The Top Secured Credit Cards in Canada
Credit cards are one of the most frequently used financial products in Canada. You might be wondering, what sets a secured credit card apart from a regular credit card? The main difference is that a cash deposit is required to secure the credit card, as the name implies. Furthermore, secured… Read More
Can I Pay Off My Loan Early?
There are certain times in life where a little financial help would be helpful. Whether it’s to purchase a car, buy a home, or cover the cost of college tuition, a loan can certainly come in handy from time to time. Of course, when you take out a loan, you’ll… Read More
How to Make a Budget When You’re In Debt
For this post, we’ve teamed up with our partners at Fairstone Everyone can benefit from a budget, especially individuals who are trying to pay down debt. A budget is an important part of your overall plan to get out of debt and can help you stay debt-free in the future. … Read More
Co-buying: Should You Consider Buying a Home with a Friend?
By: Zoocasa If you’ve been looking at MLS listings in Toronto or other cities like Vancouver, you’ll have noticed that home sale prices have been increasing, making it harder to buy a home on a single income. However, that might not mean that your dream of… Read More
What is a Credit Report Public Record?
If you have ever taken a look at your full credit report, you will notice there is a section dedicated to public records. Public records consist of information that is on file with the government at all levels. They are accessible to everyone in the general public, hence the name… Read More
Everything You Need to Know Before Buying a Car Online
Second, only to your house, a car is one of the biggest financial investments you’ll ever make. Once upon a time, buying a car meant spending hours at the dealership. Back then, your knowledge of pricing, APR, and availability extended no farther than what the salesperson told you. But now,… Read More
How Can I Get a Lower Interest Rate on a Loan?
For this post, we’ve teamed up with our partners at Fairstone. Picture this: You want to buy a car in the next few months, but know you’ll need a loan to cover some or all of the cost. This is a good opportunity to start increasing your credit score. Why?… Read More
How Car Loans, Student Debt, and Credit Card Balances Impact Mortgage Affordability
By: Zoocasa Extremely few Canadians pay for their house in cash — almost all of us will be forced to borrow in order to buy a property. In 2016, mortgages accounted for 80.7% of the total debt carried by Canadian families, up from 77.4% in 1999, according to… Read More
Car Loans For Students
As a student, you might be wondering, can I get a car loan? The short answer is yes, but you will need to have good credit and steady income. Without these two things, it can be a challenge to get approved. After all, if you step into the lender’s shoes,… Read More
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