What is Debt-to-Income Ratio and How to Calculate It?

Learning about the ins and outs of personal finance can be a difficult process as there is a lot to learn. However, if you want to be financially healthy, it’s important that you are informed. One helpful personal finance tip that everyone should know about, but very few… Read More


6 Homeowner Tax Breaks You Can Benefit From

6 Homeowner Tax Breaks You Can Benefit From

As a Canadian homeowner, you’ve got plenty of bills to pay. In addition to your mortgage, you’re also responsible for all those utility bills, property insurance, property taxes, and maintenance costs associated with operating a home. The good news is that you might qualify for… Read More


What is the Minimum Credit Score Required For Mortgage Approval in Canada (2018)?

What is the Minimum Credit Score Required For Mortgage Approval in Canada (2018)?

It’s no secret these days that when it comes to houses, prices are on the rise. A home that was bought for less than $100,000 in the 1970’s might now be worth over $1,000,000 in certain parts of Canada. As a matter of fact, in more popular urban… Read More


Will I Lose My RRSPs if I Declare Bankruptcy?

Will I Lose My RRSPs if I Declare Bankruptcy?

Sometimes, an individual or a family can feel like they are drowning in debt and can’t see any way out. In some cases, it’s poor spending habits that have resulted in consumer debt. Some people run into bad luck with an illness, an… Read More


How to Stress Test Your Mortgage 2018

How to Stress Test Your Mortgage 2018

Are you ready to become a homeowner? Then again, maybe you’re already a homeowner, but your mortgage is up for renewal, or you’re looking to upgrade to something more higher end than your current dwelling. Not so fast, because there’s one thing that might get in your way,… Read More


Land Transfer Tax Ontario: What Buyers Should Know

Land Transfer Tax Ontario: What Buyers Should Know

If you’re buying a home, you’ll be paying several fees in addition to the price paid for the home itself. Among all these additional expenses is the land transfer tax, which residents of Ontario are required to pay when they take possession of real property. It’s always the… Read More


8 Things You Need to Do Before Selling Your Home

8 Things You Need to Do Before Selling Your Home

Selling your home is a huge deal. Your home is likely the biggest financial investment you’ve ever made or will make in your lifetime, so it’s critical that you handle its sale properly when it comes time to list it on the market. The better… Read More


How to Improve Your Credit in 2018

How to Improve Your Credit in 2018

Every year, people across the country are discovering just how valuable the health of their credit is. Not only can good credit help you gain access to the financial tools and products that you need, but it can also get you reasonable interest rates… Read More


Note:

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